John Swadba, CFA CRC
Senior Vice President, Credit Risk at The Provident Bank- Claim this Profile
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Bio
Carol Feeley
I have known and worked with John over my entire tenure at Merrill Lynch in Risk Management. John is a consummate risk and financial professional, with extensive financial analysis skills and very strong management experience. He has successfully overseen and proactively risk managed volatile portfolios across global markets, and partners well with business leaders. His personal ethics and integrity are impeccable, and he is a problem solver and builds consensus, while not accepting anything less than best practices.
John Rowland
I have known John Swadba since I joined Merrill Lynch in 2004. John subsequently became my direct boss, managing the Loan Execution and Management Group in 2006. John successfully managed the risk of Merrill Lynch’s leverage finance portfolio through the most difficult time in the industry’s recent history. During this time, John always maintained his professional leadership demeanor and formed a strong team to successfully risk manage (including monthly mark-to-market and hedging) a $50bn corporate and leverage finance portfolio. As a result of John’s extensive loan product experience and hands-on management/leadership style, we were able to successfully manage our portfolio with nominal losses at a time when many institutions were realizing huge losses. John’s well rounded global risk management experience would be an invaluable asset to any financial institution. On a personal note, John is a very honorable and ethical individual and continues to be a valuable resource to me as a career mentor.
Carol Feeley
I have known and worked with John over my entire tenure at Merrill Lynch in Risk Management. John is a consummate risk and financial professional, with extensive financial analysis skills and very strong management experience. He has successfully overseen and proactively risk managed volatile portfolios across global markets, and partners well with business leaders. His personal ethics and integrity are impeccable, and he is a problem solver and builds consensus, while not accepting anything less than best practices.
John Rowland
I have known John Swadba since I joined Merrill Lynch in 2004. John subsequently became my direct boss, managing the Loan Execution and Management Group in 2006. John successfully managed the risk of Merrill Lynch’s leverage finance portfolio through the most difficult time in the industry’s recent history. During this time, John always maintained his professional leadership demeanor and formed a strong team to successfully risk manage (including monthly mark-to-market and hedging) a $50bn corporate and leverage finance portfolio. As a result of John’s extensive loan product experience and hands-on management/leadership style, we were able to successfully manage our portfolio with nominal losses at a time when many institutions were realizing huge losses. John’s well rounded global risk management experience would be an invaluable asset to any financial institution. On a personal note, John is a very honorable and ethical individual and continues to be a valuable resource to me as a career mentor.
Carol Feeley
I have known and worked with John over my entire tenure at Merrill Lynch in Risk Management. John is a consummate risk and financial professional, with extensive financial analysis skills and very strong management experience. He has successfully overseen and proactively risk managed volatile portfolios across global markets, and partners well with business leaders. His personal ethics and integrity are impeccable, and he is a problem solver and builds consensus, while not accepting anything less than best practices.
John Rowland
I have known John Swadba since I joined Merrill Lynch in 2004. John subsequently became my direct boss, managing the Loan Execution and Management Group in 2006. John successfully managed the risk of Merrill Lynch’s leverage finance portfolio through the most difficult time in the industry’s recent history. During this time, John always maintained his professional leadership demeanor and formed a strong team to successfully risk manage (including monthly mark-to-market and hedging) a $50bn corporate and leverage finance portfolio. As a result of John’s extensive loan product experience and hands-on management/leadership style, we were able to successfully manage our portfolio with nominal losses at a time when many institutions were realizing huge losses. John’s well rounded global risk management experience would be an invaluable asset to any financial institution. On a personal note, John is a very honorable and ethical individual and continues to be a valuable resource to me as a career mentor.
Carol Feeley
I have known and worked with John over my entire tenure at Merrill Lynch in Risk Management. John is a consummate risk and financial professional, with extensive financial analysis skills and very strong management experience. He has successfully overseen and proactively risk managed volatile portfolios across global markets, and partners well with business leaders. His personal ethics and integrity are impeccable, and he is a problem solver and builds consensus, while not accepting anything less than best practices.
