Experience

TimePayment

• United States
• Financial Services
• 100 - 200 Employee

• Senior Credit Underwriter

  • Aug 2021 - Present



SOS Capital

• United States
• Financial Services
• 1 - 100 Employee

• Senior Credit Underwriter

  • Dec 2020 - Dec 2021

  ● Analyze 10+ companies’ financial profile daily to determine approval of $10-$300K in funding per company; review thousands of bank statements, P&Ls, tax forms, etc. ● Spread companies financials to determine pricing and credit worthiness ● Analyze 10+ companies’ financial profile daily to determine approval of $10-$300K in funding per company; review thousands of bank statements, P&Ls, tax forms, etc. ● Spread companies financials to determine pricing and credit worthiness



Utah Valley University

• United States
• Higher Education
• 700 & Above Employee

• Adjunct Professor

  • Aug 2020 - Dec 2021

  ● Help student understand basics of mathematics necessary to prepare them to thrive in future career goals ● Teach practical finance to prepare for important life events such as retirement, mortgage, and other large purchases ● Help student understand basics of mathematics necessary to prepare them to thrive in future career goals ● Teach practical finance to prepare for important life events such as retirement, mortgage, and other large purchases



Snap Advances

• United States
• Financial Services
• 1 - 100 Employee

• Senior Credit Underwriter

  • 2017 - 2020

  • Analyzed 3+ companies’ financial profile daily to determine approval of $10-$300K in funding per company; reviewed thousands of bank statements, P&Ls, tax forms, etc. • Underwrote over 1,500 companies, representing aggregate loans of ~$80M • Processed the most deals and evaluated the largest opportunities within the entire company • Negotiated total funding potential on behalf of underwriting team and sales organization when acting as interim team lead • Analyzed 3+ companies’ financial profile daily to determine approval of $10-$300K in funding per company; reviewed thousands of bank statements, P&Ls, tax forms, etc. • Underwrote over 1,500 companies, representing aggregate loans of ~$80M • Processed the most deals and evaluated the largest opportunities within the entire company • Negotiated total funding potential on behalf of underwriting team and sales organization when acting as interim team lead



Stevenson Consulting

• Greater Salt Lake City Area

• Financial Analyst

  • 2015 - 2017

  • Performed regression analysis to predict optimal locations for consumer products company market expansion • Ran profitability analysis to help high-end print shop appropriately price their products to maximize profit • Analyzed retail store expenditures to increase efficiency in spending and increase profitability • Recommended next steps and presented findings to key decision makers • Performed regression analysis to predict optimal locations for consumer products company market expansion • Ran profitability analysis to help high-end print shop appropriately price their products to maximize profit • Analyzed retail store expenditures to increase efficiency in spending and increase profitability • Recommended next steps and presented findings to key decision makers



Wells Fargo Advisors

• United States
• Financial Services
• 700 & Above Employee

• Financial Advisor

  • 2014 - 2015

  • Designed and implemented client retirement plans by leveraging investment strategies via mutual funds, bonds, stocks, and annuities • Educated customers on their investment options and helped them overcome concerns with investing to prepare them for retirement • Designed and implemented client retirement plans by leveraging investment strategies via mutual funds, bonds, stocks, and annuities • Educated customers on their investment options and helped them overcome concerns with investing to prepare them for retirement



Fidelity Investments

• United States
• Financial Services
• 700 & Above Employee

• Financial Representative

  • 2012 - 2014

  • Received three MVP awards for top service representative • Facilitated transactions of stocks, mutual funds, and options for high net worth individuals • Received three MVP awards for top service representative • Facilitated transactions of stocks, mutual funds, and options for high net worth individuals