Experience

Saint Lucie County Property Appraiser

• United States
• Government Administration
• 1 - 100 Employee

• Appraisal Analyst

  • Sep 2023 - Present

  Fort Pierce, Florida, United States Residential Property Appraisal Analyst



Citizens

• United States
• Banking
• 700 & Above Employee

• Senior Personal Banker

  • Apr 2022 - Sep 2023

  Whiting, NJ Full Service Personal Banker with expertise in Lending, Retail Banking and Retirement Planning.



Investors Bank

• United States
• Banking
• 700 & Above Employee

• Universal Banker

  • Nov 2017 - Apr 2023

  Manchester, New Jersey, United States Position in personal and business banking, assisting customers with all their banking needs including checking, savings and investment accounts. Licensed Banking Employee offering investment strategies and retirement planning.

• Reverse Mortgage Specialist

  • Nov 2014 - Nov 2017

  Toms River, NJ 08753 Helping Seniors utilize the government backed Home Equity Conversion Mortgage (HECM) program to increase their cash flow. Educating Seniors on the advantages of this program which relieves the stress of financial burdens in their retirement years.



OceanFirst Bank

• United States
• Banking
• 500 - 600 Employee

• Home Mortgage Consultant with Specialization in Reverse Mortgages.

  • 2011 - Nov 2014

  975 Hooper Ave, Toms River, NJ 08753 Providing various types of Mortgage Lending Services for purchases and refinances on Residential property. Specialize in educating and helping seniors 62+ to utilize the equity in their primary residence through a special loan program that enables them to obtain tax free funds without making any mortgage payments. Provides people the opportunity to have financial flexibility and ease the burden of retirement planning.



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Reverse Mortgage Consultant

  • Jun 2010 - Sep 2011

  Member of one of the nations leading sales team in Reverse Mortgages in 2010 and 2011. Helping Seniors utilize the HECM program to stay in their homes. Educating Seniors on the advantages of this program which relieves the stress of financial burden in their Golden years.



3rd Generation Mortgages

• Mortgage Consultant

  • Jan 2004 - Jun 2010

  Obtain residential mortgage applications through various leads. Provide clients with information on various loan products and mortgage rates brokering deals with third party entities. Monitor and assist the processing of loans from application to closing.



Benchmark Appraisal Inc.

• Real Estate Appraiser

  • Jan 1993 - Jun 2010

  Performed over four thousand appraisals and/or appraisal reviews on residential real property for mortgage origination, foreclosure, tax appeals, employee relocation and distribution of assets for estate and divorce purposes.



A Buyer's Best Real Estate Broker

• Real Estate Salesperson

  • Apr 1997 - 2008

  Performed all services essential to close real estate transactions of a typical buyer’s agent including showing clients properties, preparing contracts, presenting offers and following transactions through to closing



Jersey Shore Savings & Loan Association

• Appraisal Department Supervisor

  • Aug 1987 - Jan 1993

  Directed operations of ordering and reviewing appraisal assignments. Contracted with over fifty approved appraisers to perform assignments. Responsible for quality control reviews of appraisers. Performed residential appraisals and appraisal reviews. Real Estate Owned Committee Chairman responsibilities included valuation, property management, listing and negotiation of sales in overseeing the disposition of the portfolio of hundreds of residential REO properties. Loan Review Committee Chairman… Show more Directed operations of ordering and reviewing appraisal assignments. Contracted with over fifty approved appraisers to perform assignments. Responsible for quality control reviews of appraisers. Performed residential appraisals and appraisal reviews. Real Estate Owned Committee Chairman responsibilities included valuation, property management, listing and negotiation of sales in overseeing the disposition of the portfolio of hundreds of residential REO properties. Loan Review Committee Chairman overseeing loan asset quality analysis. Bank Officer-Assistant Secretary. Show less