John Rowland
I have known John Swadba since I joined Merrill Lynch in 2004. John subsequently became my direct boss, managing the Loan Execution and Management Group in 2006. John successfully managed the risk of Merrill Lynch’s leverage finance portfolio through the most difficult time in the industry’s recent history. During this time, John always maintained his professional leadership demeanor and formed a strong team to successfully risk manage (including monthly mark-to-market and hedging) a $50bn corporate and leverage finance portfolio. As a result of John’s extensive loan product experience and hands-on management/leadership style, we were able to successfully manage our portfolio with nominal losses at a time when many institutions were realizing huge losses. John’s well rounded global risk management experience would be an invaluable asset to any financial institution. On a personal note, John is a very honorable and ethical individual and continues to be a valuable resource to me as a career mentor.
Credentials
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Credit Risk Certified
The Risk Management AssociationApr, 2016- Nov, 2024 -
CFA
Institute of Chartered Financial AnalsystsSep, 1989- Nov, 2024
Experience
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Provident Bank
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United States
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Banking
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700 & Above Employee
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Senior Vice President, Credit Risk
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Aug 2016 - Present
Head of loan portfolio management, with responsibility for credit policy, ALLL calculation and stress testing. Chair of CECL Project Committee, and member of Credit and Risk committees. Conduct quarterly portfolio reviews and oversee the Credit Review function. Head of loan portfolio management, with responsibility for credit policy, ALLL calculation and stress testing. Chair of CECL Project Committee, and member of Credit and Risk committees. Conduct quarterly portfolio reviews and oversee the Credit Review function.
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President
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Oct 2015 - Present
Providing consulting services to the financial services sector, Triton brings thirty five years of commercial and investment banking experience to bear on the credit risk management challenges facing the industry. Providing consulting services to the financial services sector, Triton brings thirty five years of commercial and investment banking experience to bear on the credit risk management challenges facing the industry.
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Hudson Valley Bank now Sterling National Bank
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United States
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Banking
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1 - 100 Employee
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EVP and Chief Credit Officer
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Jun 2013 - Jun 2015
Chief Credit Officer and member of the Bank's Executive Management team, reporting into the President and CEO. Manage a team of underwriting, appraisal and operations professionals overseeing all aspects of the Bank's loan portfolio. Chief Credit Officer and member of the Bank's Executive Management team, reporting into the President and CEO. Manage a team of underwriting, appraisal and operations professionals overseeing all aspects of the Bank's loan portfolio.
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Inveraray Capital Management LLC
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Ridgefield, CT
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Consultant
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Jul 2011 - Jun 2013
Provided market, industry and company-specific analysis and investment advise for use in the Fund's macro trading strategy. Employed both fundamental and technical analysis to identify emerging risk trends and opportunities in the credit, fixed income, currency, equity and commodity markets. Provided market, industry and company-specific analysis and investment advise for use in the Fund's macro trading strategy. Employed both fundamental and technical analysis to identify emerging risk trends and opportunities in the credit, fixed income, currency, equity and commodity markets.
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Merrill Lynch
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United States
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Financial Services
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700 & Above Employee
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Managing Director
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Oct 2006 - 2009
Head of Loan Portfolio Management- Oversee a team of Loan Portfolio Managers and Analysts covering a $45bn portfolio of large Corporate and Leveraged loans- Responsible for credit monitoring, loan valuation and hedging
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Managing Director, Chief Credit Officer
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Jul 2000 - Sep 2006
Responsible for oversight of the Bank's credit risk assets, including SME, Middle Market Lending, CRE, Asset Based Lending, C&I, SBL and Residential Mortgages
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Managing Director, Capital Commitments
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Jul 1998 - Jun 2000
Deputy Chair of the Debt Markets Commitment Committee, Commercial Real Estate Committee and Asset Based Lending Committee.
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FVP
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May 1994 - Jul 1998
Chief Credit Officer, Merrill Lynch Europe, Middle East and Africa- Oversaw a team of thirteen Credit Officers and Credit Analysts- Responsible for all credit counterparty risk, corporate and emerging market lending in the region
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Director
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Jun 1985 - May 1994
Senior Credit Officer, International CreditVarious credit management roles, including a three year assignment in Tokyo, establishment of Merrill's Hong Kong credit department, and responsibility for international High Yield exposures.
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Credit Analyst
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Jun 1984 - Jun 1985
Credit Analyst for a regional New Jersey bank Credit Analyst for a regional New Jersey bank
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Education
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Rutgers University
BS, Economics