Experience

AuditOne LLC

• United States
• Banking
• 1 - 100 Employee

• CEO

  • Apr 2019 - Present

  Provider of outsourced internal audit services (Credit/ALLL, ALM, Compliance/BSA, Operations, IT/IS) for smaller financial institutions, incl. SOX documentation and testing. Close to 300 clients, with a concentration in community banks and credit unions in the Western US. General management and admin. responsibilities for professional staff of over 40, including marketing/new bus. dev., client relationship mgmt., quality control, new program dev., communications, and selective direct participation in engagements. Show less

• CEO

  • Mar 2010 - Present

  Affiliate company of AuditOne LLC (estab. 2010). Focused on risk management consulting, addressing the full range of relevant risks, for financial institutions -- in particular, adapting the established tools and practices of larger institutions to the data availability, MIS capabilities, budgets, skill-sets, etc. of smaller/mid-sized organizations.

• Co-CEO

  • Mar 2007 - Mar 2019



USF School of Management

• San Francisco Bay Area

• Adjunct Faculty Member

  • Jan 1998 - Present

  Part-time lecturer in economics and finance (schedule permitting). Have taught similar courses at various other US and Canadian universities, mostly on a part-time (evening) basis. Others include: UC Irvine Merage School of Business, Boston University School of Management, Bentley College, University of Toronto Faculty of Management, McGill University, University of Alberta, Carleton University. Part-time lecturer in economics and finance (schedule permitting). Have taught similar courses at various other US and Canadian universities, mostly on a part-time (evening) basis. Others include: UC Irvine Merage School of Business, Boston University School of Management, Bentley College, University of Toronto Faculty of Management, McGill University, University of Alberta, Carleton University.



Union Bank

• United States
• Banking
• 700 & Above Employee

• SVP, Market Risk Monitoring

  • Jan 2004 - Sep 2006

  Responsible for market risk in both the trading book and the ALM/treasury operations. This included interest rate risk simulations (NII, EVE) of banking book risk and VaR analysis of trading risk. Secretary of ALCO. Also a middle-office role handling derivatives documentation, model ownership, policy writing, etc. Introduced SOX controls, liaised with regulators and with internal and external audit. Responsible for market risk in both the trading book and the ALM/treasury operations. This included interest rate risk simulations (NII, EVE) of banking book risk and VaR analysis of trading risk. Secretary of ALCO. Also a middle-office role handling derivatives documentation, model ownership, policy writing, etc. Introduced SOX controls, liaised with regulators and with internal and external audit.



Union Bank of California

• VP, Portfolio Risk Monitoring

  • 1998 - 2003

  Worked on a variety of credit portfolio management initiatives involving RAROC modeling, Basel preparation, integration of modeling tools from KMV, Moodys, S&P and others. Coordinated the Bank's adoption and roll-out of KMV products. Paticipated in quarterly ALLL loss reserving. Introduced an innovative, economic capital-based approach to managing (industry, single-name and other) concentration risk; wrote articles and spoke at conferences on the subject. Made Board presentations on various aspects of credit portfolio risk. Show less

• VP, Industry Analysis and Research

  • 1995 - 1998

  Established, staffed and managed a group to provide analytical support to both the credit underwriting and marketing functions, regarding industry, economic and other pertinent risks. Presentations to conferences, clients and groups within the Bank. Published various articles.



Henley Mayer and Associates (Wellesley, MA)

• Senior Consultant

  • 1993 - 1995

  Consulted to US and Canadian banks on the formulation and implementation of commercial marketing strategy. Participated in the development of a market and sales management product (called "Winning") to enable lending institutions to set, monitor and meet quantifiable, unit-level performance targets. Consulted to US and Canadian banks on the formulation and implementation of commercial marketing strategy. Participated in the development of a market and sales management product (called "Winning") to enable lending institutions to set, monitor and meet quantifiable, unit-level performance targets.



Royal Bank of Canada (Toronto, Ont.)

• Manager, Multinational Credit

  • 1992 - 1993

  Assessed and approved credit proposals submitted by the Bank's US lending units.

• Senior Manager, Strategic Analysis Group

  • 1991 - 1992

  Co-ordinated a strategic planning project that recommended steps to elevate the Bank's US involvement.

• Senior Account Manager / Account Manager

  • 1986 - 1991

  Managed relationships with commercial clients having credit authorizations from about $200,000 up to $50 million, with partial concentration in commercial real estate. 1986-89: aggressive growth in both credit and non-credit business. 1990-91 focus on problem loan work-outs.



Canadian National (Montreal, PQ)

• Chief Economist

  • 1985 - 1986

  Directed economic research, prepared forecast reports and analyses in support of the company's market, financial and strategic planning. CN is a $5 billion transportation and natural resource company based in Montreal. Directed economic research, prepared forecast reports and analyses in support of the company's market, financial and strategic planning. CN is a $5 billion transportation and natural resource company based in Montreal.