Experience

FinBe USA

• United States
• Financial Services
• 1 - 100 Employee

• Underwriter at Credito Real USA Finance

  • 2018 - Present

• Area Sales Manager

  • 2017 - Present

  Miami/Fort Lauderdale Area



Safe Credit Solutions, Inc.

• United States
• Financial Services
• 1 - 100 Employee

• Account Executive

  • 2017 - 2017

  Miami/Fort Lauderdale Area Solicit new clients to represent them on their behalf to the 3 major credit bureaus, collection agencies, and creditors to remove inaccurate information from their personal bureau report. Relate and professionally consult clients about sensitive financial transactions while educating about credit repair.



Gateway One Lending & Finance

• United States
• Motor Vehicle Manufacturing
• 1 - 100 Employee

• Credit Manager

  • 2012 - 2016

  Managed an assigned sales territory to approve and capture auto retail sales contracts while promoting the company brand. Cold call, prospect for new dealer customers, and leverage the relationships with current customers. Conduct marketing and sales presentations. Team player who can work independently. Create dealers sales contests to engage dealerships to fund more contracts.



Macy's

• United States
• Retail
• 700 & Above Employee

• Sales Supervisor

  • 2008 - 2012

  Miami/Fort Lauderdale Area Store executive who directly managed 30 associates. Resolved customer and associate disputes throughout entire store. Maintained corporate procedures and guidelines while regularly being the store’s executive-in-charge.



Capital One

• United States
• Financial Services
• 700 & Above Employee

• Senior Relationship Manager

  • 2001 - 2008

  • Cultivated new business relationships in an undeveloped territory, negotiated rates and captured new business that generated $4.2M in revenue per month • Solicited and initiated business relationships with dealership principals and senior financial management which increased contract flow and market share while increasing application flow by 138% • Analyzed credit applications for fraud, discrepancies and errors which avoided potential future collection and legal problems



Onyx Acceptance Corporation

• Financial Services
• 1 - 100 Employee

• Credit Manager

  • 2001 - 2006

  • Consistently achieved goals during intermittent adverse conditions covering both inside and outside sales positions • Maintained strong credit quality well below the branch average so that the portfolio performed better which saved the company collection expenses



Bank of America

• United States
• Banking
• 700 & Above Employee

• Assistant Vice President

  • 2000 - 2001