Experience

Shanghai Brilliance Credit Rating & Investors Service Co., Ltd.

• China
• Financial Services
• 1 - 100 Employee

• Senior credit analyst

  • Sep 2015 - Present

  Outstanding Staff for the year of 2016/2018/2019 -ABS credit analyst, responsible for analyzing the underlying assets, constructing the cash flow waterfall according to the asset pool, reviewing the transaction documents and writing the credit rating reports. Underlying assets covering Financial Leasing(Yuandong and Pingan Financial Leasing ABS/ABN); Commercial buildings (Jinguang Jinhongqiao International Centre CMBS); Small and Micro Enterprise Loans (Bank of Ningbo CLO and Mybank ABS series) ; Consumer loans(Antfin-Huabei, Antfin-Jiebei and Webank-Weilidai ABS series);Municipal Loans etc. -Modeler: Developed and implemented ABS credit rating models. -Research: Responsible for Quarter report on ABS market; Annual research report on ABS of Consumer loans; Research report on Insurance-linked securities(Cat bonds). -Tutorials: Responsible for teaching the new colleagues about how to conduct the credit analysis including due diligence, Top-Down analysis methods and use the credit rating models ect. -Review credit rating reports and vote credit ratings as the member of the review committee. Show less



Owen College Ningbo

• Ningbo, Zhejiang, China

• Mathematics Teacher

  • Mar 2014 - Aug 2014

  Delivered the A-level mathematics lessons. Helped students to get an idea of the structure of A-level course and the procedure of applying for universities. Delivered the A-level mathematics lessons. Helped students to get an idea of the structure of A-level course and the procedure of applying for universities.



Camexpress

• Shanghai City, China

• Mathematics Teacher

  • Aug 2013 - Sep 2013

  Responsible for teaching mathematics.Oxford and Cambridge interview. Responsible for teaching mathematics.Oxford and Cambridge interview.



China Construction Bank

• Banking
• 700 & Above Employee

• Summer Intern

  • Aug 2012 - Sep 2012

  Assisted client manager to complete transactions and check the documents of mortgage loan and credit card applications. Analyzed the balance sheets, income statements, cash flow statements of the company clients. Assisted client manager to complete transactions and check the documents of mortgage loan and credit card applications. Analyzed the balance sheets, income statements, cash flow statements of the company clients.



HSBC

• United Kingdom
• Financial Services
• 700 & Above Employee

• Summer Intern

  • Aug 2011 - Aug 2011

  Worked in a group to accomplish a HSBC brand promotion project. Learnt the history of HSBC and basic knowledge of finance, including fixed income,derivatives, time value of money and other financial products. Worked in a group to accomplish a HSBC brand promotion project. Learnt the history of HSBC and basic knowledge of finance, including fixed income,derivatives, time value of money and other financial products.