Experience

Pikes Peak National Bank

• United States
• Banking
• 1 - 100 Employee

• SVP / Controller

  • Jan 2022 - Present

  • Researched and coordinated bond purchases; exceeding 2022 budgeted yield and income by 164% and 173%, respectively • Administered transition to upgraded cloud-based financial reporting system • Spearheaded process to move to new benefits provider and administrator; benefit costs decreased 28%. • Prepare and supervise preparation of recurring financial reports for Board and Senior Management • Analyze Loan Loss Reserve adequacy monthly • Manage purchases and tracking of… Show more • Researched and coordinated bond purchases; exceeding 2022 budgeted yield and income by 164% and 173%, respectively • Administered transition to upgraded cloud-based financial reporting system • Spearheaded process to move to new benefits provider and administrator; benefit costs decreased 28%. • Prepare and supervise preparation of recurring financial reports for Board and Senior Management • Analyze Loan Loss Reserve adequacy monthly • Manage purchases and tracking of investment portfolio • Prepare and submit quarterly reports (Call Reports and collateral report to the Topeka Federal Home Loan Bank) • Coordinate and compile annual budget • Consolidate data collection and review of annual consolidated financial reports and corporate tax return • Facilitate annual employee benefit renewal process • Organize annual insurance renewal process (bond, cyber, property, etc.) • Oversee the IT and IS functions of the bank (i.e., hardware/software issues, incident reporting, etc.) • Supervise the Human Resources functions for the bank (on- and off-boarding employees, payroll, etc.)

• VP of Credit Administration

  • Jun 2021 - Dec 2021

  In addition to Credit Administration Officer duties: • Reviewed all loans pre- & post-closing for rates/terms accuracy • Managed Loan Operations department

• Credit Administration Officer

  • Jun 2020 - Jun 2021

  Performed cash flow analysis on all new and renewal loan requests to determine debt service coverage. Completed of credit risk related Board reports.



Ent Credit Union

• United States
• Banking
• 700 & Above Employee

• Manager of Finance

  • Nov 2017 - Jun 2020

  • Prepare and supervise preparation of recurring financial reports for Board and Senior Management • Manage annual budget and coordinate inputs from more than 30 budgeters for a $6B+ total assets institution • Project owner for implementation of Current Expected Credit Loss (CECL) loan loss allowance calculation • Review annual consolidated financial reports from CPAs for accuracy • Coordinate annual consolidation of data for and prepare the filing of Form 990 tax return • Prepare and supervise preparation of recurring financial reports for Board and Senior Management • Manage annual budget and coordinate inputs from more than 30 budgeters for a $6B+ total assets institution • Project owner for implementation of Current Expected Credit Loss (CECL) loan loss allowance calculation • Review annual consolidated financial reports from CPAs for accuracy • Coordinate annual consolidation of data for and prepare the filing of Form 990 tax return



Farmers Insurance

• United States
• Real Estate
• 100 - 200 Employee

• Insurance Agent

  • Nov 2016 - Jan 2019

  Responsible for all aspects of the management of a full-service insurance agency that offered auto, home, life, specialty, business owners, worker's compensation coverage's and financial services; including the supervision of a Customer Service Representative and an Agency Producer. Responsible for all aspects of the management of a full-service insurance agency that offered auto, home, life, specialty, business owners, worker's compensation coverage's and financial services; including the supervision of a Customer Service Representative and an Agency Producer.



PrimeSouth Bank GA

• Chief Financial Officer

  • Dec 2014 - Sep 2016

  • Prepare and submit monthly Board reports; liquidity, gap, budget variance analysis, committed/unadvanced funds, and Asset/Liability Committee (ALCO) minutes • Prepare and present monthly ALCO information • Prepare and submit quarterly collateral report to the Atlanta Federal Home Loan Bank • Prepare and submit quarterly Call Reports • Prepare and submit quarterly Consent Order and Written Agreement status reports since inception of actions. (Consent Order in effect from January… Show more • Prepare and submit monthly Board reports; liquidity, gap, budget variance analysis, committed/unadvanced funds, and Asset/Liability Committee (ALCO) minutes • Prepare and present monthly ALCO information • Prepare and submit quarterly collateral report to the Atlanta Federal Home Loan Bank • Prepare and submit quarterly Call Reports • Prepare and submit quarterly Consent Order and Written Agreement status reports since inception of actions. (Consent Order in effect from January 2010 – March 2015; Written Agreement ongoing since July 2011) • Prepare quarterly ALCO Plansmith reports for presentation to ALCO and Board • Primary point of contact for regulatory exams conducted by Federal Reserve, FDIC, and Georgia Department of Banking and Finance since 2009 • Manage/supervise Accounts Payable clerk and Internal Auditor

• Acting Chief Financial Officer

  • May 2013 - Dec 2014

  Responsible for the financial oversight of the bank; see duties listed above for CFO position.

