Jose pensado

Finance Manager at Bomnin Automotive
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Location
Miami-Fort Lauderdale Area

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Experience

    • United States
    • Motor Vehicle Manufacturing
    • 1 - 100 Employee
    • Finance Manager
      • Sep 2023 - Present

      A Dealer Finance Manager is a professional responsible for overseeing the financial aspects of an automotive dealership. Their primary duties typically include:1. Financing and Leasing: They assist customers in securing financing or leasing options for vehicles, guiding them through the application and approval process.2. Financial Analysis: Analyzing customers' credit profiles and financial situations to determine appropriate financing solutions.3. Sales Support: Collaborating with the sales team to structure deals that meet customers' needs while ensuring profitability for the dealership.4. Compliance: Ensuring all financing and leasing transactions comply with federal and state regulations and dealership policies.5. F&I Products: Offering and explaining various finance and insurance (F&I) products, such as extended warranties and vehicle protection plans, to customers.6. Documentation: Managing the paperwork and documentation required for financing and lease agreements.7. Customer Service: Providing excellent customer service by addressing questions, concerns, and clarifying financial terms.8. Relationship Building: Building and maintaining relationships with lending institutions and banks to secure competitive financing options for customers.9. Financial Performance: Monitoring and improving the dealership's financial performance, including revenue, profitability, and loan portfolio quality.10. Training: Keeping up-to-date with industry regulations and training the sales team on finance and insurance practices.Dealer Finance Managers play a critical role in the success of automotive dealerships by facilitating vehicle sales through financing and ensuring a positive customer experience. Show less

    • Volvo Sales Advisor
      • May 2021 - Sep 2023

    • United States
    • Telecommunications
    • 700 & Above Employee
    • Store Manager
      • Feb 2021 - May 2021

    • Sales Team Lead
      • Nov 2020 - May 2021

    • Retail Associate
      • Oct 2020 - May 2021

    • United States
    • Financial Services
    • 700 & Above Employee
    • Personal Banker
      • Dec 2017 - Oct 2020

    • Customer Service Sales Representative
      • Aug 2016 - Nov 2017

    • Lead Teller
      • Jul 2015 - Jul 2016

    • Bank Teller
      • Dec 2014 - Jul 2015

    • United States
    • Restaurants
    • 700 & Above Employee
    • Manager
      • Aug 2014 - Dec 2014

Education

  • Miami Dade College
    Associate's degree, Business Administration and Management, General
    2017 - 2018

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