Jessica Higgins
SVP/ Loan Specialist at First Sound Bank- Claim this Profile
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Bio
Experience
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First Sound Bank
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Greater Seattle Area
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SVP/ Loan Specialist
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Jun 2018 - Present
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Westfall Strategies
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Pacific Northwest
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Senior Finance Analyst
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Dec 2015 - Apr 2018
Westfall Strategies provides Finance Leadership to privately owned businesses that have finance and accounting opportunities beyond their current size and scope. Rapid transformation within a company can be caused by any number of external and internal forces. We provide leadership and support through a variety of finance and accounting roles and responsibilities to make the most of your opportunity or challenge. Our work requires strong alliance with our clients, their partners, stakeholders, and employees. At Westfall Strategies, we have a well-rounded team that brings unique experiences, perspectives, and personalities to handle the diverse needs of our clients. We are a team that respects and works closely with one another to ensure only the best collective efforts reach our clients. Working with dynamic businesses requires a composed, determined, and strategic focus to achieve the goals of our Clients. Westfall Strategies brings you ‘Finance Leadership When You Need It Most’, we provide the technical skills, relevant experience, and collaborative platform for any business to transform and reach its goals. Show less
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First Sound Bank
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Seattle, WA
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Vice President- Credit Administration
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Sep 2012 - Nov 2015
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Core Business Bank
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Bellevue, WA
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AVP, Senior Credit Analyst
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Oct 2010 - Aug 2012
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Pierce Commercial Bank
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Tacoma, WA
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Credit Analyst
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May 2010 - Oct 2010
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Commercial Loan Officer
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2008 - May 2010
Managed and grew a loan portfolio by providing businesses access to capital to start, maintain, grow, or restructure their business, while ensuring loans were structured and monitored to mitigate risk and reduce future loss potential. Managed and grew a loan portfolio by providing businesses access to capital to start, maintain, grow, or restructure their business, while ensuring loans were structured and monitored to mitigate risk and reduce future loss potential.
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Horizon Bank
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Banking
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1 - 100 Employee
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SBA Loan Specialist
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2006 - 2008
Liason between the US Small Business Administration and Horizon Bank. Worked with Commercial Loan Officers and Retail Office Managers to structure/ package loans to ensure they met SBA eligibility criteria for the SBA Express, 7a, 504 and Export loan programs, originated and approved loans on behalf of the SBA through the PLP program, and managed the bank's SBA loan portfolio to ensure loans were serviced as per SBA regulation.
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Senior Credit Analyst/ Community Business Banking
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2005 - 2008
Underwriter for HRZB's Community Business Banking group. Assessed risk, drafted loan memorandums, and recommended loan structure for loans originated by Retail Office Managers.
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