Experience

Essex Mortgage

• United States
• Financial Services
• 100 - 200 Employee

• Default Analyst

  • Feb 2023 - Present

  Florida, United States



Trinity Financial Services, LLC

• United States
• Financial Services
• 1 - 100 Employee

• Loan Analyst

  • Apr 2022 - Nov 2022

  West Palm Beach, Florida, United States • Create and maintain Smartsheet and Microsoft Excel reporting, analysis, dependencies, hierarchy, cross-references and cell linking, report connectors, sheet formulas and advanced metrics for the mortgage loan portfolio. • Analyze, prepare and review re-performing loans for potential sale to third party buyers. • Create loan sale agreements and disbursement letters to arrange for the execution of the documents by their respective parties. • Schedule and synchronize the loan collateral… Show more • Create and maintain Smartsheet and Microsoft Excel reporting, analysis, dependencies, hierarchy, cross-references and cell linking, report connectors, sheet formulas and advanced metrics for the mortgage loan portfolio. • Analyze, prepare and review re-performing loans for potential sale to third party buyers. • Create loan sale agreements and disbursement letters to arrange for the execution of the documents by their respective parties. • Schedule and synchronize the loan collateral documents transfers to the purchasers. • Research incoming payments to confirm with the Accounting Team the proper application of funds. • Apply borrower payments to their accounts within “The Mortgage Office™” application for tracking and crediting of loan balances. • Review bankruptcy documents and filings for proper response and distribution. • Monitor, collaborate and reply to third party inquiries from two separate email mailboxes regarding loan sales and loan transfers. Show less



PHH Mortgage

• United States
• Financial Services
• 700 & Above Employee

• Investor Reporting Analyst

  • Apr 2020 - Apr 2022

  West Palm Beach, Florida, United States • Facilitate the accurate and timely remittance of funds to investors and trusts as specified by the governing servicing agreement. • Responsible for daily funds movement to the respective custodial accounts to ensure compliance with PLS and Investor agreements and guidelines. • Responsible for daily funds movement in connection with the Company’s funding facilities. • Ensure accurate and timely processing of wire transfers through multiple banking platforms. • Responsible for… Show more • Facilitate the accurate and timely remittance of funds to investors and trusts as specified by the governing servicing agreement. • Responsible for daily funds movement to the respective custodial accounts to ensure compliance with PLS and Investor agreements and guidelines. • Responsible for daily funds movement in connection with the Company’s funding facilities. • Ensure accurate and timely processing of wire transfers through multiple banking platforms. • Responsible for default reporting for Fannie Mae, Freddie Mac and Ginnie Mae. • Prepare monthly trial balances, remittance reports and delinquency reports for investors and trusts. • Perform an analysis and comparison of remittance reports to trustee prepared reports, if applicable, and ensure the proper and accurate identification and clearing of all variances. Show less



Ocwen Financial Corporation - US

• United States
• Financial Services
• 700 & Above Employee

• Contract Management Coordinator

  • Aug 2012 - Apr 2020

  West Palm Beach, Florida Area Review and/or execution of various documents for court proceedings pertaining to servicing mortgage loans, such as affidavits, modifications and chain of title (i.e., documents involved in foreclosure proceedings, bankruptcy proceedings, affidavits, Home Affordable Modification Program agreements, Assignments of Mortgage, Satisfactions of Mortgage, Power of Attorney, Certification of Proceeds, Court Pleadings, such as Complaint and Discovery Pleadings, etc.) • Review and confirm… Show more Review and/or execution of various documents for court proceedings pertaining to servicing mortgage loans, such as affidavits, modifications and chain of title (i.e., documents involved in foreclosure proceedings, bankruptcy proceedings, affidavits, Home Affordable Modification Program agreements, Assignments of Mortgage, Satisfactions of Mortgage, Power of Attorney, Certification of Proceeds, Court Pleadings, such as Complaint and Discovery Pleadings, etc.) • Review and confirm the note, mortgage, title policy, affidavits of debt, and other supporting documentation to ensure the proper standing and fee calculations against the servicing records. • Review and confirm the accuracy of documents drafted by outside counsel. Show less



JPMorgan Chase & Co.

• United States
• Financial Services
• 700 & Above Employee

• Equity Analysis Support Specialist

  • Feb 2012 - Aug 2012

  Melbourne, Florida Monitored inventory reports to ensure proper workflow. • Identified issues with units that were not processing in a timely manner. • Data entry of appropriate appraisal order into the operation platform. • Obtained the required documentation and verified the data against property details to ensure proper equity analysis. • Managed the workflow of the analysts to ensure any issues were being processed efficiently



ISGN Solutions

• Title Resolution Coordinator

  • Jan 2008 - Sep 2011

  Melbourne, Florida Processed and managed exception documents being returned to all clients and those received from the registries identified as having errors. • Reviewed and differentiated between issues regarding wrong encumbered, under/over encumbered and scrivener issues to determine the resolution process. • Acquired and maintained knowledge of recording requirements for document format and execution. • Answered incoming/outgoing phone calls to/from the state registries or the clients to… Show more Processed and managed exception documents being returned to all clients and those received from the registries identified as having errors. • Reviewed and differentiated between issues regarding wrong encumbered, under/over encumbered and scrivener issues to determine the resolution process. • Acquired and maintained knowledge of recording requirements for document format and execution. • Answered incoming/outgoing phone calls to/from the state registries or the clients to ensure proper correction of any recording issues. • Coordinated with abstractors in various states in order to properly record mortgages and necessary documentation. Show less