Experience

The National Bank of Indianapolis

• United States
• Banking
• 200 - 300 Employee

• Loan Review Manager, Vice President

  • Jul 2016 - Present



Huntington National Bank

• United States
• Banking
• 700 & Above Employee

• Vice President

  • Aug 2014 - Jul 2016

  Senior Credit Review OfficerResponsible for evaluating the performance of the bank's loan portfolio, focusing on commercial, commercial real estate, business banking, and specialty loans, and lending processes.

• Vice President

  • Jun 2012 - Aug 2014

  Senior Special Asset OfficerResponsible for minimizing the potential loss and maximizing the dollars collected on a portfolio of fairly large and complex credit transactions totaling $35.0 million, focusing on commercial and industrial customers



First Financial Bank

• United States
• Banking
• 700 & Above Employee

• Vice President

  • Jun 2010 - Jun 2012

  I oversaw First Financial's commercial other real estate owned (OREO) portfolio, and I served as Chair for the bank's OREO Committee Managed a large portfolio of properties, consisting of retail, industrial, office and multi-family, in a multi-state environment Developed and implemented strategies with respect to the acquisition, ownership and sale of properties; real estate tax appeals, mechanics liens, and judgments Built, maintained, and enhanced business applications, reporting and analysis to maximize productivity Negotiated with brokers and other potential purchasers of bank properties Worked with cities and municipalities regarding building and occupancy permits, code violations and other issues Show less



PNC

• United States
• Financial Services
• 700 & Above Employee

• Senior Vice President

  • Jan 2009 - Jun 2010

  Oversaw PNC's small business commercial loan workout department for credits up to $3.0 million across the PNC footprint Built, maintained, and enhanced business applications, reporting and analysis to maximize productivity Supervised staff of one hundred thirty (130), including workout officers and support staff in a decentralized environment, managing a portfolio of $2.6 billion. Directed and coached employees. Provided oversight of training and development plans, including evaluating all employees' performance and communicating feedback to develop employees Responsible for designing and communicating policy, establishing operating standards and practices, setting/tracking performance benchmarks, such as: non-performing loans, OREO, charge-offs, and recoveries Due to the acquisition of National City by PNC Bank, my position was eliminated. Show less



National City Bank

• Banking
• 700 & Above Employee

• Senior Vice President/Director

  • Mar 2003 - Dec 2008

  Oversaw National City's Managed Asset Department. The department is the workout/backend collection function for business banking (small business) commercial problem loans, including loan sales and recovery accounts. The total portfolio is $200.0 million, plus off-balance sheet obligations and OREO of $6.0 millionSupervised staff of thirty two (32) workout officers, two (2) loan sale officers, one (1) SBA specialist, and support personnel in a decentralized environment. Consistently ranked in the seventy fifth (75%) percentile within National City for employee engagement and satisfaction as measured by GallupResponsible for drafting and maintaining the department's operating standards/practices, forecasting business banking loan losses, setting/tracking performance benchmarks, such as: non-performing loans, OREO, charge-offs, and recoveriesMember of business banking integration team. Responsible for integrating business banking workout/back end collections for National City acquired banks. Successfully integrated six (6) acquired banksCo-Chairman of National City's Business Banking Criticized Asset Committee. The committee monitors and provides assistance/direction on specific problem commercial loans Show less

• Vice President

  • Jul 2000 - Mar 2003

  Responsible for minimizing the potential loss and maximizing the dollars collected on a portfolio of fairly large and complex credit transactions totaling $75.0 million, focusing on the bank's middle market customersNegotiated loan restructure and forbearance agreementsWorked with investment bankers to locate third-party financing, locate alternative sources of equity and/or subordinated debt, and to sell distressed companies in whole or in parts



CBRE

• United States
• Real Estate
• 700 & Above Employee

• Real Estate Manager

  • Sep 1997 - Jul 2000

  As a Property Manager, I was responsible for the daily operations for a portfolio of commercial properties, including office, industrial and retail totaling 1.2 million square feet Prepared and implemented budgets (capital and operating) for each property Responsible for the oversight of accounting and financial records as well as leasing at each property Communicated with institutional owners, tenants, and vendors As a Property Manager, I was responsible for the daily operations for a portfolio of commercial properties, including office, industrial and retail totaling 1.2 million square feet Prepared and implemented budgets (capital and operating) for each property Responsible for the oversight of accounting and financial records as well as leasing at each property Communicated with institutional owners, tenants, and vendors



National City Bank

• Banking
• 700 & Above Employee

• Vice President

  • Jul 1991 - Aug 1997

  Responsible for minimizing the potential loss and maximizing the dollars collected on a portfolio of moderately complex credits totaling $25.0 millionNegotiated loan restructure and forbearance agreementsDirected litigation and the liquidation of collateral, including real and personal propertyRotating member of the bank's Commercial Criticized Asset Committee and Commercial Loan Committee

• Assistant Vice President

  • Oct 1988 - Jul 1991

  Responsible for evaluating the risk of the bank's loan portfolioAnalyzed the credit and collateral quality of new and existing commercial and commercial real estate loans with a high degree of riskSupervised specific loan portfolio reviews and subsidiary bank reviewsAnalyzed credits on acquisition reviewsTrained new and existing analysts

• Strategic Planning Analyst

  • Jan 1987 - Oct 1988

  As a Strategic Planning Analyst, I was responsible for evaluating potential bank acquisition candidatesResearched and wrote financial reports to evaluate acquisition candidates and their financial impact on the bank.Evaluated five banks acquired by National City Bank of IndianaSpecial projects: Financial modeling and stock repurchase program