• Assistant Chief Financial Officer

  • Dec 2011 - May 2013

  Assumed duties of CFO August 2012 due to serious illness of predecessor. • Assisted/prepared quarterly Call Reports • Analyzed Loan Loss Reserve adequacy monthly • Prepared annual budgets, forecasting revenues in excess of $16.5MM for each year • Prepared and submitted quarterly collateral report to the Atlanta Federal Home Loan Bank

• Financial Analyst/Compliance Officer

  • Feb 2005 - Dec 2011

  • Performed financial analysis on commercial loan customers • Performed underwriting analysis on consumer loan customers • Monitored and tested loan and deposit accounts for regulatory compliance • Educated and trained bank personnel on changes to regulations • Member of 3-person team that implemented JMFA Overdraft Privilege Program for over 4,500 customer accounts • Analyzed Loan Loss Reserve adequacy monthly • Modified Loan Loss Reserve Methodology calculations to… Show more • Performed financial analysis on commercial loan customers • Performed underwriting analysis on consumer loan customers • Monitored and tested loan and deposit accounts for regulatory compliance • Educated and trained bank personnel on changes to regulations • Member of 3-person team that implemented JMFA Overdraft Privilege Program for over 4,500 customer accounts • Analyzed Loan Loss Reserve adequacy monthly • Modified Loan Loss Reserve Methodology calculations to incorporate new FAS5 and FAS114 rules • Assisted with quarterly Call Report preparation • Assisted with annual budget preparation by forecasting loan and deposit growth and income/expense based upon assumptions from branches • Prepared and submitted quarterly collateral report to the Atlanta Federal Home Loan Bank



First Southern Bank (fka The Patterson Bank)

• Loan Officer & Corporate Secretary

  • Aug 2002 - Jan 2005

  • Assisted both consumer and commercial customers with their borrowing requests, as a part of overseeing all aspects of a loan portfolio consisting of 225 loans with a value of $9.7MM • Attended, took, and prepared minutes and records for all Board and committee meetings • Maintained all records relating to Regulation O – Bank Insiders • Assisted both consumer and commercial customers with their borrowing requests, as a part of overseeing all aspects of a loan portfolio consisting of 225 loans with a value of $9.7MM • Attended, took, and prepared minutes and records for all Board and committee meetings • Maintained all records relating to Regulation O – Bank Insiders



Lockheed Martin

• United States
• Defense and Space Manufacturing
• 700 & Above Employee

• Financial Analyst

  • Jul 1996 - Jun 2002

  • Implemented Micro-Frame Project Manager (MPM) and Cost Manager on the REACT SLEP contract and trained employees on its use • Responsible for the monthly consolidation of financial data, variance reports, and preparation of cost performance reports for delivery to the Government • Met with cost account managers to discuss project cost/schedule variations in preparation of monthly cost performance report and assisted them in their estimates of remaining resources needed • Analyst team… Show more • Implemented Micro-Frame Project Manager (MPM) and Cost Manager on the REACT SLEP contract and trained employees on its use • Responsible for the monthly consolidation of financial data, variance reports, and preparation of cost performance reports for delivery to the Government • Met with cost account managers to discuss project cost/schedule variations in preparation of monthly cost performance report and assisted them in their estimates of remaining resources needed • Analyst team member on various contracts with budgets ranging from $14 million a year to over $100 million a year preparing monthly cost and variance reports Show less • Implemented Micro-Frame Project Manager (MPM) and Cost Manager on the REACT SLEP contract and trained employees on its use • Responsible for the monthly consolidation of financial data, variance reports, and preparation of cost performance reports for delivery to the Government • Met with cost account managers to discuss project cost/schedule variations in preparation of monthly cost performance report and assisted them in their estimates of remaining resources needed • Analyst team… Show more • Implemented Micro-Frame Project Manager (MPM) and Cost Manager on the REACT SLEP contract and trained employees on its use • Responsible for the monthly consolidation of financial data, variance reports, and preparation of cost performance reports for delivery to the Government • Met with cost account managers to discuss project cost/schedule variations in preparation of monthly cost performance report and assisted them in their estimates of remaining resources needed • Analyst team member on various contracts with budgets ranging from $14 million a year to over $100 million a year preparing monthly cost and variance reports Show less