Experience

White Oak Healthcare Finance, LLC

• United States
• Financial Services
• 1 - 100 Employee

• Vice President - Lead Underwriting and Portfolio Management (ABL vertical)

  • Aug 2017 - Present

  Vienna, Virginia, United States



Jay Putt Photography

• Owner

  • Nov 2021 - Present

  Frederick, MD • Freelance photographer specializing in fine art landscape, architecture and long exposure photography



Capital One Commercial Banking

• Director, Healthcare Finance

  • Oct 2015 - Aug 2017

  Bethesda, MD • Credit Officer (high-risk, special situations portfolio) overseeing approval of loan modifications, restructurings and waivers • Provided post-acquisition departmental lead role regarding credit policy review, integration and training • Proactively managed/shadowed assigned portfolio of high-risk C&I healthcare loans, acting in capacity as agent/sole lender or participant • Additional responsibilities consistent with Vice President role (GE Capital, Healthcare Financial Services)



GE Capital, Healthcare Financial Services

• Vice President, Special Assets (Restructuring and Workout)

  • 2010 - 2015

  Bethesda, Maryland • Proactively managed/shadowed assigned portfolio of high-risk C&I healthcare loans, acting in capacity as agent/sole lender or participant o Typical workload: 8-10 accounts averaging $250 million - $300 million in total syndication exposure o Workload included 1-2 bankruptcies per year (average) o Industries: hospital, skilled nursing, continuing care retirement community, nuclear pharmacy, diagnostic laboratories, life sciences, contract research organization, behavioral… Show more • Proactively managed/shadowed assigned portfolio of high-risk C&I healthcare loans, acting in capacity as agent/sole lender or participant o Typical workload: 8-10 accounts averaging $250 million - $300 million in total syndication exposure o Workload included 1-2 bankruptcies per year (average) o Industries: hospital, skilled nursing, continuing care retirement community, nuclear pharmacy, diagnostic laboratories, life sciences, contract research organization, behavioral health o Results: direct loan charge-offs of less than $20 milllion during role tenure • Primary role included credit monitoring, amendment, restructuring, workout, bankruptcy and liquidation • Responsible for developing and implementing situation-specific strategies designed to mitigate losses and resolve loans in an efficient/timely manner • Responsible for due diligence, underwriting, credit approval, negotiations, loan documentation/review, risk rating and reporting deliverables • Managed relationships of borrowers, sponsors, lenders, counsel and professionals while setting and pursuing bank risk abatement strategies • Maximized expense recovery of out-of-pocket legal/advisor expenses, thereby minimizing non-reimbursable expenses • Communicated/interacted with multiple third parties (loan review, credit administration, auditors, examiners) regarding portfolio compliance/reporting • Mentored junior staff through subject matter expertise and recurring training • Provided post-acquisition departmental lead role regarding credit policy review, integration and training

• Assistant Vice President, Special Assets (Restructuring and Workout)

  • 2006 - 2010

  Bethesda, Maryland

• Associate, Special Assets (Restructuring and Workout)

  • 2005 - 2006

  Bethesda, Maryland

• Senior Analyst, Risk Audit and Mitigation

  • 2003 - 2005

  Orchard Park, New York • Coordinated/led complex due diligence examinations on prospective and existing borrowers (ABL, Cash Flow, Real Estate and Inventory) o Loan size: $10 million - $200 million aggregate credit exposure o Scope: full, limited, monitoring • Assessed collateral valuation, borrower financial performance and bank loan compliance (borrowing base, covenants, governmental) • Prepared reporting of significant findings and due diligence results for use by account managers, senior… Show more • Coordinated/led complex due diligence examinations on prospective and existing borrowers (ABL, Cash Flow, Real Estate and Inventory) o Loan size: $10 million - $200 million aggregate credit exposure o Scope: full, limited, monitoring • Assessed collateral valuation, borrower financial performance and bank loan compliance (borrowing base, covenants, governmental) • Prepared reporting of significant findings and due diligence results for use by account managers, senior management and internal/external legal counsel • Developed electronic audit program and workpapers currently in use for all examinations • Prepared evidence on behalf of company for pending/ongoing litigation and governmental investigations