Experience

Union Capital Management Inc

• Residential Lending

  • Nov 2014 - Present

  At Union Capital Management "we match people who have money with people who need money"​. All of our investments are secured by real estate, and we offer flexible terms while avoiding the volatility of the stock market. We provide lending solutions in Ontario only (Lic 10318).http://unioncapital.ca/ At Union Capital Management "we match people who have money with people who need money"​. All of our investments are secured by real estate, and we offer flexible terms while avoiding the volatility of the stock market. We provide lending solutions in Ontario only (Lic 10318).http://unioncapital.ca/



Dominion Lending Centers

• Canada
• Banking

• Mortgage Advisor

  • Sep 2009 - Nov 2014

  As a fully licensed mortgage professional governed by The Financial Services Commission of Ontario (FSCO) I worked with Canada's leading Financial Institutions including Banks, Trust Companies and Credit Unions. They included Scotia, Toronto Dominion, National Bank, CIBC, ING, and many others. As a fully licensed mortgage professional governed by The Financial Services Commission of Ontario (FSCO) I worked with Canada's leading Financial Institutions including Banks, Trust Companies and Credit Unions. They included Scotia, Toronto Dominion, National Bank, CIBC, ING, and many others.



Sears Canada

• Canada
• Retail
• 700 & Above Employee

• Buyer

  • Oct 2006 - Feb 2009

  Developed merchandise assortments in mens fashion, accessories and workwear in the retail, catalogue and internet channels.Responsible for achieving sales targets and maintaining acceptable inventory levels.Created strategic partnership with suppliers to provide quality merchandise at competitive prices.Negotiated pricing and terms with suppliers to achieve profitability objectives.

• Retail Marketing Manager

  • Jan 2001 - Oct 2006

  In conjunction with the marketing and buying team developed monthly promotional retail advertising to increase sales and store traffic.Provided sales analysis for the merchandising teams to review promotional sales results.Presented marketing programs to senior management to identify key success factors and potential sale opportunities.Communicated marketing programs to in-store marketing managers to ensure the effective execution of the program. Managed and supervised the marketing team by coaching, training and promoting personal development.

• Inventory Analyst

  • Jun 1998 - Jun 2000

  Provided annual budgets for the merchandise buying teams to ensure desired inventory measurements were achieved.Conducted monthly meetings with these teams to evaluate and maintain adequate inventory levels .Developed action plans for teams that were non performing to inventory goals Allocated markdown dollars to liquidate unproductive inventory by individual stores. Provided annual budgets for the merchandise buying teams to ensure desired inventory measurements were achieved.Conducted monthly meetings with these teams to evaluate and maintain adequate inventory levels .Developed action plans for teams that were non performing to inventory goals Allocated markdown dollars to liquidate unproductive inventory by individual stores.