Experience

Pivot Point Counseling, LLC

• United States
• Mental Health Care
• 1 - 100 Employee

• Pyschotherapist

  • Mar 2020 - Present

  Mental health psychotherapy Mental health psychotherapy



Harford County Health Dept

• United States
• Hospitals and Health Care
• 1 - 100 Employee

• Licensed Mental Health Counselor

  • Nov 2016 - Aug 2020

  Mental health and substance abuse counseling. Mental health and substance abuse counseling.



Mercantile Mortgage Corporation

• United States
• Financial Services

• Contract Underwriter

  • Oct 1991 - Mar 1995

  Underwrote conforming and non-conforming conventional loans for Beneficial Mortgage and Mercantile Mortgage. Underwrote conforming and non-conforming conventional loans for Beneficial Mortgage and Mercantile Mortgage.



Midlantic Home Mortgage Corporation

• Underwriter

  • May 1989 - Aug 1991

  Underwrote all conventional and government loans for a branch office. Underwrote all conventional and government loans for a branch office.



Firstar Mortgage Corporation

• Underwriter

  • Apr 1988 - Apr 1989

  Underwrote all conventional and government loans for a branch office. Underwrote all conventional and government loans for a branch office.



Meritor Mortgage Corporation

• Field Underwriter

  • Apr 1985 - Apr 1988

  Knowledge of FNMA, FHLMC, FHA, VA and private investor guidelines. Primary duties included underwriting conventional, FHA and VA mortgages for properties in New York; Other responsibilities included approving Class III condominiums and training branch office processors and fellow employees when needed. Knowledge of FNMA, FHLMC, FHA, VA and private investor guidelines. Primary duties included underwriting conventional, FHA and VA mortgages for properties in New York; Other responsibilities included approving Class III condominiums and training branch office processors and fellow employees when needed.



Allstate Enterprises Mortgage Corporation King of Prussia, PA

• Loan Processor/Funder

  • Nov 1983 - Mar 1985

  Duties included processing of conventional, FHA and VA mortgages. Responsible for fundings and all post-closing functions of our branch office. Trained and supervised a funding/post closing assistant. Duties included processing of conventional, FHA and VA mortgages. Responsible for fundings and all post-closing functions of our branch office. Trained and supervised a funding/post closing assistant.



Fidelity Guarantee Mortgage Corporation

• Loan Processor

  • May 1983 - Nov 1983

  Duties included processing and aiding in opening a new branch office. Duties included processing and aiding in opening a new branch office.



Ticor Mortgage Insurance

• Loan Technician

  • Dec 1982 - May 1983

  Duties included recording and organizing all incoming loans, CRT operations, APR calculations and all secretarial functions. Duties included recording and organizing all incoming loans, CRT operations, APR calculations and all secretarial functions.