Credit Analyst

• Oct 2020 - Present

Credit Anlayst

• May 2019 - Oct 2020

-Analyze financial data of new and existing bank customers. Data used to determine the creditworthiness and risk rating of each credit relationship. -Communicate with Commercial Lenders on the results of credit analysis. -Prepare written loan presentations to include a credit description, business background and history, financial spreads, and risk rating on various loan types: *New Loans *Large Dollar Loans *Complex & Poor Performing Loans -Prepare for weekly Loan Committee meetings *Record minutes *Obtain appropriate approvals *Update collateral and risk rating on core system -Submit applications for Federal loan guarantee programs (i.e.. Small Business Administration) Show less

Asst VP-Deposit Operations

• Feb 2011 - May 2019

• Serve clients in person, on the telephone, and via e-mail • Supervise and assist in all facets of daily deposit operations, including scheduling for the Park Falls branches • Perform deposit operations-new accounts, cash management, online banking, bookkeeping, and teller • Specialize in fraud detection and resolution • Compile data and prepare reports to the Board of Directors • Balance correspondent banks, maintain investment portfolio, execute outgoing wire transfers, and prepare the statement of condition quarterly. • Member of the Investment Committee-meet quarterly to discuss strategies for future investments • Security Officer-maintain and revise security policy annually, train employees monthly and annually. Show less

Floor Manager

• Jan 1998 - Feb 2011

• Serve customers with knowledge of products and services • Oversee daily cash flow operations • Create and assess sales projections • Order and maintain a million-dollar store inventory • Serve customers with knowledge of products and services • Oversee daily cash flow operations • Create and assess sales projections • Order and maintain a million-dollar store inventory