Justin Liu

VP, Lending Officer at Metro City Bank
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Contact Information
us****@****om
(386) 825-5501
Location
Atlanta Metropolitan Area
Languages
  • English Native or bilingual proficiency
  • Chinese Native or bilingual proficiency

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Experience

    • Banking
    • 1 - 100 Employee
    • VP, Lending Officer
      • Oct 2018 - Present

    • AVP, Commercial Credit Analyst / Lending Officer
      • Oct 2017 - Present

    • Commercial Lending Officer
      • Feb 2014 - Present

      Underwriting and closing secured and unsecured Commercial, SBA, and USDA loans in accordance with established lending objectives, polices, and procedures. Analyze and monitor credit quality on all loans to ensure the credentials comply with required standards primarily for SBA 7(a), SBA 504, and USDA loans.• Perform client interviews, financial statement analysis, and industrial research• Analyze applicant's financial status, credit, and property evaluations to determine credit worthiness• Make recommendation presentations to credit committee• Perform existing portfolio securitization including servicing and following up on past dues• Develop and negotiate revised loan repayment terms as necessar Show less

    • United States
    • Food & Beverages
    • 1 - 100 Employee
    • Assistant Manager
      • May 2010 - Jan 2014

      - Managed over 10+ employees along with making sure all daily tasks are completed before opening - Reconcile gross receipts at the end of the day - Managed over 10+ employees along with making sure all daily tasks are completed before opening - Reconcile gross receipts at the end of the day

    • United States
    • Financial Services
    • 1 - 100 Employee
    • Accounting Assistant
      • Dec 2009 - Apr 2010

      Balance and reconcile nine of the company’s bank accounts daily, including checking, savings, and money market accounts Help maintain company database and system in order to make sure 4,000 clients who are employers get their federal, unemployment, state withholding, and local taxes paid Add and enter changes to customers’ tax payment information in order to do amendments Create manual checks to tax agencies for customers who have been charged interest due to rate changes Process accounts payable for over 100 vendors Show less

Education

  • Georgia State University
    Bachelor's degree, Accounting and Finance
    2007 - 2012
  • Georgia College and State University
    2006 - 2007

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