Justin Cracroft
VP / SBA Credit Manager at Rising Bank- Claim this Profile
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English Native or bilingual proficiency
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Portuguese Professional working proficiency
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Spanish Limited working proficiency
Topline Score
Bio
John B.
Justin is a diligent, smart professional who is highly knowledgeable about all SBA and USDA Lending Programs along with how to navigate both qualifying and underwriting this arcane area of lending. Both Justin's individual work product and his management oversight on credit, risk and underwriting work was second to none.
Mike Seeley
Justin was excellent to work with! An adroit credit professional, he was able to take in the big picture quickly and resolve issues in order to move deals forward. I would be very pleased to work with Justin again, should the opportunity ever arise!
John B.
Justin is a diligent, smart professional who is highly knowledgeable about all SBA and USDA Lending Programs along with how to navigate both qualifying and underwriting this arcane area of lending. Both Justin's individual work product and his management oversight on credit, risk and underwriting work was second to none.
Mike Seeley
Justin was excellent to work with! An adroit credit professional, he was able to take in the big picture quickly and resolve issues in order to move deals forward. I would be very pleased to work with Justin again, should the opportunity ever arise!
John B.
Justin is a diligent, smart professional who is highly knowledgeable about all SBA and USDA Lending Programs along with how to navigate both qualifying and underwriting this arcane area of lending. Both Justin's individual work product and his management oversight on credit, risk and underwriting work was second to none.
Mike Seeley
Justin was excellent to work with! An adroit credit professional, he was able to take in the big picture quickly and resolve issues in order to move deals forward. I would be very pleased to work with Justin again, should the opportunity ever arise!
John B.
Justin is a diligent, smart professional who is highly knowledgeable about all SBA and USDA Lending Programs along with how to navigate both qualifying and underwriting this arcane area of lending. Both Justin's individual work product and his management oversight on credit, risk and underwriting work was second to none.
Mike Seeley
Justin was excellent to work with! An adroit credit professional, he was able to take in the big picture quickly and resolve issues in order to move deals forward. I would be very pleased to work with Justin again, should the opportunity ever arise!
Credentials
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Emergency Medical Technician (EMT)
National Registry of Emergency Medical TechniciansMar, 2021- Nov, 2024 -
Credit Risk Certified
The Risk Management AssociationApr, 2011- Nov, 2024
Experience
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Rising Bank
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United States
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Banking
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1 - 100 Employee
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VP / SBA Credit Manager
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Aug 2021 - Present
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Acclivity Financial
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United States
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Financial Services
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1 - 100 Employee
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Vice President Underwriting
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Apr 2018 - Aug 2021
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Cornerstone Healthcare, Inc.
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Denver, CO
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Administrator In Training
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Nov 2017 - Mar 2018
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Evolve Bank & Trust
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United States
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Financial Services
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400 - 500 Employee
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Senior SBA Underwriter
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Apr 2015 - Oct 2017
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Small Business Funding Group
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Greater Denver Area
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Senior Vice President of Credit and Risk Management
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Jul 2012 - Mar 2015
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SunTrust
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United States
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Financial Services
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700 & Above Employee
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SBA Credit Team Lead
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Nov 2009 - Jul 2012
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AmericanWest Bank
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Banking
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100 - 200 Employee
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SBA Operations Manager
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Mar 2007 - Nov 2009
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Zions Bank
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United States
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Banking
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700 & Above Employee
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Relationship Manager
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Mar 2006 - Mar 2007
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GE Capital
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United States
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Financial Services
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700 & Above Employee
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Loan Originator
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Nov 2004 - Mar 2006
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Zions Bancorporation
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United States
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Banking
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700 & Above Employee
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SBA Control Officer / Commercial Loan Processor
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Jul 2002 - Nov 2004
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Education
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2007 - 2009
Western Governors University
MBA, Management & Strategy -
2000 - 2002
Southern Virginia University
BA, Management, English, Creative Writing -
1998 - 2000
Salt Lake Community College
AA, Business -
1998 - 2000
University of Utah
A'cappella Choir
Community
