Experience

First Takaful

• Kuwait
• Insurance
• 1 - 100 Employee

• Officer - Group Life and Medical Underwriter

  • Aug 2021 - Present



Gulf Insurance Group - Kuwait

• Kuwait
• Insurance
• 200 - 300 Employee

• Assistant Underwriter - Life

  • Dec 2015 - Nov 2017



Al Sagr National Insurance Company (ASNIC)

• United Arab Emirates
• Insurance
• 200 - 300 Employee

• Junior Underwriter

  • Jul 2014 - Jun 2015

  Medical Insurance Profile Highlights: • Designed quotations for many of the leading firms in Dubai • Reviewing application files for health insurance policies and determines eligibility coverage, premium rates and exclusion policies for consumers and businesses. • Assess the eligibility of a customer to receive insurance products, negotiate and create underwriting agreements and create exclusivity agreements. • Using computer programs to help determine the amount of financial risk that could occur as a result of insuring an individual or a group of people. • Reviewing an applicant’s age, profession, current health status and previous medical history to make a decision about whether or not to underwrite an insurance policy. • Writing quotes and negotiating the terms with brokers and clients. Motor and Travel Insurance Profile • Active in seeking out new clients and explaining types of coverage they may find helpful. • Explaining the product so that clients understand by keeping abreast of the rates and policies that Al Sagr Insurance offer. • Submission of applications, maintaining client records and preparing reports. • Help individuals, businesses, and families select the most appropriate policies for motor. • Offer health insurance policies that cover the costs of medical care and loss of income due to illness or injury. • Seek out leads and new clients. • Maintain reports and records of insurance policies. • Match insurance policies for clients with the companies that offer the best rates and coverage. • Obtain price quotes and process applications. • Utilize the Web to respond to quotes for insurance policies. • Helping the company or the individual to choose the best travel insurance policy as per their needs and requirements. • Gathering information from clients, assessing their insurance needs and risk profile; Show less



Gargash Insurance Services LLC

• United Arab Emirates
• Insurance
• 300 - 400 Employee

• Customer Services Officer

  • Jan 2012 - Jun 2014

  • Evaluating the client’s insurance needs, their current products and services, comparing the features, level of cover and price with others in the market. • Evaluating risks and proposing possible solutions. • Placing risks within the agreed level of responsibility, the authority given by the customer and the employer’s guidelines. • Referring any situations which is not authorized to deal with to the appropriate person/department • Submitting details to insurers in a manner and timescale appropriate to the risk • Informing the client of the terms and the cover provided and ensuring that they understand the main features and benefits of the policy in adherence with regulatory rules. • Processing proposals for new business, including obtaining any supplementary information and documentation required and resolving any discrepancies in the information supplied. • Ensuring all client information remains confidential. • Processing payment correctly and by the appropriate means. • Ensuring cover documentation is accurate, legible and meets legal and regulatory requirements • Issuing insurance documentation to the customer. • Maintaining complete and accurate records at all stages. • Liaising with the client and the insurer. • Cross selling. • Helping to resolve client queries. Show less



Core Integra Consulting Services Limited

• Mumbai Area, India

• Research and Business Progression Executive

  • Aug 2011 - Oct 2011

  • Research on the current recruitment / staffing / compliance industry scenario. • Business advancement and progression to create a wider network. • Increasing the pipeline of Client base. • Scheduling appointments and promoting a brand name. • Identifying potential clients and conducting a background study on their scope of work. • Understanding the client requirements and providing suitable solutions. • Competition Analysis • Liaison with external as well as internal clients to ensure smooth delivery. Show less



Bennett Coleman & Co Ltd - Times Business Solutions Ltd

• Account Manager

  • Feb 2011 - Aug 2011

  •Training and Development of Clients. •Client Meetings for Training and Client Servicing. •Online Training session for all. •Tracking DB Usage / Job Listing Usage and pushing increase for both. •Data management and Data Analysis. •Generating Leads (For Up selling / Cross Selling/Upgrading) •Training and Development of Clients. •Client Meetings for Training and Client Servicing. •Online Training session for all. •Tracking DB Usage / Job Listing Usage and pushing increase for both. •Data management and Data Analysis. •Generating Leads (For Up selling / Cross Selling/Upgrading)



eClerx

• India
• Information Technology & Services
• 700 & Above Employee

• Analyst

  • Mar 2009 - Jul 2010

  •Analyze, Normalize the Input file on client’s requirement. •Differentiate the trades on the basis the type of product. (CDS, IRS) •Compare the trades (CDS, IRS, etc) with DTCC Dump to identify the accurate trade. •Upload the unmatched trades in the eClerx tool to further identify the trades. •Perform manual pairing on unpaired trades by analyzing the trade details to further find matches and search them in the system. •Reconcile the matched trades on the basis of economic parameters like Notional Amount, Trade date, and Maturity date, Strike price, spread depending upon the product type. •Identifying the type of quote provided by the Counterparty, matching them with the clients quote and sending it them to the client through a structured report. •Categorize trades as Accepted if all the important parameters match, Partially Accepted if the parameters mentioned by client match & disputed if none of the parameters match. •Escalating the breaks & providing explanations to the client regarding the unpaired trades •Auditing the Report. •Preparing MBR (Monthly Based Reports) Show less