Experience

The Servion Group

• United States
• Financial Services
• 100 - 200 Employee

• Credit Analyst II

  • Jan 2023 - Present

  • Analyze credit worthiness completing annual credit reviews. • Analyze and identify pertinent information and remove non-pertinent information from annual credit reviews. • Communicate with team members and managers to accomplish work and company goals. • Adapt to changes in work with no diminishment in work performance. • Input data accurately and efficiently into computer software systems. • Able to report facts and technical information clearly and concisely • Analyze credit worthiness completing annual credit reviews. • Analyze and identify pertinent information and remove non-pertinent information from annual credit reviews. • Communicate with team members and managers to accomplish work and company goals. • Adapt to changes in work with no diminishment in work performance. • Input data accurately and efficiently into computer software systems. • Able to report facts and technical information clearly and concisely



JPMorgan Chase & Co.

• United States
• Financial Services
• 700 & Above Employee

• Mortgage Underwriter 3

  • Jan 2021 - Aug 2022

  JPMorgan Chase & Co. Mortgage Underwriter 3 Columbus, OH January 2021-August • Successfully reviewed loan applications and documentation to ensure accuracy, completeness, and compliance with all investor guidelines and federal and state regulations for conforming and non-conforming loans • Met required deadlines and provide excellent customer experience • Communicated loan decisions and requirements with managers and home loan associates • Reviewed, prepared and submitted loan exception requests • Worked as a team with other underwriters, processors and loan officers • Non-agency loan signing authority of $1,250,000 Show less



TruHome Solutions, LLC

• United States
• Financial Services
• 100 - 200 Employee

• Mortgage Underwriter

  • Jul 2020 - Jan 2021

  • Successfully reviewed loan applications and documentation to ensure accuracy, completeness, and compliance with all investor guidelines and federal and state regulations • Worked with other underwriters, processors and loan officers to meet deadlines and provide excellent customer experience • Communicated loan decisions and requirements with lenders, processors and management • Successfully reviewed loan applications and documentation to ensure accuracy, completeness, and compliance with all investor guidelines and federal and state regulations • Worked with other underwriters, processors and loan officers to meet deadlines and provide excellent customer experience • Communicated loan decisions and requirements with lenders, processors and management



MidWestOne Bank

• United States
• Financial Services
• 300 - 400 Employee

• Mortgage Underwriter

  • Sep 2019 - Jul 2020

  • Reviewed loan documentation to ensure accuracy, completeness, and compliance with all investor guidelines, MidWestOne loan policy, and federal and state regulations • Communicated loan decisions and requirements with lenders, processors and management • Worked with underwriters, processors and mortgage bankers to meet deadlines and provide outstanding customer experience • Monitored Underwriting helpdesk mailbox • Reviewed loan documentation to ensure accuracy, completeness, and compliance with all investor guidelines, MidWestOne loan policy, and federal and state regulations • Communicated loan decisions and requirements with lenders, processors and management • Worked with underwriters, processors and mortgage bankers to meet deadlines and provide outstanding customer experience • Monitored Underwriting helpdesk mailbox



Russell Tobin and Associates at 3M

• Maplewood, MN

• Financial Analyst II

  • Feb 2019 - Sep 2019

  • Partnered with customers and clients to resolve delinquent and disputed accounts. • Reconciled open items on customers' accounts including open credits and misapplied payments. • Processed customer payment requests • Partnered with customers and clients to resolve delinquent and disputed accounts. • Reconciled open items on customers' accounts including open credits and misapplied payments. • Processed customer payment requests



Land Home Financial Services, Inc.

• United States
• Financial Services
• 300 - 400 Employee

• Underwriter 2

  • Aug 2015 - Sep 2018

  • Successfully reviewed and analyzed loan applications risk for conventional and FHA loan applications • Accurately reviewed loan applications and documentation, borrower financial documents and appraisals • Effectively communicated with bankers, co-workers, and superiors with loan updates • Responded to team members and sales staff inquiries to assure investor requirements were met • Successfully reviewed and analyzed loan applications risk for conventional and FHA loan applications • Accurately reviewed loan applications and documentation, borrower financial documents and appraisals • Effectively communicated with bankers, co-workers, and superiors with loan updates • Responded to team members and sales staff inquiries to assure investor requirements were met



U.S. Bank Home Mortgage

• Bloomington, MN

• Consumer Loan Underwriter

  • Jul 2015 - Aug 2015

  • Responded to team members and sales staff inquiries to assure investor requirements were met • Successfully reviewed and analyzed loan applications risk for conventional and FHA loan applications • Effectively communicated with bankers, co-workers, and superiors with loan updates • Accurately reviewed loan documentation, borrower financial documents and appraisals • Responded to team members and sales staff inquiries to assure investor requirements were met • Successfully reviewed and analyzed loan applications risk for conventional and FHA loan applications • Effectively communicated with bankers, co-workers, and superiors with loan updates • Accurately reviewed loan documentation, borrower financial documents and appraisals



SELECT IT at US BANK HOME MORTGAGE

• Bloomington, MN

• Consumer Loan Underwriter

  • Jun 2015 - Jul 2015

  • Effectively communicated mortgage loan application information and status with bankers, co-workers, and superiors • Successfully reviewed and analyzed loan applications risk for conventional and FHA loan applications • Accurately reviewed loan documentation and appraisals • Effectively communicated mortgage loan application information and status with bankers, co-workers, and superiors • Successfully reviewed and analyzed loan applications risk for conventional and FHA loan applications • Accurately reviewed loan documentation and appraisals



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Consumer Loan Underwriter 5

  • Dec 2000 - May 2015

  • • Successfully evaluated loan application risk for loan decision • Accurately reviewed loan documentation, borrower financial documents and appraisals • Effectively communicated with bankers, co-workers, and superiors with loan updates • Responded to team members and sales staff inquiries to assure investor requirements were met • Assisted co-works and managers on projects • Supported other departments as needed • Certifications: DE obtained in 2006, SAR obtained in 2006 and non-conforming loan limit $1,500,000 Show less