Experience

White Oak Commercial Finance

• United States
• Financial Services
• 1 - 100 Employee

• Assistant Vice President

  • Mar 2022 - Present



Milberg Factors, Inc.

• United States
• Financial Services
• 1 - 100 Employee

• Credit Analyst

  • Nov 2020 - Feb 2022



White Oak Commercial Finance

• United States
• Financial Services
• 1 - 100 Employee

• Associate

  • Apr 2019 - Sep 2020

   Began Management Training Program rotations in the credit department and managed several leveraged credits to review and analyze monthly/quarterly  Reviewed surcharge documents to assure White Oak’s position in high risk credits were in company’s best interest  Detailed analysis with the Director of Credit involving case studies of companies that both failed/succeeded in the past  Developed White Oak’s first KYC/AML policy  Assisted in a rating assignment project, highlighting the high and low risk clients in the portfolio  Worked with the field exam department to identify key issues with client operations for the Account Executive to address to the team.  Prepared cash flow projections and proposal letters to senior management  Involved in the introduction of revamped financial model for White Oak’s ABL portfolio  Performed due diligence duties for the underwriting team  Handled several collection accounts, closely monitoring the receivables and cash that came in for each client



Merchant Financial Group

• United States
• Financial Services
• 1 - 100 Employee

• Credit Manager

  • Jun 2014 - Mar 2019

  Analysis of customers’ financial data and related market information Aid in the determination of surcharge rates for customers on a short term basis that were highly leveraged Manage insurance coverage and make sure receivables are within the limits Review prospective company's high risk credits, evaluating the strength of its restructuring/post-bankruptcy position for short term consideration Monitor customers’ creditworthiness, obtaining periodical information of their financial status and industrial environment Assist in analyzing companies in financial distress in an attempt to issue credit and gain business Monitor Factor Guaranty’s to make sure they are executed within expiration dates Monitor and report the status of payments on delinquent accounts Acquire financial information from customers and reported findings/decision to management Reviewed customer lists for potential new business Investigate difficult/problem credits on a thorough cash-flow analysis in an effort to improve the company's position for acquiring new clientele Train new collections employees & provide updates for current employees on company procedures Created new credit approval format to streamline & improve the quality of the company's collection process



P/Kaufmann

• Textile Manufacturing
• 1 - 100 Employee

• Credit Investigator

  • May 2012 - Aug 2013

  Accounts receivables: Identified and managed collections for outstanding accounts Consulted with credit analyst and attorneys for plan of action on delinquent & disputed accounts Project: State Sales tax revenue collections Mailed, faxed, called and e-mailed customers requesting a state resale certificate Marked off the corresponding customers on the excel spreadsheet that requested resale certificates Scanned each document received into the work-flow system Accounts receivables: Identified and managed collections for outstanding accounts Consulted with credit analyst and attorneys for plan of action on delinquent & disputed accounts Project: State Sales tax revenue collections Mailed, faxed, called and e-mailed customers requesting a state resale certificate Marked off the corresponding customers on the excel spreadsheet that requested resale certificates Scanned each document received into the work-flow system