Experience

Dime Community Bank

• United States
• Banking
• 400 - 500 Employee

• Vice President

  • Nov 2021 - 2 years 2 months

  Relationship Manager Commercial Lending

• Assistant Vice President

  • Oct 2019 - Oct 2021



Investors Bank

• United States
• Banking
• 700 & Above Employee

• Associate Relationship Manager

  • Jun 2017 - Oct 2019

  Brookyln, NY Position Objectives: The Associate Relationship Manager works with the Team leader or Market Executive, in developing and managing portfolio relationships within target segments that lead to loans, deposits and other revenue generating products and services. They are also tasked with identifying viable relationship opportunities that include but are not limited to full lending, deposit, cash management and other banking services beneficial to the customer. Responsibilities:… Show more Position Objectives: The Associate Relationship Manager works with the Team leader or Market Executive, in developing and managing portfolio relationships within target segments that lead to loans, deposits and other revenue generating products and services. They are also tasked with identifying viable relationship opportunities that include but are not limited to full lending, deposit, cash management and other banking services beneficial to the customer. Responsibilities: • Analyze the credit-worthiness of potential and existing customers in an effort to develop new business and increase or retain existing business within the policy and procedure of the Bank. • Assists with the management of the team’s sales and service efforts to ensure the retention and deepening of existing relationships, as well as growth of new relationships. • Manage an assigned loan portfolio with emphasis on credit quality, regulatory compliance and covenant compliance. • Prepare high quality loan presentations for clients and including detailed financial analyses, and assessment of borrower’s financial capacity and creditworthiness. • Assess lending risks, identifying offsetting mitigants and make recommendations on loan structure, while displaying sound credit judgment. • Perform detailed research and credit analysis of business customers, guarantors, industry and economic conditions. May also partner with analysts to underwrite specific credit requests, prepare and present loan offerings to Executives, and monitor and maintain relationships to ensure timely loan administration.

• AVP / Business Lending Relationship Manager

  • Jun 2017 - Oct 2019

  Brooklyn, New York

• Commerical Management Associate

  • Jun 2016 - Jun 2017

  Short Hills, NJ POSITION OBJECTIVES The purpose of the Credit Management Associate Program is to strengthen the bank's commercial credit and sales lines of business by developing successful Relationship Managers. The role of the Relationship Manager is to get to know the bank's clients and their business needs by building and maintaining ongoing relationships. RESPONSIBILITIES *Attend training courses in classroom environment and pass related exams and evaluations. *Work rotations in credit… Show more POSITION OBJECTIVES The purpose of the Credit Management Associate Program is to strengthen the bank's commercial credit and sales lines of business by developing successful Relationship Managers. The role of the Relationship Manager is to get to know the bank's clients and their business needs by building and maintaining ongoing relationships. RESPONSIBILITIES *Attend training courses in classroom environment and pass related exams and evaluations. *Work rotations in credit and lending departments. *Able to use the Credit & Lending systems, as needed. *Understands the Bank's lending policies and guidelines. *Understands how to evaluate the financials of a borrower to make an educated credit decision. *Accurately calculates various ratios/amounts for processing loan applications. *Able to provide information and an image of the Bank that represents excellence and professionalism when communicating with, customers, business associates, community contacts, family, friends, employees, peers and superiors. *Knows the steps necessary to effectively sell the Bank and its products and services and implements them with success. *Approaches the Branch or Team and Department as a business and works to bring on new deposit customers, new accounts and new lending customers and loans. *Product knowledge of bank consumer and commercial products. *Coordinates strategic marketing of Investors Bank to potential clients. *Assists with Product Innovation for Credit. *Demonstrates knowledge and understanding of the basic laws and regulations and completes all required training.



Singer & Falk CPAs

• Junior Accountant

  • Dec 2011 - May 2016

  Melville, NY Job description includes: - Management of accounts receivable - Creating & distributing payroll tax returns - Organizing any filing, paperwork, or bills for the firm - Supervising any clerical work and duties of others - Communicating effectively and professionally with clients - Holding strong leadership skills and multitasking abilities