Jose Miguel Mestanza Hirakata
SupTech Specialist | Cambridge SupTech Lab at Cambridge Centre for Alternative Finance, Cambridge Judge Business School- Claim this Profile
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Experience
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Cambridge Centre for Alternative Finance, Cambridge Judge Business School
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United Kingdom
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Research Services
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1 - 100 Employee
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SupTech Specialist | Cambridge SupTech Lab
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Mar 2022 - Present
The Cambridge SupTech Lab partners with financial authorities, technology firms and data scientists to craft solutions addressing the emergent gaps between the speed of digitalisation of financial services and the speed at which public agencies can innovate. An initiative of the Cambridge Centre for Alternative Finance at the University of Cambridge Judge Business School, the Cambridge SupTech Lab aims to accelerate the creation and adoption of supervisory technology (SupTech) to enable effective digital supervision and regulation for greater protection of consumers and more scalable, sustainable delivery of financial services. This is achieved through a combination of: - Empirical research and the development of a shared body of knowledge - Co-creation of a scalable digital toolkit - Provision of education, training, peer learning and technical assistance. Show less
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Digital Transformation Solutions
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India
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IT Services and IT Consulting
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Consultant
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Mar 2022 - Present
Partnering with governments, financial authorities, standard-setting bodies, corporations, think tanks, development agencies, universities, and philanthropic organizations to craft innovative solutions to address the digital divide, financial exclusion, and socio-economic inequalities. Current projects: - Cambridge SupTech Lab, with the University of Cambridge Centre for Alternative Finance. Partnering with governments, financial authorities, standard-setting bodies, corporations, think tanks, development agencies, universities, and philanthropic organizations to craft innovative solutions to address the digital divide, financial exclusion, and socio-economic inequalities. Current projects: - Cambridge SupTech Lab, with the University of Cambridge Centre for Alternative Finance.
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Superintendencia de Banca, Seguros y Administradoras de Fondos de Pensiones del Perú
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Peru
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Government Administration
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700 & Above Employee
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Senior Market Conduct Supervisor II
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Jul 2020 - Mar 2022
- Supervision team leader managing supervision process, identifying potential policy issues, and coordinating policymaking process.- Implementation of market conduct risk-based supervision framework.- Covid-19 market conduct regulations.
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Market Conduct Supervisor I
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Dec 2017 - Jun 2020
- Supervision team leader managing supervision process, identifying potential policy issues, and coordinating policymaking process.- Development of market conduct risk-based supervision framework.- Market research study to identify regulatory barriers for digital financial services.
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Market Conduct Supervisor II
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Jul 2015 - Nov 2017
- Implementation of working guidelines for market conduct supervision, focusing on business model assessment and data analysis procedures.- Market research about parallel credit lines (additional loans to credit card holders) and pricing schemes of retail payment services.- Market conduct specialist in the Superintendence’s Fintech Working Group.
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Market Conduct Supervisor III
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Aug 2013 - Jun 2015
- On-site supervision regarding proper market conduct in banks, microfinance institutions, and insurance companies. - Development of web-based price comparison tools for consumers.
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Corporación Miyasato
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Peru
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Industrial Machinery Manufacturing
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1 - 100 Employee
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Warehouse intern
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Jul 2012 - Dec 2012
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Education
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Columbia University in the City of New York
Master of Public Administration - MPA, Economic Policy Management -
MIT Professional Education
Digital Transformation: from AI and IoT to Cloud, Blockchain, and Cybersecurity -
Superintendencia de Banca, Seguros y AFP (SBS)
XIV Programa de Extensión -
Universidad ESAN
Ingeniería Industrial y Comercial