College Professor

• Jun 2016 - Present

Credit and Collection Manager

• Mar 2021 - Apr 2022

Billing and Collection Manager

• Jan 2020 - Jun 2020

Sales and Operation Manager

• Nov 2017 - Feb 2020

Management and Financial Reports  Oversee the function of Sales and Operations of Loan Processing Credit Assessment and liaison. Billing, and Collection. and establish a good working relationship with our business partner (AFP Finance Center, AFP Pension and Gratuity, PNP and ALIP Members.  Prepare Sales periodic report for Management consumption  Prepare Monthly Portfolio At Risk (PAR) Report  Prepare Monthly Collection Report  Prepare Monthly Billing Report  Prepare Collection Forecast vs Actual Collection Report for Execom  Monitoring of AR Ageing  Check and Monitor Account Reconciliation  Manage team members on their performance on a regular basis and write and deliver performance appraisal.  Manage skip tracing and field collection team.  Manage and develop a team of 20 people.  Update on issues and concerns regarding pension loan transaction related matters and immediately discuss with management.  Develops and implements the Policies and Procedures of Sales and Operations especially, loan processing, billing, collection, credit assessment and liaisons.  Develops and implements the Policies and Procedures for the loan program.  Prepare OPEX and CAPEX  Prepare and Recommending Project Concept Document to Execom.  Prepare and Recommending Capital Budget Document to Execom.  Collaborate with channel teams on creating or modifying client approval guidelines.  Coordinate with branches team to cascade the new guidelines and procedures especially for new products, documents for billing requirements.  Implements sales programs by leading the team in development of field sales action plans.  Negotiate with our business partners (AFP-PGMC & FC) regarding verification of loan, collection and billing transaction.  Negotiate with our business partners (AFP-FC) regarding uncollectible accounts / problem accounts.  Responsible to monitor and control the problematic and delinquency of all accounts and undertake measure to collect the amount due. Show less

Credit and Collection Officer

• May 2015 - Nov 2017

Job Summary:  Planning, evaluating, implementing and continuously improving all aspects of Credit and Collection functions and processes.  Monitor receivables & collections & provide updates of receivables & provide appropriate reporting procedures.  Ensure timely, complete and accurate reporting of credit and collection reports to the different departments including ManCom team to help in coming up with sound business decisions.  Responsible in overseeing the operation of Credit and Collection Department.  Supervising the timely and accurate processing of cash applications to customer accounts, collection of outstanding receivables balances and processing of debit and credit memos  Supervise collection timeline and process flow  Supervise, train and evaluate staff. Show less

Assistant Treasury Supervisor

• Jun 2014 - Jan 2015

Management and Financial Reports  Responsible for assisting the Treasury Manager in supervising the treasury department, checking of all job assignment and reports and ensuring achievement of position Key Result Areas including; Fund Transfers and Head Office Disbursements Allocation, Bank Lines Monitoring, Bank Maturities, Bank Reconciliation analysis (Peso and Dollar account), Monitoring Importation Transaction, Petty cash fund replenishment, Monitoring Daily Collection Report, Daily Monitoring Account Receivables. Daily Monitoring Cash Position Report and Daily Monitoring Sales Order. Account Payable Section  Monitoring Trade and Non-trade Transactions.  Allocates Head Office Disbursement by banks.  Allocates Funds for loans payment.  Transfer funds from one bank to another.  Check and monitor supporting documents.  Monitoring loan availments and bank maturities. Cash Control Section  Takes responsibility of releasing of cheques to all concerned.  Monitor the cash status of the company.  Maintains and ensures proper replenishment of the petty cash fund of head office.  Monitor Advances and O&E.  Issues OR / PR for every payment / collection and deposit payment received.  Bank Reconciliation Analysis Peso and Dollar Account. Credit and Collection Section  Checking and approving of sales order and credit memo.  Checking and approving of credit status per customer.  Monitoring Accounts Receivables (AR)  Monitoring Daily Collection.  Reconciliation of Collection vs Billing.  Direct coordination with sales person with relative to collection status of clients. Show less

Accounting Assistant

• Sep 2012 - Mar 2014

Management and Financial Reports  Prepare daily reports such as Daily Cash Position Report, Daily Loan Releases and Funding Summary. Prepare Daily report such as Portfolio At Rish (PAR), Prepare monthly schedule of expenses, receivables and payable accounts.  Cash Receipts and Receivables  Receive and monitor official receipts (OR) and collection report from cashier. Verify validity of all transactions by comparing ORs against deposit slips. Prepare Cash Receipts Book with corresponding Accounting entries. In-charge of Automatic-Debit-Agreement (ADA) facility and reconciliation of all PNP/INP and BFP pension loan collection against bank credits.  Perform Bank and LR Reconciliation analysis.  RCD PAR Collection Validations.  Assist Accounting Manager in other responsibilities.  Other task assign such as: Change Reconciliation, ATM swiping, Petty Cash Replenishment, online Funding and CV. Show less