Experience

Land Bank of the Philippines (Official)

• Philippines
• Banking
• 200 - 300 Employee

• Account Officer

  • Mar 2022 - Present

  Current responsibilities:• Prepare business plan consistent with the overall unit/corporate directions based on area of coverage (e.g., target market segments, priority products, portfolio quality, etc.).• Initiate, evaluate, negotiate and package loan proposals• Performs credit origination activities, recommends internal credit ratings, loan classification and allowances for credit losses (including changes and updates, as necessary)• Performs continuous administration/monitoring of Bank’s credit exposures to borrowers on a day-to-day basis.• Market loan products and services to qualified customers• Recommend for approval loan proposals based on approving and signing limits• Draft loan/collateral, terms and condition, among others for review by Legal Officer• Ensure compliance with approved terms and conditions, loan releases/ availments, etc.• Manage/administer the accounts until full payment (based on area of coverage) or administer remedial measures in case of problematic accounts. Show less

• Account Assistant

  • Sep 2017 - Mar 2022

  • Assisted the Account Officer in undertaking account management activities such as but notlimited to marketing of new accounts, client and project visits, and manual loan packaging.• Educated customers on the variety of loan products and available credit options• Processed loan releases and collections of loan payments.• Performed daily maintenance of the loan applicant database.• Prepared loan documents such as but not limited to: Real Estate Mortgage, Credit LineAgreement, and other loan documents for Legal Review and Legal Sufficiency• Ensured the compliance of pre-release and post-release requirements per terms and conditions.• Evaluated applicants’ financial status credit and property evaluation to determine loanfeasibility Show less

• Property and Supply Officer (Concurrent)

  • Mar 2014 - Jan 2019

  • Bonded Officer charged with the procurement, monitoring and management of supplies and equipment for the unit.• Prepared Project Procurement Management Plan for the next year.• Prepared Procurement Request Forms based on Project Procurement Plan for the year and have the requested budget certified by the Accounting Center.• Prepare Request for Quotations and deliver to government accredited suppliers for products/ services to be procured.• Prepared Abstract of Quotations once at least three (3) price quotations has been submitted. (Require Certification of Exclusive Distributor/Service Provider if product/service can only be procured thru one (1) supplier)• Submitted Budgeted Procurement Request Form, Price Quotations, Abstract of Quotations to the Regional Bids and Awards Committee for awarding of contact to winning supplier.• Prepared Purchase Order for the winning supplier.• Ensured the submission of appropriate Business Documents of the winning supplier.• Received the items/service procured including their invoices, and have inspected by the unit-designated inspector.• Prepared and submitted Disbursement Vouchers to the Accounting Center with the complete procurement documents for payment and liquidation.• Deliver payment to supplier. Show less

• Loans and Credit Processor

  • Mar 2014 - Sep 2017

  • Record and consolidate department lending data.• Prepared and provided various management information system reports.• Developed various formats to easily consolidate reports.• Prepared various memos for other bank departments/branches.• Process annotation of mortgages of bank collaterals.• Process the transfer of foreclosed collateral to the name of the bank.• Monitor and ensure appropriate property taxes are paid for foreclosed properties.



TTCI

• United States
• Telecommunications
• 1 - 100 Employee

• Futures Trader

  • Jan 2013 - May 2013

  • Performs trading activities based on trading plans and market conditions • Executes and manages negotiation and procurement of products in accordance to the approved pricing strategy of the company • Leads the development, updating, and implementation of existing policies and procedures to meet internal and regulatory requirements • Builds and maintains good strategic relationships with existing networks and possible trade partners • Monitors the general health of the commodity market, including prices and trends to gain insights on the factors affecting the supply and demand for commodities • Performs market research and analyzes market data to determine trading and timing opportunities and timing opportunities to get the best prices for the different portfolios of the company. • Makes use of market data in identifying new trading opportunities and in developing short-term and long-term trading strategies • Communicates all relevant and critical market information to the management and provides recommendations on the best trading strategy to execute • Coordinates and collaborates with the different internal stakeholders for the successful execution of trading activities • Perform other related tasks and projects that may be assigned from time to time Show less



Qualfon

• United States
• Outsourcing and Offshoring Consulting
• 700 & Above Employee

• Customer Service Representative

  • Jun 2012 - Dec 2012

  • Taking calls according to policies, procedures, and standards with defined quality • Handling customer's concerns, queries, and complaints • Staying updated with company policies and procedures • Keeping company information secured and confidential • Taking calls according to policies, procedures, and standards with defined quality • Handling customer's concerns, queries, and complaints • Staying updated with company policies and procedures • Keeping company information secured and confidential