Sales compliance Executive

• Apr 2022 - Present

Business Risk and Compliance Analyst (KYC)

• Feb 2021 - Apr 2022

- Perform KYC and Due Diligence (CDD & Enhanced Due Diligence) on bank customers (both individuals and non-individuals) across business segments. - Perform Risk Profiling of the customer to determine the AML and Sanctions Risk exposure to the bank. Identify beneficial owners, shareholders and other connected parties through unwrapping.- Conduct name screening on the customer and associated parties of the customer to rule out AML/Sanctions/Adverse Media information.- Collect necessary support and evidentiary documentation from client and associated parties as stipulated in CIP procedure.- Escalate potential complex due-diligence cases uncovered during EDD process to AML & Sanctions Team for their recommendation.- File suspicious transaction reports (Internal/External) within stipulated timeline upon uncovering potential suspicious activity/behaviour.- Obtain necessary information from client and compile responses for queries pertaining to KYC/CDD/EDD from law enforcement or regulators or bank’s compliance team or auditors (both internal and external) or Business Unit Management.- Work closely with Business Unit and Branch team members, Sales Staff and RMs to complete EDD obligations of their clients.- Conduct transaction review as part of client review process, and to identify any anomalies in trends, patterns and behaviour.

Anti-Money Laundering Analyst

• Feb 2019 - Feb 2021

• Perform AML periodic reviews (ECDD) thorough analysis from collected data, including investigation, KYC information; relevant account and transaction data, plus any other required information to assist the investigations.• To review transaction monitoring alerts within Service Level Agreement (SLA), determine any suspicious and/or AML/CFTL related activities• To perform Name screening via WLM (Watchlist Management) and opened/closed sources• Analysing alerts and investigating transactional activities to detect any suspicions of money laundering or terror financing activity.• Undertake AML related investigation and STR filings.• Assist in AML related projects.• To facilitate training for new hires and briefing when there are change in process and relevant regulations.• Track and monitor various AML alerts.• Provide advice and guidance to the Business Units with respect to client due diligence queries, AML/CFT matters, relevant internal policies and regulations.• Keep abreast of regulatory developments in prevention of money laundering and terrorist financing

Business Analyst

• Sep 2017 - Feb 2019

- Coordinate the daily Citi Private Bank Statement and Advice process between Citi operations teams in Singapore and Hong Kong, and external Vendors. - Perform strict control processes to ensure the complete and timely delivery of Statement/ Advice/ Report to Clients according to Compliance standards. - Work with Technology and Global Operations counterparts to troubleshoot and resolve issues related to the Rendition system. - Process financial information, investigate data issues and perform follow-up with operations and technology teams.