Experience

Acadian Seaplants

• Canada
• Biotechnology
• 100 - 200 Employee

• Director, Global Credit & Collection

  • Nov 2021 - Present

  • In conjunction with sales and finance executives and the company’s legal counsel, determines and updates credit policies and procedures. • Establishes standards for credit granting, development of criteria for credit limits, special terms, etc. • In coordination with the A/R Billing Specialist, reviews all credit or financing requests, processes information, performs credit investigations and approves/disapproves credit with any related terms, conditions or limits. • Review’s status of aged and delinquent accounts with Accounting on a weekly basis. Supervises preparation and transmitting of letters and notices on delinquent accounts. When appropriate, determines and recommends new repayment terms. • Reviews and recommends accounts to be charged-off, prepares applicable reports and notifies credit bureau. • Maintains current knowledge of all government laws and regulations applying to credit granting or collection activities. • Evaluate potential customers’ creditworthiness • Maintain detailed records of intercompany loans • Review and update the company’s credit policy when necessary • Create a credit scoring model to assess risks • Support the company’s vision and policies regarding Health & Safety, Corporate Culture, and Environmental Management by displaying the appropriate behaviors and leadership towards meeting the company’s objectives in these areas. Show less



Bayer

• Chemical Manufacturing
• 700 & Above Employee

• Latam Head of Credit

  • Jun 2021 - Nov 2021

  - Responsible for Bayer's financial health in Latin America reporting directly to the C&CF Head.- Oversees and maintain Bayer C&C Policies and Procedures throughout Latin America.- Financial Planning - AR for 3 regions such as Forecast, Budget and Long-Range Plan.- In charge of the P&L, managing Financial KPIs (Net AR; DSO and BDP) and financial results.- Monitoring the Regional Terms Mix and manage the full strategy for cash generating and diversification.- Management of all legal and corporate governance in Latin America.- Coordination of tax compliance reports with a responsible accountant.- Ensure accounting policies and procedures, budgeting, forecasting is maintained to the standard.- Direct leadership of 5 headcounts and 2 third party headcounts.- Strong management through the Influence Regime - Leadership of the ERP SAP integration projects - RISE, OneDCE, SAP4Hanna implementation project in Latin America.- Managing credit concession of € 1,3 billion (> Regional and Global DOA).- Also responsible for a Regional Terms Mix Strategy that generates 60% in Cash & Equivalent Sales; 25% in Covered Terms and 15% in Open Terms. Show less

• Credit & Collection Manager KAM & Royalties

  • Aug 2020 - Jun 2021

  - Responsible for determining the Credit Limit and Collection negotiations of a select farmers portfolio (Direct Sales).- Responsible for the sensitive collection negotiations for Soybean Royalties - with high political and financial impact.- Responsible for leading the team of Credit Consultants for managing AR about BRL 5 billion/year.- Leading a team of Credit Consultants advising and supporting credit concession and collection strategy.- Direct leadership of 4 headcounts - direct employees spread across the country.- Strong interface with Sales Directors, Commercial Area, Barter and Customer Financing. - Great challenge of sales diversification within risk mitigation modalities and Financial Tools. Show less



Monsanto Company

• United States
• Farming
• 700 & Above Employee

• Brazil Credit and Collection Manager (several positions)

  • Mar 2014 - Aug 2020

  - Responsible for Brazil Credit and Collection (Seeds, Round up and Royalties). - Leading 2 C&C Managers and 12 C&C Consultants. - In charge of BRL 7bi in credit lines and a collection performance of 98,7%. - Ensure C&C initiatives implementation; Lead initiatives and local/global projects – FSCM implementation Functional Manager, Customer Finance Simulator (IOS App Platform). - Focused on manage sales mix to deliver heathier OCF, DSO and Cash generation. - Management of ~BRL 50 million in Budget SG&A, with no deviations from what was planned. - Frequent Credit & Collection visits to customers with for the purpose of obtaining guarantees, better assessment for granting credit or visits with a collection and negotiation bias. Show less



Johnson & Johnson

• United States
• Hospitals and Health Care
• 700 & Above Employee

• Finance Supervisor

  • Dec 2012 - Mar 2014

  - In charge of Credit & Collection Cross-sector (Consumer, Pharma, Medical and Ophthalmology). - Responsible for approximately 5,000 active customers including the Brazilian Governor. - Managing and controlling Financial KPI´s: DSO, A/R Aging, OVD Aging, Credit Analysis Lead-timing, Exposure. - Leading 13 headcounts and 8 third party headcounts. - Main achievement Credit Policy, Collection Rule Policy and FSCM Implementation (Brazil and Colombia). - In charge of Credit & Collection Cross-sector (Consumer, Pharma, Medical and Ophthalmology). - Responsible for approximately 5,000 active customers including the Brazilian Governor. - Managing and controlling Financial KPI´s: DSO, A/R Aging, OVD Aging, Credit Analysis Lead-timing, Exposure. - Leading 13 headcounts and 8 third party headcounts. - Main achievement Credit Policy, Collection Rule Policy and FSCM Implementation (Brazil and Colombia).



BASF

• Germany
• Chemical Manufacturing
• 700 & Above Employee

• Credit Risk and Collection Coordinator (several positions)

  • May 2007 - Dec 2012

  - Responsible for Credit in Agribusiness BASF Division and Collections for Chemical BASF Division. - Responsible for approximately 8,000 active customers including the Larger Farmers and Automakers. - Functional Key-user for FSCM and Fit for Credit systems implementation. - Managing and controlling Financial KPI´s: DSO, A/R Aging, OVD Aging, Credit Analysis Lead-timing, Exposure. - For Treasury – Support the business through customized Financial Tools and Commodities Derivatives - Corporate Treasury – Loans; Investments and Daily Cash Flow for North Region (Colombia, Venezuela and Ecuador). - Strong relationship with Brazilian and Regional Banks. - Technical Financial knowledge: Derivatives (Currency and Commodities), Barter (Physical and Financial), Vendor, ACC, Escrow Accounting, VAR, Daily Exposure Calculation, among others. - Leading 6 headcounts. Show less



ADM

• United States
• Food and Beverage Manufacturing
• 700 & Above Employee

• Commercial Trainee

  • Oct 2005 - Jul 2006

  Trader CBOT plus Local market bayer - Corn and Soybean. Trader CBOT plus Local market bayer - Corn and Soybean.



Bunge

• United States
• Food Production
• 700 & Above Employee

• Financial Analyst

  • May 2004 - Sep 2005

  Financial and Supply Chain Analyst. Financial and Supply Chain Analyst.



Cocamar Cooperativa Agrindustrial

• Brazil
• Farming
• 700 & Above Employee

• Financial Analyst

  • Jan 2002 - May 2004

  Financial Analyst - Accounts Receivables, Accounts Payable and Treasury. Financial Analyst - Accounts Receivables, Accounts Payable and Treasury.