Compliance Manager

• Oct 2021 - Present

Compliance Manager

• Aug 2020 - Oct 2021

BRDGE is a CMS Licensed fintech company dealing in securities, offering P2P lending services and specializing in short-term financing solutions for SMEs that are crowdfunded by retail investors. My contributions include: • Sole Compliance Manager responsible for ensuring BRDGE's adherence to the SFA and the FAA. • Designated as the main contact person liaising with the internal auditor, lawyers, and the MAS officer-in-charge. • Drafted and executed BRDGE’s policies and procedures such as AML/CFT, Code of Conduct, enterprise-wide risk management, conflict of interest, outsourcing, fit and proper, business continuity management, advertising and marketing, technology risk management, market conduct etc. • Designated as BRDGE’s MLRO to oversee the entire AML/CFT program, such as performing KYC, CDD and ML/TF risk assessment, sanctions and adverse news screening during customer onboarding and ongoing monitoring. • Advising the Board, Senior Management and all business units on compliance, conflict of interests and risk-related issues. • Led compliance training to all employees including the Board and Senior Management. • Led regulatory-driven projects from start to finish, including presenting proposals to the Board; writing business plans to submit to MAS for license applications; structuring operational processes and flows with all the departments to meet business or regulatory requirements.

Associate, Regulatory and Risk Services

• Jan 2019 - Feb 2020

At Ingenia, I provide regulatory compliance advisory and internal audit services to financial institutions. My portfolio of clients includes fund management companies, financial advisers, crowdfunding platforms and payment institutions. These services include: • Advised clients on regulatory compliance queries relating to the SFA, FAA, PSA and the MAS Notices and Guidelines relevant to their businesses. • Conducted gap analysis of clients’ policies and procedures to the MAS Notices and Guidelines. • Assisted clients to develop and update compliance manuals, policies and procedures. • Assisted clients to conduct KYC, CDD, sanctions and adverse news screening of their customers during onboarding and ongoing monitoring. • Assisted clients to perform enterprise-wide risk assessments and suggested internal controls to mitigate risks. • Assisted clients to obtain the SFA and PSA licenses to conduct the regulated activities from MAS. • Audited clients on their policies and internal controls with the regulations.

Financial Consultant

• Oct 2014 - Apr 2019

• Consulted prospective clients to understand their financial needs and goals. • Analysed clients’ current financial portfolio and develop a plan to address their needs and goals. • Advised clients on the pros and cons of different financial products in the market. • Provided excellent service to clients by handling clients’ requests on time and keeping them updated with changes in the industry. • Consulted prospective clients to understand their financial needs and goals. • Analysed clients’ current financial portfolio and develop a plan to address their needs and goals. • Advised clients on the pros and cons of different financial products in the market. • Provided excellent service to clients by handling clients’ requests on time and keeping them updated with changes in the industry.