Josh Rivera

Mortgage Loan Originator at NRL Mortgage
  • Claim this Profile
Contact Information
us****@****om
(386) 825-5501
Location
Houston, Texas, United States, US

Topline Score

Topline score feature will be out soon.

Bio

Generated by
Topline AI

You need to have a working account to view this content.
You need to have a working account to view this content.

Experience

    • United States
    • Financial Services
    • 200 - 300 Employee
    • Mortgage Loan Originator
      • Sep 2022 - Present

      · Evaluating loan applications and documentation by confirming credit worthiness. · Maintaining customer confidence by keeping loan information confidential. · Originate transactions by taking complete and accurate loan applications. · Complete loan contracts by explaining provisions to applicant; obtaining signatures and notarizations; collecting fees. · Improves loan applications and documentation by informing applicant of additional requirements. · Establishes and maintains relationships with Realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business. · Monitor overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers · Collect and analyze information regarding the customer's income, assets, investments or debts · Evaluate clients and other loan products and services and determines which financial products best meet the customer's needs and financial circumstances · Advise the customer regarding the advantages and disadvantages of different loan products · Service existing customers and obtains all necessary support documents along with the appropriate fees and lock in information · Oversee the loan process by monitoring loan status and ensures conformity with terms · Communicate loan status to all interested parties, and obtains loan documentation after closing · Negotiates terms and conditions of loans with customers · Stay abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages · Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines Show less

    • United States
    • Restaurants
    • 1 - 100 Employee
    • Lead Bartender
      • Mar 2016 - Present

      • Preparing alcoholic or non-alcoholic beverages for bar and patrons. • Interacting with customers, taking orders and serving food and drinks. • Assessing bar customers' needs and preferences and making recommendations. • Researched wines in order to make recommendations to customers. • Providing food menu recommendations and service. • Ensuring food and safety regulations are being followed. • Training new employees on company policy and procedures. • Consistently recognized for excellent customer service and top sales. • Responsible for ordering of wine and liquor inventory • Delegating overseeing duties of bartending staff. • Responsible for nightly audits • Acquired loyal customers and received outstanding reviews. • Recognized as a consistent top performer with many acknowledgements for exceptional customer service. Show less

    • United States
    • Restaurants
    • 100 - 200 Employee
    • Server
      • Apr 2015 - Apr 2016

      • Executed daily menu presentations and shared specific information regarding available menu items including Certified Angus Prime Beef and other exclusive gourmet menu offerings. • Acquired and delivered information regarding extensive wine menu selections. • Delivered wine presentations and offered recommendations to a discerning clientele. • Regularly achieved highest per-night wine sales averages. • Prepared the dining room before and after the shift for adherence to company safety and service policy. • Maintained detailed knowledge of menu items and ingredients as well as delivered tableside presentations to drive sales. • Collaborated with the kitchen through POS systems and verbally to maximize customer satisfaction. • Developed and utilized a personal system to organize customers' orders and provide excellent service. Show less

    • Executive Recruiting Coordinator
      • Sep 2013 - Oct 2015

      • Supported the regional offices nationwide by sourcing Accounting & Finance, Supply Chain Management, Information Management and Chemical/Oilfield Services clients. • Extensive use of job boards and networking to source candidates that provide consulting services to Fortune 500 company clients. • Implemented consultative approach to communicating and serving the needs of hiring managers that enabled recruiters to identify and satisfy departmental needs. • Improved productivity by utilizing predictive data and internal employee development tools to proactively recruit talent. • Supported the regional offices nationwide by sourcing Accounting & Finance, Supply Chain Management, Information Management and Chemical/Oilfield Services clients. • Extensive use of job boards and networking to find candidates that provide consulting services to Fortune 500 company clients. • Kept current with client Health and Safety requirements to match client needs with candidate experience. • Ensured onsite staff was compliant with client safety requirements while visiting work locations. • Implemented consultative approach to communicating and serving the needs of hiring managers that enabled recruiters to identify and satisfy departmental needs. • Improved productivity by utilizing predictive data and internal employee development tools to proactively recruit talent. Show less

  • Glowing Handy-Works.
    • Houston, Texas Area
    • Contractor
      • May 2012 - Sep 2012

      • Assist tradesmen and machine operators in construction projects • Perform various task as instructed-framing, wood cutting to measurements, etc. • Erect and break up scaffolding, ramps etc. with attention to safety • Unload and carry materials at construction sites • Level concrete and earth using trowels and shovels. • Use equipment to break old forms and structures • Prepare and apply construction materials to build structures or fill gaps • Smooth and level new concrete or other materials • Clean up spills and remove hazardous material. • Remove debris and discarded material from construction sites Show less

Community

You need to have a working account to view this content. Click here to join now