Jose pensado
Finance Manager at Bomnin Automotive- Claim this Profile
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Experience
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Bomnin Automotive
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United States
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Motor Vehicle Manufacturing
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1 - 100 Employee
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Finance Manager
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Sep 2023 - Present
A Dealer Finance Manager is a professional responsible for overseeing the financial aspects of an automotive dealership. Their primary duties typically include:1. Financing and Leasing: They assist customers in securing financing or leasing options for vehicles, guiding them through the application and approval process.2. Financial Analysis: Analyzing customers' credit profiles and financial situations to determine appropriate financing solutions.3. Sales Support: Collaborating with the sales team to structure deals that meet customers' needs while ensuring profitability for the dealership.4. Compliance: Ensuring all financing and leasing transactions comply with federal and state regulations and dealership policies.5. F&I Products: Offering and explaining various finance and insurance (F&I) products, such as extended warranties and vehicle protection plans, to customers.6. Documentation: Managing the paperwork and documentation required for financing and lease agreements.7. Customer Service: Providing excellent customer service by addressing questions, concerns, and clarifying financial terms.8. Relationship Building: Building and maintaining relationships with lending institutions and banks to secure competitive financing options for customers.9. Financial Performance: Monitoring and improving the dealership's financial performance, including revenue, profitability, and loan portfolio quality.10. Training: Keeping up-to-date with industry regulations and training the sales team on finance and insurance practices.Dealer Finance Managers play a critical role in the success of automotive dealerships by facilitating vehicle sales through financing and ensuring a positive customer experience. Show less
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Volvo Sales Advisor
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May 2021 - Sep 2023
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AT&T
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United States
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Telecommunications
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700 & Above Employee
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Store Manager
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Feb 2021 - May 2021
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Sales Team Lead
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Nov 2020 - May 2021
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Retail Associate
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Oct 2020 - May 2021
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Wells Fargo
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United States
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Financial Services
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700 & Above Employee
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Personal Banker
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Dec 2017 - Oct 2020
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Customer Service Sales Representative
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Aug 2016 - Nov 2017
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Lead Teller
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Jul 2015 - Jul 2016
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Bank Teller
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Dec 2014 - Jul 2015
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Checkers & Rally’s Drive-In Restaurants
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United States
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Restaurants
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700 & Above Employee
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Manager
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Aug 2014 - Dec 2014
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Education
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Miami Dade College
Associate's degree, Business Administration and Management, General