Experience

Hoosier Insurance Agency

• United States
• Insurance
• 1 - 100 Employee

• President / CEO

  • Mar 2013 - Present

  Own/operate an independent insurance agency offering Home, Auto, Life, and Business protection. Own/operate an independent insurance agency offering Home, Auto, Life, and Business protection.



GlutenFree Products USA

• Owner/Business Manager

  • Jan 2010 - Jan 2013

  Opened a start-up eCommerce website specializing in specialty food items. Developed a professional website from the ground up. Developed and manage vendor relationships. Develop and market new business via utilizing Google AdWords and Microsoft AdCenter. Manage web traffic via utilizing Google Analytics. Opened a start-up eCommerce website specializing in specialty food items. Developed a professional website from the ground up. Developed and manage vendor relationships. Develop and market new business via utilizing Google AdWords and Microsoft AdCenter. Manage web traffic via utilizing Google Analytics.



Horizon Bancorp

• Assistant Vice President and National Sales Manager - Mortgage Warehousing

  • Aug 2007 - Dec 2011

  Manage the day-to-day sales aspects of a $350 million National Mortgage Warehouse Credit Lending Facility by providing support to small-to mid-cap mortgage bankers or financial institutions, including safety & soundness audits as well as review of their policies & procedures. Swift resolution of customer issues; in most cases same-day, to preserve customer loyalty while complying with company policies. Strategic planning, forecasting, budgeting, reporting, and SOX oversight. Identified opportunities for cross-selling with customers by referring them to internal business units when appropriate. Develop and maintain new and existing National business partner/correspondent relationships (maintained over 50 producing accounts simultaneously). Perform Due Diligence and Credit Risk Analysis on potential business partners, making monthly recommendations for approval, renewal, and termination of Credit Lines, usually 4 recommendations monthly. Resolved issues and implemented solutions in response to annual OCC audit / risk assessment. Analyze corporate and personal financials on a daily basis. Act as a liaison between business partners and bank’s operations management to ensure a positive experience for the customer while minimizing the potential for any risk to the bank. Prepare and present to the bank’s Board of Directors annual Sales Forecast and Budgets for $2 billion+ in annual sales volume. Prepare and present Quarterly and Annual financial reviews for over 50 business partners as well as report the department’s P&L and Asset Quality performance to the bank’s Mortgage Banking Committee. Asset delinquency ratio regularly under .35% of total outstanding balances which averaged over $220 million monthly. Show less



FMF Capital

• Financial Services
• 1 - 100 Employee

• Account Executive

  • Jan 2005 - Feb 2007

  Develop and maintain business relationships of region’s Mortgage Bankers and Mortgage Brokers Conduct B2B sales presentations Work autonomously in a diverse environment with all levels of management Negotiated price relevant to product Train customers on new and existing product line Develop and maintain business relationships of region’s Mortgage Bankers and Mortgage Brokers Conduct B2B sales presentations Work autonomously in a diverse environment with all levels of management Negotiated price relevant to product Train customers on new and existing product line



ACC Capital Holdings

• Financial Services
• 100 - 200 Employee

• Account Executive

  • Jan 2004 - Jan 2005

  Develop and maintain business relationships of region’s Mortgage Bankers and Mortgage Brokers Conduct B2B sales presentations Work autonomously in a diverse environment with all levels of management Negotiated price relevant to product Train customers on new and existing product line Develop and maintain business relationships of region’s Mortgage Bankers and Mortgage Brokers Conduct B2B sales presentations Work autonomously in a diverse environment with all levels of management Negotiated price relevant to product Train customers on new and existing product line



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Branch Manager

  • Jan 2003 - Jan 2004

  Manage the day-to-day sales and operations management of multi-unit retail mortgage lending facilities Evaluate credit risk via underwriting transactions and approve individual mortgage loans Managed and trained Sales and Operations staff/team of 20+ Prepare branch Sales Forecasts and P&L budgets Manage the day-to-day sales and operations management of multi-unit retail mortgage lending facilities Evaluate credit risk via underwriting transactions and approve individual mortgage loans Managed and trained Sales and Operations staff/team of 20+ Prepare branch Sales Forecasts and P&L budgets



First Financial Bancorp/Sandridge Bank

• Lending Officer

  • Jan 2000 - Feb 2003

  Monitored and addressed aged/delinquent loans in the bank’s portfolio of receivables Coordinated the recovery and subsequent sale of recovered bank assets, minimizing loss through liquidating those assets recovered. Procure new direct and indirect consumer lending business within a Community Lending Environment. Approve secured and unsecured loans, both residential and consumer loans up to delegated lending authority (Secured lending limit of $750K and unsecured of $100K). Analyzed and authorized the charge-off of unrecoverable accounts. Prepare department’s monthly reports to be presented at the bank’s Board of Directors meeting. Show less



Aames

• Financial Services
• 1 - 100 Employee

• Area Manager

  • Sep 1995 - Jan 2000

  Manage the day-to-day sales and operations management of multi-unit retail mortgage lending facilities Evaluate credit risk via underwriting transactions and approve individual mortgage loans Managed and trained Sales and Operations staff/team of 20+ Prepare branch Sales Forecasts and P&L budgets Manage the day-to-day sales and operations management of multi-unit retail mortgage lending facilities Evaluate credit risk via underwriting transactions and approve individual mortgage loans Managed and trained Sales and Operations staff/team of 20+ Prepare branch Sales Forecasts and P&L budgets