Juho Niemelä
Director of Economic Development / Elinvoimajohtaja at Ylivieskan kaupunki- Claim this Profile
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English Full professional proficiency
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Finnish Native or bilingual proficiency
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Swedish Limited working proficiency
Topline Score
Bio
Credentials
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General Securities Qualification (APV1)
Aalto University Executive Education LtdOct, 2020- Oct, 2024
Experience
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Ylivieskan kaupunki
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Finland
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Government Relations
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1 - 100 Employee
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Director of Economic Development / Elinvoimajohtaja
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Jun 2022 - Present
As the director of economic development, I am a member of the executive group of the city and responsible for the department of economic development, which includes the operations of corporate advisory services, employment services, marketing, and developmental projects related to economic development.My other responsibilities include:-Preparing and presenting matters for the city council to decide.-Budgetary and managerial responsibility for the department of economic development, which consists of roughly 3 million euros in annual costs and 25 employees.-Administrative duties in several municipal projects.-Responsibility for the contracts that pertain to the department of economic development.-Representing the city with several different stakeholders and developing cooperation within a wide network.-Various types of strategy work.
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Chief Executive Officer
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Aug 2021 - May 2022
Pellon Serviisi Oy was respnsible for the rental apartments owned by the municipality of Pello, property maintenance services, cleaning services and food management. Additionally Serviisi was responsible for a part of the municipal organizations' bookkeeping and other parts of the financial process.The turnover of the company was roughly 2,5 million euros, and the company had close to 50 employees while I was CEO. Pellon Serviisi Oy was respnsible for the rental apartments owned by the municipality of Pello, property maintenance services, cleaning services and food management. Additionally Serviisi was responsible for a part of the municipal organizations' bookkeeping and other parts of the financial process.The turnover of the company was roughly 2,5 million euros, and the company had close to 50 employees while I was CEO.
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Chief Executive Officer
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Aug 2021 - May 2022
Pellon Kehitys' main responsibilities included business advisory services to the entrepreneurs and SMEs in Pello. In addition the company was responsible for municipal marketing. The turnover was roughly 200 000 euros and the company had 3 employees while I was CEO. Pellon Kehitys' main responsibilities included business advisory services to the entrepreneurs and SMEs in Pello. In addition the company was responsible for municipal marketing. The turnover was roughly 200 000 euros and the company had 3 employees while I was CEO.
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Pellon kunta
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Finland
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Government Administration
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1 - 100 Employee
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Director of Economic Development (acting) / Elinvoimajohtaja (vs.)
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Jun 2021 - May 2022
As the director of economic development, I was a member of the executive group of the municipality and responsible for the department of economic development, which included education and early childhood education, culture and the technical office. I was the municipal official responsible for the board of economic development. When needed, I worked as the substitute for the mayor.My other responsibilities included:-Responsibility for the financial process and financial reporting at the municipality.-Preparing items for the municipal government's meetings.-Budgetary and managerial responsibility for the department of economic development, which consists of roughly 9,5 million euros in annual costs and 100 employees.-Administrative duties for several municipal projects.-Responsibility for a majority of the municipality's contracts, such as IT and service contracts.
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Aktia
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Financial Services
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500 - 600 Employee
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Sales Manager
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Jul 2020 - Apr 2021
My main task was to realize Aktia's strategic goals through the acquisition of new clients whose financial well-being I could help improve.My main responsibilities included:-Negotiating loans, mainly mortgages. Giving comprehensive advice regarding the home purchasing process, which is often one of the largest financial decisions people make in their lives-Giving advice about preparing for risks through protective insurance (e.g. life insurance, unemployment insurance, health insurance) and interest rate ceilings and collars-Offering advice on improving long-term financial well-being by helping make sure the clients' household finances are balanced -Enabling and encouraging customers toward increasing their wealth through savings and investments at a risk-level that they are comfortable with.
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OP Financial Group
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Finland
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Financial Services
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700 & Above Employee
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Financial Advisor
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Sep 2019 - Jul 2020
My responsibilities as a financial advisor at OP Oulu were diverse, the most important one being negotiating loans and mortgages for private customers. It is a privilege to get to advice people on what are often the largest and most important financial decisions of their lives. Thus, it is also important to consider the customers' finances and situations broadly, including their hopes and plans for the future. Thoroughly analyzing potential significant risks and preparing against them is also vital. A comprehensive view is called for. As a bonus, I got to make dreams come true!Other tasks I was responsible for include but are not limited to:-Customer risk analysis-Analyzing the usability and value of collateral (securities) for loans-Analyzing the customers' eligibility for loans based on the entirety of their customership (e.g. spending behaviour)-Pricing of loans based on the factors mentioned above-Sales of ancillary services to loans, such as interest ceilings, protective insurance etc.-Advice and sales of most other banking services for private customers such as accounts, cards, unsecured credit, savings options and investment options-Interpreting documentation about real estate, such as contracts of sale, condition reports, property managers' reports and encumbrance documents and other legal documents, such as wills and estate inventories-Executing the sales process of real estate, including banking transactions and other relevant documentation to relevant authorities-Making sure every relevant law and regulation is followed to the letter
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Corporate Banking Advisor
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Aug 2018 - Aug 2019
I worked as a payment transaction specialist for corporate and institutional customers at OP Financial Group, with several areas of responsibility:-Helping with inquiries related to payment transactions, ranging from single payments to payment materials of an undefined amount of transactions-Support with payments and transactions made via financial management software-Sales of business bank cards, bank accounts and other banking services for businesses, such as e-invoicing contracts, business online and mobile banking service contracts, C2B-payment contracts and WebServices-channel contracts-Support with matters related to previously mentioned contracts-General advice to customers, for example advising prospective new businesses and entrepreneurs regarding different available banking and insurance solutions and delegating the customers to their respective branch offices for further service
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Corporate Insurance Advisor
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Oct 2017 - Aug 2018
Business insurance for SMEs and institutional clientsMy responsibilities included:-Consulting about and sales of insurance for businesses, including but not limited to accident insurance, vehicle insurance, property insurance, health insurance, business & product liability insurance, professional indemnity insurance, business interruption policies, cyber security insurance and pension insurance solutions offered by Ilmarinen-Multi-channel customer service-Account management and development-Invoice related activities and inquiries
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JYSK
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Denmark
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Retail
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700 & Above Employee
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Administrative Lead
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Apr 2016 - Jul 2017
My job consisted of several tasks, including but not limited to:-Sales, including the upkeep of a store that relies heavily on concept-Handling the logistics of the store, including ordering wares from suppliers-Financial reporting, handling reclamations and notices of defect with customers and suppliers-Multi-channel customer service-Planning and executing employee training-Several administrative duties
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Sales Representative
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Jun 2015 - Mar 2016
Main tasks included sales, multi-channel customer service and various other duties at a large, concept-oriented store.
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Education
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2014 - 2020
University of Vaasa
B.Sc. (KTK) and M.Sc. (KTM) in Economics and Business Administration -
2012 - 2014
University of Vaasa
B.Sc., English Language and Literature
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