Experience

Lawyers Signature Settlements, LLC.

• United States
• Real Estate
• 1 - 100 Employee

• Attorney

  • May 2017 - Present

  Frederick, Maryland Title attorney licensed in MD, VA and PA and licensed title producer for MD.



McCabe Weisberg & Conway

• Attorney

  • Jul 2015 - May 2017

  Managed the Eviction, Deed and Third Party sales processes for MD, DC, and VA.



Samuel I. White, P.C.

• United States
• Legal Services
• 1 - 100 Employee

• Attorney

  • Aug 2010 - Jun 2015

  Rockville, MD Licensed in MD & VA Managed the Maryland mediation process and attended foreclosure mediations on behalf of our creditor clients and communicated with borrowers and their counsel regarding loss mitigation. Managed the schedule for routine status conferences and mediations to ensure attendance for these matters and that fee approval was obtained. Assisted with management of the Maryland post sale process, reviewed and signed trustee's deeds, reviewed court audits and… Show more Licensed in MD & VA Managed the Maryland mediation process and attended foreclosure mediations on behalf of our creditor clients and communicated with borrowers and their counsel regarding loss mitigation. Managed the schedule for routine status conferences and mediations to ensure attendance for these matters and that fee approval was obtained. Assisted with management of the Maryland post sale process, reviewed and signed trustee's deeds, reviewed court audits and researched files for the court auditors to prevent surpluses. Prepared responses and objections to Motions to stay and other contested matters involving foreclosure. Prepared and filed other routine pleadings as necessary in the foreclosure cases. Handled other matters for clients including tax surplus cases and cases involving title issues. Show less



Chevy Chase Bank/Capital One

• Foreclosure/Bankruptcy Manager

  • Jan 2007 - Aug 2010

  Responsible for creating a separate foreclosure/bankruptcy department to handle the increased volume of accounts in default. Lead and manage a staff of 15 people including 11 foreclosure specialists, 2 bankruptcy specialists and 2 administrative assistants. Team handles a total of about 3500 foreclosure accounts and 600 bankruptcy accounts (both current and delinquent). Portfolio consists of loans across all 50 states, requiring familiarity with foreclosure laws and bankruptcy laws in… Show more Responsible for creating a separate foreclosure/bankruptcy department to handle the increased volume of accounts in default. Lead and manage a staff of 15 people including 11 foreclosure specialists, 2 bankruptcy specialists and 2 administrative assistants. Team handles a total of about 3500 foreclosure accounts and 600 bankruptcy accounts (both current and delinquent). Portfolio consists of loans across all 50 states, requiring familiarity with foreclosure laws and bankruptcy laws in the majority of those states. Handle a very diverse portfolio consisting of Government Sponsored Entity (GSE) loans, government loans, private investors, option Adjustable Rate Mortgages (ARMs) and construction loans. Responsible for keeping up with the rapid changes in laws and procedures in the foreclosure/bankruptcy area and working with legal and compliance departments to ensure strict adherence to the laws. Work closely with in- house Legal Department to respond to legal issues and other litigation matters involving our mortgage loans. Frequently work directly with outside counsel and in-house counsel to develop strategies for litigation and settlements on our loans. Developed strong working relationship with in-house counsel to reduce losses related to lawsuits and other legal issues and to ensure they are involved when the situation requires expertise beyond typical foreclosure or bankruptcy related matters. Worked with Information Systems Department to integrate LPS' Process Management and Invoice Management systems with current system to better track foreclosure and bankrupt accounts and invoices for these accounts. This automation has increased efficiency and decreased the need for paper bills, emails and daily phone calls to status accounts, resulting in the capacity to handle more accounts with less staff. Show less



Capital One

• United States
• Financial Services
• 700 & Above Employee

• Loss Mitigation Specialist

  • Aug 2004 - Oct 2007

  Handled a portfolio of accounts ranging from 50 files up to more than 200 after our department expanded. Handled the entire file once it was sent over from the collections department through foreclosure, bankruptcy, loss mitigation and certain REO functions including submitting reimbursement requests to Fannie Mae and Freddie Mac and making mortgage insurance claims. Familiar with investor requirements for Fannie, Freddie and FHA loans, but most familiar with Fannie and Freddie… Show more Handled a portfolio of accounts ranging from 50 files up to more than 200 after our department expanded. Handled the entire file once it was sent over from the collections department through foreclosure, bankruptcy, loss mitigation and certain REO functions including submitting reimbursement requests to Fannie Mae and Freddie Mac and making mortgage insurance claims. Familiar with investor requirements for Fannie, Freddie and FHA loans, but most familiar with Fannie and Freddie. Familiar with the requirements of the various mortgage insurance companies including requirements for claims as well as for the various work out options available through each investor and mortgage insurer (modifications, repays, deeds in lieu, partial claims, short sales, etc.). Reduced losses for the company by negotiating work out options with mortgagors as opposed to foreclosing on properties and worked to maintain Chevy Chase Bank's Tier One rating with Freddie Mac for work outs and foreclosure timelines. Show less



Citi

• United States
• Financial Services
• 700 & Above Employee

• Foreclosure Analyst

  • Jan 2001 - Jan 2004

  Managed a portfolio of 240+ foreclosure accounts in various states including communicating with attorneys and their staff to ensure that the foreclosure is completed in a timely manner and that all outstanding issues are resolved. Worked to clear title issues (obtaining releases, making title claims, etc.) and partnered with the attorneys to ensure clear title prior to taking a property to forelosure sale. Communicated with customers to discuss and agree upon work-out options to… Show more Managed a portfolio of 240+ foreclosure accounts in various states including communicating with attorneys and their staff to ensure that the foreclosure is completed in a timely manner and that all outstanding issues are resolved. Worked to clear title issues (obtaining releases, making title claims, etc.) and partnered with the attorneys to ensure clear title prior to taking a property to forelosure sale. Communicated with customers to discuss and agree upon work-out options to minimize the loss to the company. Analyzed the equity in the foreclosure properties regularly to determine the loss involved in foreclosure and to determine whether foreclosure was cost effective versus collection or charging off accounts. Show less