Experience

IPS Group, Inc.

• United States
• Telecommunications
• 1 - 100 Employee

• Human Resources Assistant

  • Nov 2019 - Present



Califia Development Corporation Inc.

• -

  • Aug 2009 - Nov 2019



Home Savings Bank

• United States
• Banking
• 200 - 300 Employee

• VP Post Closing & Servicing

  • 2008 - 2008



SCME Mortgage Bankers

• Financial Services
• 1 - 100 Employee

• Vice President Post Closing

  • Aug 2007 - Oct 2007

  • Managed the post closing operations for SCME until unexpected close of business in October. • Coordinated loan sales with private investors including receipt of closed files from production centers to image, ship, insure/guarantee government loans and manage clearing of purchase deficiencies. • Established controls for post purchase activities such as MERS portfolio analysis, investor deficiencies and final document delivery. • Managed vendor relationships and established controls for outsourced processes. • Established work flows and performed training to grow existing staff skills focusing on a global perspective and greater understanding of the entire loan sale process. • Managed close down of business activities relating to loan sales, regulatory compliance and document / file retention. Show less



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Vice President Head of Post Closing

  • Nov 2001 - Aug 2007

  • Managed post closing operations & grew production to $1.5 billion monthly. • Developed records mgt, imaging & collateral control with monthly production of 6,500 loans. • Performed contract review for warehouse lenders & loan sales. • Partnered with Operations, Learning & Training to ensure procedures met compliance. • Member Special Attention Committee responsible to identify cures & loss mitigation options for loss recovery. • Established process & reporting for loan sales from delivery to clearing conditions with a 98% sale completion. • Coordinated loan sales acting as liaison with private investors, street firms & FNMA relating to sale deficiencies & repurchases. • Worked with capital markets & 29 branches focusing to provide strong communication on deficiencies & team atmosphere for improved performance. • Established quality metrics for file delivery & target goals for sales. Show less



American Residential Investment Trust, Inc. (AmREIT)

• Vice President

  • Feb 1998 - Nov 2001

  • Responsible for management of operations staff for B/C mortgage loan portfolio from due diligence process to identify loans qualified for purchase, through funding and management of acquired mortgage assets. • Coordinated with correspondent sellers/originators, warehouse lenders and document custodians to confirm loans eligible for purchase. • Managed portfolio performance utilizing interface with multiple loan servicers. Portfolio tracking continued through securitization reconciliation of portfolio activity with master servicer and trustee to identify loans performing within required parameters. • Loss mitigation of non-performing assets, evaluated deficiencies and pursued recourse for loss recovery. Show less



Advanta

• Financial Services
• 1 - 100 Employee

• Operations Manager, Conduit Underwriting

  • Jan 1996 - Feb 1998

  • Responsible for management of processor and funding staff to purchase B/C mortgage assets for Advanta Mortgage Conduit of approximately $50,000,000 monthly. • Evaluated compliance of loans for purchase with governmental regulatory requirements and interfaced with underwriters on acceptance of loans within underwriting guidelines. • Worked closely with correspondent sellers and bank representatives in completion of sales. Managed data in TMO data system and completed transfer to LSAMS Servicing System. • Close interaction with Servicing Management to provide a smooth transition to borrowers, track data integrity and performance of acquired assets. Show less



Advanta

• Funding Supervisor

  • 1996 - 1998



ITT Federal Bank, fsb

• Manager, Asset Sales/Contract Compliance Department

  • Apr 1992 - Feb 1996

  • Responsible for the delivery of whole loan and mortgage-backed securities to FNMA, FHLMC, REMIC and private conduits. • Performed due diligence audits and underwriting to assure quality of loans sold and compliance with governmental agency and conduit lender requirements. Worked closely with conduits, coordinated due diligence teams and delivery of collateral and credit packages. • Managed document delivery and due diligence relating to loan sales and in house originations. Show less



Bowest Corporation

• Assistant Vice President

  • Oct 1978 - Apr 1992

  • Managed Assumptions, Payoffs, Taxes, Insurance Property Claims, Commercial Loans, Delinquency Control and supervised Foreclosure and Bankruptcy. • Monitored REO properties through the eviction and marketing process. Expedited completion of the sale within expected time frame working to reduce the realized loss. • Responsible for coordinating FDIC sale due diligence, collateral delivery and funding reconciliation of assets offered for sale. • Managed transfer of servicing to purchasers. • Established a quality control review of new loans purchased including a sample review to ensure compliance with underwriting guidelines and regulatory requirements Show less