Experience

Liberty International Underwriters

• United States
• Insurance
• 300 - 400 Employee

• Senior Underwriting Specialist, LIU Fidelity

  • Apr 2017 - Present



Zurich North America

• United States
• Insurance
• 700 & Above Employee

• Senior Fidelity Underwriter

  • Feb 2013 - Apr 2017



Chartis Insurance fka AIG Executive Liability

• Senior Fidelity Underwriter

  • Feb 2008 - Feb 2013

  * Analyze, review, and audit existing and potential clients to determine an appropriate premium given the company’s level of risk as per the Chartis Insurance guidelines. * Negotiate the appropriate premium and terms of the insurance policy of existing and potential clients. * Setup broker and clients meetings to form solid relationships in order to produce business for the division. * Identify cross-selling opportunities by working with underwriters of other lines of… Show more * Analyze, review, and audit existing and potential clients to determine an appropriate premium given the company’s level of risk as per the Chartis Insurance guidelines. * Negotiate the appropriate premium and terms of the insurance policy of existing and potential clients. * Setup broker and clients meetings to form solid relationships in order to produce business for the division. * Identify cross-selling opportunities by working with underwriters of other lines of insurance. * Manage portfolio of 134 commercial and national accounts; $4,832,570 in premium annually. Show less * Analyze, review, and audit existing and potential clients to determine an appropriate premium given the company’s level of risk as per the Chartis Insurance guidelines. * Negotiate the appropriate premium and terms of the insurance policy of existing and potential clients. * Setup broker and clients meetings to form solid relationships in order to produce business for the division. * Identify cross-selling opportunities by working with underwriters of other lines of… Show more * Analyze, review, and audit existing and potential clients to determine an appropriate premium given the company’s level of risk as per the Chartis Insurance guidelines. * Negotiate the appropriate premium and terms of the insurance policy of existing and potential clients. * Setup broker and clients meetings to form solid relationships in order to produce business for the division. * Identify cross-selling opportunities by working with underwriters of other lines of insurance. * Manage portfolio of 134 commercial and national accounts; $4,832,570 in premium annually. Show less



Bank of America

• United States
• Banking
• 700 & Above Employee

• Mortgage Underwriter

  • Dec 2005 - Oct 2007

  • Independently conduct comprehensive credit evaluations of a variety of complex, high-risk Mortgage-Loans to ensure soundness, business value and compliance with Countrywide and investor standards. • Evaluate loan documents to determine viability, identify risk issues, potential fraud, and credit worthiness. • Calculate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors. • Recommend and/or negotiate alternative loan requirements, funding… Show more • Independently conduct comprehensive credit evaluations of a variety of complex, high-risk Mortgage-Loans to ensure soundness, business value and compliance with Countrywide and investor standards. • Evaluate loan documents to determine viability, identify risk issues, potential fraud, and credit worthiness. • Calculate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors. • Recommend and/or negotiate alternative loan requirements, funding and/or loan-structuring solutions. • Coach Account Managers and Brokers on technical Underwriting issues, problems and/or questions. • Set up parameters in which borrowers must comply for approval and close of loans. Show less • Independently conduct comprehensive credit evaluations of a variety of complex, high-risk Mortgage-Loans to ensure soundness, business value and compliance with Countrywide and investor standards. • Evaluate loan documents to determine viability, identify risk issues, potential fraud, and credit worthiness. • Calculate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors. • Recommend and/or negotiate alternative loan requirements, funding… Show more • Independently conduct comprehensive credit evaluations of a variety of complex, high-risk Mortgage-Loans to ensure soundness, business value and compliance with Countrywide and investor standards. • Evaluate loan documents to determine viability, identify risk issues, potential fraud, and credit worthiness. • Calculate debt ratio, loan-to-value ratios, credit score, property valuation and various other factors. • Recommend and/or negotiate alternative loan requirements, funding and/or loan-structuring solutions. • Coach Account Managers and Brokers on technical Underwriting issues, problems and/or questions. • Set up parameters in which borrowers must comply for approval and close of loans. Show less



Argent Mortgage

• Mortgage Underwriter/CSR

  • Feb 2004 - Dec 2005

  • Assist Account Managers in expediting loans through the loan processing system; clear outstanding conditions and restructure loans. • Maintain positive relations with brokers; communicate Argent’s programs, policies and rates, as well as answer questions and report status of loans. • Fill in for absent Account Managers to manage loans in process. • Make decisions on loan submissions based on Argent's underwriting guidelines and policies. • Review and analyze a borrower's loan… Show more • Assist Account Managers in expediting loans through the loan processing system; clear outstanding conditions and restructure loans. • Maintain positive relations with brokers; communicate Argent’s programs, policies and rates, as well as answer questions and report status of loans. • Fill in for absent Account Managers to manage loans in process. • Make decisions on loan submissions based on Argent's underwriting guidelines and policies. • Review and analyze a borrower's loan documents to adhere to all state, federal, and company regulatory requirements to ensure quality on each loan. • Set up parameters in which borrowers must comply for approval and close of loans. • Understand and apply underwriting guidelines to comply with company policies and procedures. • Perform a complete credit analysis of borrower to determine credit eligibility. • Supervise new underwriters; Review files and make corrections where applicable. Show less • Assist Account Managers in expediting loans through the loan processing system; clear outstanding conditions and restructure loans. • Maintain positive relations with brokers; communicate Argent’s programs, policies and rates, as well as answer questions and report status of loans. • Fill in for absent Account Managers to manage loans in process. • Make decisions on loan submissions based on Argent's underwriting guidelines and policies. • Review and analyze a borrower's loan… Show more • Assist Account Managers in expediting loans through the loan processing system; clear outstanding conditions and restructure loans. • Maintain positive relations with brokers; communicate Argent’s programs, policies and rates, as well as answer questions and report status of loans. • Fill in for absent Account Managers to manage loans in process. • Make decisions on loan submissions based on Argent's underwriting guidelines and policies. • Review and analyze a borrower's loan documents to adhere to all state, federal, and company regulatory requirements to ensure quality on each loan. • Set up parameters in which borrowers must comply for approval and close of loans. • Understand and apply underwriting guidelines to comply with company policies and procedures. • Perform a complete credit analysis of borrower to determine credit eligibility. • Supervise new underwriters; Review files and make corrections where applicable. Show less