Jeff Bajek

Chief Credit Officer at Platinum Bank
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us****@****om
(386) 825-5501

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Experience

    • United States
    • Banking
    • 1 - 100 Employee
    • Chief Credit Officer
      • Sep 2019 - Present

      Oakdale, Minnesota

    • United States
    • Banking
    • 200 - 300 Employee
    • EVP, Chief Credit Officer
      • Sep 2018 - Aug 2019

      Choice Bank acquired Venture Bank in September 2018.

    • United States
    • Banking
    • 1 - 100 Employee
    • SVP & Chief Credit Officer
      • Oct 2009 - Sep 2018

      Golden Valley, MN Managed four departments: Credit Underwriting, Loan Operations, Post Closing Review and Residential Mortgage Lending. Chairman of the Bank’s Senior Loan Committee and advise the Bank’s Loan Officer’s on credit risk and appropriate loan structuring. Also responsible for managing the Bank’s Loan Policy and overall credit culture.

    • Vice President
      • May 2003 - Oct 2009

      Individually generated over $90MM in new loan closings, $592M in fee income and $20MM in new depository accounts, during a six year period. Loan transactions included a balance between real estate and C&I transactions. Performed ongoing monitoring of credits booked during this period, including approval of construction draw requests, review of appraisal reports, and review of corporate financial statements. Successfully sold non-credit products, such as remote deposit… Show more Individually generated over $90MM in new loan closings, $592M in fee income and $20MM in new depository accounts, during a six year period. Loan transactions included a balance between real estate and C&I transactions. Performed ongoing monitoring of credits booked during this period, including approval of construction draw requests, review of appraisal reports, and review of corporate financial statements. Successfully sold non-credit products, such as remote deposit, repo sweep accounts, and merchant credit card. Show less

    • Assistant Vice President
      • May 1999 - Mar 2002

      Managed the credit portion of a $280MM commercial loan portfolio and three credit analysts as direct reports.

    • Portfolio Banker
      • Oct 1997 - May 1999

      Originated, negotiated and structured credit facilities as well as advised clients on debt restructuring strategies. Advised clients on non-credit transactions such as employee benefits, cash management products, merchant card and business valuation.

    • United States
    • Financial Services
    • 700 & Above Employee
    • Analyst
      • May 1994 - May 1996

      Performed detailed analysis of individual Reserve Bank balance sheet information, which are used to derive aggregate figures on the net reserve position of depository institutions and in the daily planning of System Open Market operations. Collected and analyzed reserve position data of individual depository institutions for the Federal Reserve Bank of New York to assist in implementing and tracking monetary policy by providing real-time reserve and Discount Window borrowings… Show more Performed detailed analysis of individual Reserve Bank balance sheet information, which are used to derive aggregate figures on the net reserve position of depository institutions and in the daily planning of System Open Market operations. Collected and analyzed reserve position data of individual depository institutions for the Federal Reserve Bank of New York to assist in implementing and tracking monetary policy by providing real-time reserve and Discount Window borrowings data. Examined and submitted analysis of short-term international balance sheet items to the Department of the Treasury for use in compiling balance of payment figures. Examined and submitted analysis of foreign branch assets and liabilities to the Board of Governors. Show less

    • United States
    • Financial Services
    • 700 & Above Employee
    • Analyst
      • Sep 1993 - Mar 1994

Education

  • Concordia University-St. Paul
    Finance, Finance, General
    1988 - 1992

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