Experience

Creditbank SAL

• Lebanon
• Banking
• 200 - 300 Employee

• Head of AML/CFT compliance unit

  • Aug 2023 - Present

  • Ensures that the Unit staff are performing their daily tasks timely and adequately. • Manages workload and assigns inquiries and cases to the unit’s staff.• Performs site visits to the branches in order to insure that the AML/CFT procedures are adequately applied.• Ascertains that operations control standards are implemented by the Head Office and the Branches under his/her supervision, to ensure their compliance with AML/CFT Regulations.• Controls the daily reports received from the IT Division in order to capture any unusual transaction and sends an inquiry to the concerned Branch when necessary.• Reviews the monthly reports prepared by the Branch Compliance Officers.• Discusses cases and inquiries with the HOD• Studies and analyzes the requests of the CTS exemptions received from the Branches.• Discusses with the branches any irregularity detected in proxies.• Assists the HOD in conducting RCSA (“Risk and Control Self- Assessment”) in coordination with the Operational Risk Management Unit – Risk Management Department.• Makes sure that recordkeeping requirements are respected and logbook are maintained properly.• Prepare the semi-annual statistics related to the Department tasks executed, and the RBA Questionnaire requested by the SIC.• Assists in the testing of updates on new software implemented Show less

• Senior Anti-Money Laundering Officer

  • Feb 2019 - Aug 2023

  • Ascertain that operations control standards are implemented by the Head Office and the Branches under his/her supervision, to ensure their compliance with AML/CFT Regulations. • Ensure that KYCs are duly filled and signed in addition to any related required document (FATCA documents, IDs, etc…).• Check the register of proxies. • Monitor the customers’ accounts and activity by identifying unusual transactions, conducting the appropriate due diligence, requesting supporting documents, and investigating suspicious transactions.• Following up IT matters and testing the functionality of new versions releases of software.• Analyze and control alerts generated from the system. Show less

• Head Teller

  • 2016 - 2019

  • Executed Deposits, Withdrawal, Checks, and foreign exchange operations.• Control over stamps.• Preparing and monitoring money transfer to “Banque du liban”.• Monitoring and refill of the ATM.• Performed Car mechanics, VAT, and Income Tax Payments.• Conducted SWIFT, Certified Checks, and other operational tasks.• Assisted in Opening Accounts, Credit card applications, and Debit Card applications.



Adaimy Retail Shop

• Jounieh, Lebanon

• Sales Manager

  • Dec 2002 - 2016

  • Completes store operational requirements by scheduling and assigning employees; following up on work results. • Maintains store staff by recruiting, selecting, orienting, and training employees. • Achieves financial objectives by preparing an annual budget; scheduling expenditures; analyzing variances; initiating corrective actions. • Ensures availability of merchandise and services by approving contracts; maintaining inventories. • Formulates pricing policies by reviewing merchandising activities; determining additional needed sales promotion; authorizing clearance sales; studying trends. • Secures merchandise by implementing security systems and measures. • Determines marketing strategy changes by reviewing operating and financial statements and departmental sales records. • Maintains operations by initiating, coordinating, and enforcing program, operational, and personnel policies and procedures. Show less



Rinaldo Retail Shop

• Sales Personnel

  • 2000 - 2002

  • Welcomes customers by greeting them; offering them assistance. • Directs customers by escorting them to racks and counters; suggesting items. • Advises customers by providing information on products. • Helps customer make selections by building customer confidence; offering suggestions and opinions. • Documents sale by creating or updating customer profile records. • Processes payments by totaling purchases; processing checks, cash, and store or other credit cards. • Keeps clientele informed by notifying them of preferred customer sales and future merchandise of potential interest. • Contributes to team effort by accomplishing related results as needed. Show less