Joseph Sazama
Credit Analyst at First Business Bank- Claim this Profile
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Bio
Experience
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First Business Bank
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United States
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Financial Services
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200 - 300 Employee
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Credit Analyst
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May 2023 - Present
Madison, Wisconsin, United States Review financial statements for current and prospective clients and prepare key financial ratios and risk analysis reports for senior bank officers Report covenant violations and financial losses to senior credit officers Assess and monitor risks within loan concentrations through industry and market research Team member that researched AI tools aimed at enhancing underwriting efficiency. Currently implementing new AI technologies based on findings
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Ixonia Bank
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United States
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Banking
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1 - 100 Employee
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Intern
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May 2022 - Aug 2022
Ixonia, Wisconsin, United States Shadowed different bank departments including marketing, commercial and consumer loans, wealth management, compliance, and human resources Initiated contact with new and existing customers to offer value-added products and services Worked closely with a credit analyst to determine whether the bank was willing to take on new loans
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Customer Service Representative
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May 2021 - May 2022
Ixonia, Wisconsin, United States Handled customer transactions like deposits, withdrawals, transfers, cashier checks, etc. Accurately balanced cash, checks, and ATM at end of the day with keen attention to detail Taught customers about the different financial tools and products offered by Ixonia Bank Earned reputation as a good employee and advanced into a newly created intern role
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Sendik's Food Market
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United States
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Retail
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1 - 100 Employee
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Cashier
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Sep 2019 - Dec 2020
Elm Grove, Wisconsin, United States Greeted customers upon their entry into the store and helped them with any questions and concerns Operated a checkout lane and balanced the register at the end of my shift Assisted other departments such as meat and produce when they were low on staff
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Chenequa Country Club
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United States
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Hospitality
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1 - 100 Employee
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Ground Maintenance
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May 2020 - Aug 2020
Chenequa, Wisconsin Completed various maintenance tasks on the golf course; including mowing fairways and greens, raking bunkers, and changing holes Maintained and repaired equipment such as mowers, blowers, and power tools Interacted with and aided members with any concerns they had at the clubhouse Worked with a team to complete projects around the golf course Worked 12 out of 14 days with shifts starting at 5:30am and was never late
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Education
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University of Wisconsin-Madison
Bachelor of Arts - BA, Economics -
Marquette University High School
High School Diploma