Joseph Charles
Financial Analyst at Emerson International- Claim this Profile
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Topline Score
Bio
Credentials
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Microsoft Office Specialist Excel 2016 Expert
MicrosoftJul, 2019- Oct, 2024 -
Microsoft Office Specialist Excel 2016
MicrosoftJun, 2019- Oct, 2024 -
PowerOn 1
Jack Henry & Associates -
PowerOn 2
Jack Henry & Associates
Experience
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Emerson International
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United States
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Real Estate
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1 - 100 Employee
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Financial Analyst
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Dec 2019 - Present
Assist with the preparation and analysis of monthly balance sheet and P&L financial statements. Review financials compared to budget and provide detailed reports on variances. Prepare weekly home sales reports for Executive Management to outline home sales counts and revenue compared to the budget for current month and fiscal year-to-date. Analyze markets targeted by Executive Management for potential multifamily projects. Present rent analytics for existing properties, highlight other multifamily projects in the pipeline, and identify key factors of economic growth in the targeted market. Prepare long-term home sales forecasts based on assumptions and present to Executive Management. Manage multiple borrowing bases for residential communities under construction and work directly with banks. Communicate with construction team to receive the construction status of each lot in order to update the borrowing base with the bank. Show less
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Programmer
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Aug 2017 - Nov 2019
Utilize Jack Henry's PowerOn programming language to create reports, data files, and run file maintenance on credit union data in Episys Quest. Worked with programs to capture and reissue cards during the EMV upgrade of debit and credit cards.Worked on all programming required during an online and mobile banking conversion.
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Helpdesk Technician
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May 2015 - Aug 2017
Assist team members with phone and ticket support for their everyday IT needs. Create programs, reports, and data files using the PowerOn programming language, which is specfic to Jack Henry products.
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Member Service Representative 1
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Jan 2014 - May 2015
Processed consumer based loans, such as credit cards, non-collateral loans, and vehicle loans while still performing transactions on the teller line.
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Teller
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Jul 2013 - Dec 2013
Responsible for covering teller transactions at whichever branch needed assistance. I ended up assisting at seven out of the organization's nine branches during this time period.
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Teller Intern
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Jun 2011 - Jun 2013
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Education
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University of Florida - Warrington College of Business
Master of Business Administration - MBA -
University of Central Florida
Finance, General, Bachelor's Degree