Experience

Utah First Credit Union

• United States
• Financial Services
• 1 - 100 Employee

• Vice President - Commercial Services

  • Aug 2011 - Present

  Responsible for production and supervision of commercial activities of the credit union throughout its 8-branch network, including member and non-member business loans, small business lending (including SBA 7a, SBA 504, and USDA B&I loans), commercial construction lending, business deposit accounts, merchant services, and other products and services. Coordinates with other local credit unions and banks in buying and selling loan participations. Conducts ongoing business-services-related training with credit union employees. Responsible for meeting the credit union’s growth and profitability goals in the business services area.



Prime Alliance Bank

• United States
• Banking
• 1 - 100 Employee

• EVP / Business Development & Marketing

  • Jan 2007 - Aug 2011

  Responsible for outside marketing, advertising, and business development for the bank. Supervised special assets, legal and OREO activities from 2009 to 2010. Supervised the leasing department in 2010. Supervising lending in the Bank again in 2011, and continued as the Bank’s CRA officer.

• EVP / Chief Lending Officer / Director

  • Dec 2004 - Jan 2007

  Assisted in initial development, approval and start-up process of new commercial bank, established with a focus on construction & development financing and equipment leasing. Responsible for credit administration, leasing activities and business development. Member of the following committees: Board Loan Committee (Chairman / Secretary), Board Marketing Committee (Secretary), Board Asset Quality Committee (Chairman), Bank Asset Quality Committee (Chairman), Bank Executive Committee, and Bank Asset Liability Committee.



Barnes Banking Company

• Banking
• 1 - 100 Employee

• VP / Private Banking Mgr. / Salt Lake City Branch Mgr.

  • May 2001 - Dec 2004

  Started and managed a new bank office with 13 employees located in downtown Salt Lake City, Utah. Also managed Private Banking for the entire bank.

• VP / Bountiful Branch Manager

  • Apr 1994 - May 2001

  Started and managed a community bank office, ending with 18 employees and over $90MM in loans.



Bank One, Utah NA

• SVP / Branch Division Administrator / Director of Marketing

  • 1992 - 1994

  Retail division administrator with responsibilities over retail sales, service, operations and personnel for up to 35 branches in Utah and 3 departments (Branch Administration, Classic One and Student Services), with approximately 280 employees including 41 direct reports. As Director of Marketing, oversaw all advertising and public relations for Utah. Retail division administrator with responsibilities over retail sales, service, operations and personnel for up to 35 branches in Utah and 3 departments (Branch Administration, Classic One and Student Services), with approximately 280 employees including 41 direct reports. As Director of Marketing, oversaw all advertising and public relations for Utah.



Bank One, Utah, NA

• SVP / Northern Region Manager

  • 1991 - 1992

  Branch administrator over northern region ($331MM in deposits, $74MM in loans), consisting of 17 branches from Salt Lake City to Brigham City, with responsibility for all retail sales, service and personnel in that region. Branch administrator over northern region ($331MM in deposits, $74MM in loans), consisting of 17 branches from Salt Lake City to Brigham City, with responsibility for all retail sales, service and personnel in that region.



Valley Bank & Trust

• United States
• Banking

• Vice President / Head Office Manager

  • 1989 - 1991

  Manager of Head Office operations, including sales, service, credit and customer relations.

• Vice President / Commercial Loan Officer

  • 1988 - 1989

  Responsible for servicing a commercial loan portfolio of approximately 170 accounts at the Central Commercial Loan Center, and for issuing letters of credit for all credit areas of the bank.



Bountiful Valley Bank

• Vice President / Manager

  • 1982 - 1988

  Manager of Bountiful Valley Bank, a unit bank subsidiary of Utah Bancorporation, with responsibilities over all bank operations, including indirect and mortgage lending. Also served as a Director and as Corporate Secretary of Bountiful Valley Bank (1982 – 1988) and as a Director of Valley Utah Insurance Company (1988 – 1989). Received the U.S. SBA Financial Advocate of the Year award for Utah for 1985. Manager of Bountiful Valley Bank, a unit bank subsidiary of Utah Bancorporation, with responsibilities over all bank operations, including indirect and mortgage lending. Also served as a Director and as Corporate Secretary of Bountiful Valley Bank (1982 – 1988) and as a Director of Valley Utah Insurance Company (1988 – 1989). Received the U.S. SBA Financial Advocate of the Year award for Utah for 1985.

• Assistant Manager / Commercial Loan Officer

  • 1982 - 1982

  Assistant Manager / Credit at the Head Office, responsible for credit review on all commercial credit files, and for training of new loan officer trainees.

• Commercial Loan Officer

  • 1980 - 1982

  Commercial loan officer at Broadway Office, responsible for a designated portfolio of commercial loans.



Valley Mortgage Corporation

• Financial Services

• Mortgage Loan Officer

  • 1978 - 1980

  Mortgage loan officer for Valley Mortgage Corp.; construction loan officer for Bountiful Valley Bank. Mortgage loan officer for Valley Mortgage Corp.; construction loan officer for Bountiful Valley Bank.