Managing Director

• Nov 2020 - Present

We provide wholesale financing through securitization, term debt, and revolving debt facilities, providing liquidity to companies ranging in lifecycle (https://www.cwbmaxium.com/financing/program).Primary responsibilities include:- Manage the Program Finance Team, a vertical within the Specialty Finance Group of Canadian Western Bank (TSE:CWB),- Develop and assess new Program opportunities to present to Credit Committee,- Comprehensive account management, building strong and lasting relationships, and- Interim and annual credit reviews of existing Program relationships and presentation to Credit Committee.Other responsibilities include:- Assist with Due Diligence of new Program opportunities,- Prepare Discussion Papers and facility governing documents in conjunction with legal,- Work with Programs to appropriately forecast funding volume and prepare tactical plans for achieving targets,- Provide business volume and profitability forecasts to Executive Team, and- Ensure Clients' compliance with triggers and covenants of the facility governing document.Accomplishments include:- Successfully on-boarded several new Programs from a variety of industries,- Responsible for hundreds of millions of dollars funded through multiple types of funding facilities,- Established and grew several community outreach relationships, including:▫ Make-A-Wish▫ Junior Achievement▫ OSPCA▫ Samaritan's Purse▫ Richmond Hill Community Food Bank▫ Crohn's and Colitis Canada▫ Ve'ahavta

Director, Program Finance

• Sep 2019 - Nov 2020

Primary responsibilities include:- Comprehensive account management for existing Programs, building strong and lasting relationships,- Underwriting of new Programs and presentation to Credit Committee,- Interim and annual credit reviews of existing Program relationships and presentation to Credit Committee, and- Develop and assess new Program opportunities to present to Credit Committee.We provide wholesale financing through warehouse, securitization, and other debt facilities, providing liquidity to companies ranging in lifecycle (https://www.cwbmaxium.com/en/financing/program).Other responsibilities include:- Assist with Due Diligence of new Program opportunities,- Prepare Discussion Papers and facility governing documents in conjunction with legal, - On-board approved Programs,- Point-of-contact for assigned Programs; nurture and develop relationships, - Assist in the implementation and management of a variety of facilities providing liquidity for our Programs,- Work with Programs to appropriately forecast funding volume and prepare tactical plans for achieving those plans,- Provide business volume and profitability forecasts to Executive Team, and- Ensure Clients' compliance with triggers and covenants of the facility governing document. Accomplishments include:- Successfully on-boarded several new Programs from a variety of industries,- Responsible for hundreds of millions of dollars funded through multiple types of funding facilities,- Active member of a community outreach team, spearheading involvement with multiple organizations in the community, including: ▫ Make-A-Wish ▫ Junior Achievement ▫ OSPCA ▫ Samaritan's Purse ▫ Richmond Hill Community Food Bank ▫ Crohn's and Colitis Canada ▫ Ve'ahavta

Senior Manager, Program Finance

• Jun 2016 - Aug 2019

Primary responsibility is to provide comprehensive account management for existing and newly originated Vendor Programs, building strong and lasting relationships.We provide warehouse, securitization, and other senior debt facilities, providing liquidity to companies ranging in lifecycle.Other responsibilities include: ▪ Assess new Program opportunities and present to Credit Committee, ▪ Prepare Discussion Papers and facility governing documents in conjunction with legal, ▪ On-board approved Programs, ▪ Point-of-contact for assigned Programs; nurture and develop relationships, ▪ Present interim and annual reviews to Credit Committee, ▪ Assist in the implementation and management of a variety of facilities providing liquidity for our Vendors, ▪ Work with Vendors to appropriately forecast funding volume and prepare tactical plans for achieving those plans, ▪ Provide business volume and profitability forecasts to Senior Management, and ▪ Ensure Vendors' compliance with triggers and covenants of the facility governing document. Accomplishments include: ▪ Successfully on-boarded several new Vendors from a variety of industries, ▪ Responsible for hundreds of millions of dollars funded through multiple types of funding facilities, ▪ Active member of a community outreach team, spearheading involvement with multiple organizations in the community, including: ▫ OSPCA ▫ Make-A-Wish ▫ Junior Achievement ▫ Samaritan's Purse ▫ Richmond Hill Community Food Bank ▫ Crohn's and Colitis Canada ▫ Ve'ahavta

Program Manager

• Oct 2014 - May 2016

Develop and establish appropriate procedures to ensure all Vendor Programs (> $100M funded annually) are in compliance with their funding agreements through performance of on-site audits. Vendor Programs are one of the 5 distinct areas of financing at CWB Maxium and are high-touch in nature. These Vendor Programs represent a strategic growth focus for CWB Maxium and range in industries from medical to vehicle to HVAC and many in between.Liaise between the Vendor Program Originators we finance, Sun Life Financial, CWB Maxium Senior Management, and treasury. Prepare written reports on the results of program audits including the strengths, deficiencies, and a course of action presented to CWB Maxium Senior Management. Findings in these reports are then used as a basis for Credit Committee Reviews and Program Renewals. Perform due diligence procedures for new business opportunities, including risk analysis, cash flow modelling, system analysis, and negotiation of terms. The written report prepared based on these procedures is used as a foundation for preparing terms of an agreement which are submitted to the Credit Committee, our funders and then ultimately the Originator in the form of a Term Sheet.Assistance with internal financial reporting and internal audit procedures.

Program Audit Manager

• Sep 2012 - Sep 2014

Senior Staff Accountant

• Sep 2011 - Sep 2012

Provide assurance services within the Toronto Audit Group with a broad range of industry groups including: mining, manufacturing, pharmaceutical and Not-for-Profit. Planned and executed both public and private company audits in both Canada and the U.S.One of the lead Senior Staff Accountants for a pilot project integrating a new methodology and software specific to private/mid-market clients. Project expected to roll out nation wide.

Staff Accountant

• Sep 2009 - Sep 2011

Assistant Golf Professional

• Apr 2006 - Oct 2007

Golf Operations

• 2003 - 2005