Experience

MBNA

• United Kingdom
• Financial Services
• 200 - 300 Employee

• Head of Finance Planning & Reporting, MI & Balance Sheet Analytics

  • Sep 2013 - Present

  Leading the five year strategic budgeting/planning and quarterly forecasting process for the P&L and Balance Sheet, partnering with the business to deliver a robust, sustainable and challenging plan. Lead all financial and management reporting to key internal and external stakeholders, including US parent, MBNA Board and Regulators. This includes multi-currency P&L and Balance Sheet reporting for management and legal entity reporting under both IFRS and US GAAP within tight deadlines. Responsible for the design, build and production of portfolio data sets required by Finance and the business for routine and ad-hoc analysis. Responsible for Funding, Interest Rate risk, Liquidity and Capital reporting, forecasting and stress testing working closely with Treasury. I led my team through a period of significant change as MBNA transitioned to new owners.

• Senior Finance Manager - Strategy, Planning and Reporting

  • Feb 2012 - Sep 2013

  Delivery of the Strategic Plan and quarterly forecasts ensuring full engagement of all stakeholders, plus business and corporate reporting (UK & US GAAP & multi currency), relationship management with US parent, alignment of target setting and key drivers, sensitivity analysis and risk and opportunity monitoring. Managed team of 8 (4 in UK and 4 in India).

• Senior Finance Manager - Strategy & Planning

  • Jun 2009 - Feb 2012

  Responsible for the development and delivery of the multi product, geographies and currencies Strategic Plan and forecasts (including P&L and Balance Sheet, in both US and UK GAAP) ensuring full engagement of all stakeholders.

• Finance Manager - Funding, Cost Allocation, Loan Loss Reserve & Loss Reporting

  • Jun 2007 - Jun 2009

  Led the design, development and implementation of a balance sheet, interest expense and Funds Transfer Pricing forecasting model. Output used for funding requirement forecasting (5 years), regulatory, capital forecasting ICAAP and US and UK stress testing. Responsible for the Loan Loss provisioning.Responsible for forecasting and reporting of support costs.Managed a team of 5.

• Finance Manager - Central Expense

  • Apr 2006 - Jun 2007

  Actaul and forecasting of direct and indirect expense (£700MM and 4500 FTE).Business Partnering for expense management. Managed a team of 7.

• Finance Manager - Consumer Finance Loans

  • Oct 2003 - Apr 2006

  Responsible for Loans forecast and actual P&L, including customer borrowing and revenue forecasting models, expense and FTE resource management.Profitability modelling for the assessment of new products.Managed team of 7.



Certegy Payment Solutions

• Financial Services
• 1 - 100 Employee

• Finance Manager

  • 2001 - 2003



People's Bank Connecticut

• Financial Controller

  • 1997 - 2002