Experience

Central Source Mortgage Bank

• United States
• Financial Services
• 1 - 100 Employee

• Senior Loan Officer

  • Feb 2012 - Present

  Gresham, OR I am a loan officer for a small mortgage broker, Central Source Mortgage Banking. Don’t let our size fool you! Because of are lower overhead, we offer lower rates than most of our competitors. We use four different lenders to make sure we have a product that meets all of our client’s needs. One of these lenders is a Fortune 100 company, which offers some of the best rates in the business. This way you get the best rates from a big lender, but the customer service of a local, customer… Show more I am a loan officer for a small mortgage broker, Central Source Mortgage Banking. Don’t let our size fool you! Because of are lower overhead, we offer lower rates than most of our competitors. We use four different lenders to make sure we have a product that meets all of our client’s needs. One of these lenders is a Fortune 100 company, which offers some of the best rates in the business. This way you get the best rates from a big lender, but the customer service of a local, customer service-based company. At Central Source Mortgage, we can do all types of purchases or refinancing loans. We offer Conventional loans with as little as 3% down, VA, FHA, and USDA loans. We also offer a cutting-edge product which is our new conventional rehab loan called Homestyle. With this product, you can purchase a home and make repairs or renovations, with less hassle, and interest rates that are only .25% more in rate than a traditional conventional loan. We also specialize in hard-to-do loans. These loans may require additional documentation, credit support, or detailed tax analysis, to name a few. One of our owners is a CPA. He can read tax returns for business owners and we qualify many clients who have been turned down elsewhere. I specialize in VA loans. I have served in the Oregon Army National Guard for over 16 years. I am able to cut through red tape for current soldiers, that most lenders cannot. I genuinely have a passion to take care of are Men & Women of the military, because I can relate to the difficulties they have and will endure. JOSEPH W. STUART LOAN OFFICER NMLS ID 881325 CENTRAL SOURCE MORTGAGE BANKING INC. CORPORATE LICENSES NMLS ID NMLS 119101 OREGON ML#2222 WASHINGTON MB-119101 Show less



Oregon Army National Guard

• NCOIC Camp Adair

  • Dec 2002 - Present

  Camp Adair Corvallis, OR I am the non-commissioned officer in charge of Camp Adair. My job duties include the scheduling of military units, law enforcement agencies, and other civilian entities, for use at this 527 acre facility. I also schedule the staff to support these groups for any activities scheduled. Camp Adair currently has a Land navigation course, a ropes course, an M4 / M16 rifle range, an M9 pistol range, and in the near future, we will also have a combat pistol range. Military units are… Show more I am the non-commissioned officer in charge of Camp Adair. My job duties include the scheduling of military units, law enforcement agencies, and other civilian entities, for use at this 527 acre facility. I also schedule the staff to support these groups for any activities scheduled. Camp Adair currently has a Land navigation course, a ropes course, an M4 / M16 rifle range, an M9 pistol range, and in the near future, we will also have a combat pistol range. Military units are also able to set up OPs, run lanes, conduct driver's training, and conduct other types of training. Show less



Harmony Inn/McCool's Bar & Grill/Mr. B's Lounge

• General Manager/Bar Manager/Head Bartender

  • Oct 2003 - Oct 2008

  I have a great work ethic, working as many as 60 hours a week. I had a vision of increased sales with the proper marketing. As a result, daily sales doubled. I am a motivator. I motivated my staff to work hard, be friendly, and serve a high quality product. The Harmony Inn became one of the most popular bars in SE Portland in the summer of 2005.



Outback Steakhouse

• Restaurants
• 700 & Above Employee

• Bar Manager/Key Employee/Head Waiter

  • Nov 1999 - Feb 2003

  I was adaptable and able to work many different positions inside of the restaurant leading to my cross-training. I had a positive attitude often building professional relationships with my customers.



Round Table Pizza

• Restaurants
• 700 & Above Employee

• General Manager

  • Jun 1992 - Oct 1999

  I provided Leadership to the employees in my store. I organized, inventoried, and ordered products based of the PAR levels which I determined necessary to run the business sucessfully. I provided Customer Service Skills to all customers over the phone or in person.



KTJO-FM

• Promotions Director

  • Jan 1997 - May 1997

  •Created and ran twelve contests and prize giveaways at KTJO FM per semester (a nonprofit school radio station). •Designed/Created contests and promotions on location and through radio remotes with approximately 50% of the students in the university involved at school sporting events, at lunch hour, and during homecoming. •Liaison between KTJO FM and local vendors.



Fred Meyer

• Retail
• 700 & Above Employee

• Summer Intern at C. B. & S. Advertising (Fred Meyer's inhouse agency)

  • May 1996 - Aug 1996

  •Participated in future marketing ideas committees at Fred Meyer weekly during summer internship. •Analyzed and prepared reports measuring customer shopping habits in 1996 to find a customer loyalty program. This led to the current Fred Meyer rewards program in 2004. •Assisted in the design of television commercial spots as a production assistant, including talent search for Fred Meyer for the 1996 summer Back-to-School promotions. •Evaluated still-shot photography for ten finished… Show more •Participated in future marketing ideas committees at Fred Meyer weekly during summer internship. •Analyzed and prepared reports measuring customer shopping habits in 1996 to find a customer loyalty program. This led to the current Fred Meyer rewards program in 2004. •Assisted in the design of television commercial spots as a production assistant, including talent search for Fred Meyer for the 1996 summer Back-to-School promotions. •Evaluated still-shot photography for ten finished trucks for Fred Meyer’s semi-truck graphic advertising program. Show less



Tiffany Foods

• Waiter

  • 1991 - 1995