Experience

KELLANDS (HALE) LIMITED
• United Kingdom
• Capital Markets
• Independent Financial Advisor

  • Apr 2021 - Present

Scottish Widows
• United Kingdom
• Financial Services
• 700 & Above Employee
• Financial Adviser

  • Sep 2013 - Apr 2021


Halifax plc

• United Kingdom

• Financial Adviser

  • Mar 2008 - Sep 2013

  My role is to provide financial advice, carrying out a full factfind process with clients including risk analysis, aspirations, protection needs, IHT and long term care needs to cover but a few. I produce all financial reports for my customers based on my advice for each individual client. Following this I also present all recommendations to my clients before signing up the business. I also carry out review appointments for my clients. I am very successful at this role continually exceeding target. I also have excellent file quality and retention meaning my files exceed all the required standards imposed by the FSA. My role also includes working with the branch teams, from cashiers to banking advisers and mortgage advisers. I provide coaching and support to help develop them and enable them to become aware of opportunities and needs of customers. I also refer business to other sellers. Relationships with branch and business managers are also key and I develop and provide influence within these relationships to ensure I support the management team in planning and training for the branch ensuring our branches are exceeding sales, service and risk targets. Show less



AEGON UK

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Broker Consultant

  • Jan 2000 - Apr 2008

  Responsible for pro-actively managing a panel of over 200 Independent Financial Advisers, my role was to identify their needs to maximise sales. I was extremely successful and exceeded 150% of target every year. Using my technical expertise I helped guide my panel through all queries regarding investments, protection and pre and post retirement pension planning. Providing guidance on areas such as factfinding, report writing, FSA regulations and which forms they need such as discharge papers, triennial reviews and CA forms. I assisted with the training of new consultants and existing consultants as my industry knowledge is vast. Show less



Nationwide Building Society

• United Kingdom
• Financial Services
• 700 & Above Employee

• Customer Adviser

  • Jun 1998 - Jan 2000

  I began as a cashier progressing quickly to supervising all aspects of the banking hall. I was responsible for training, motivating and helping new staff including guiding them through their NVQ. I also advised customers on non regulated products including savings and insurance. Ensuring I asked the right questions to allow me to refer them to the Financial Consultants and Mortgage Advisers so our branch secured the most business possible from each customer and met all their financial needs. I began as a cashier progressing quickly to supervising all aspects of the banking hall. I was responsible for training, motivating and helping new staff including guiding them through their NVQ. I also advised customers on non regulated products including savings and insurance. Ensuring I asked the right questions to allow me to refer them to the Financial Consultants and Mortgage Advisers so our branch secured the most business possible from each customer and met all their financial needs.