James Baric
Financial Planner and Analyst at Safety io- Claim this Profile
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Bio
Experience
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Safety io
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Germany
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Software Development
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1 - 100 Employee
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Financial Planner and Analyst
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Apr 2019 - Present
Pricing - Budgeting - Forecasting - Modeling - Spill Leader 2 Years Running Pricing - Budgeting - Forecasting - Modeling - Spill Leader 2 Years Running
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Citizens
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United States
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Banking
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700 & Above Employee
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Finance Manager
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Apr 2017 - Apr 2019
Business Banking - Consumer Banking Finance •Financial forecasting, monthly performance reporting and economic stress testing of the Bank's Consumer Loan and Deposit portfolios •Modeling of Loan and Deposit pricing scenarios as well as costs relative to market interest rates •Enhancing and automation of existing financial models to incorporate new products and for fast, accurate and effective financial reporting to upper management Business Banking - Consumer Banking Finance •Financial forecasting, monthly performance reporting and economic stress testing of the Bank's Consumer Loan and Deposit portfolios •Modeling of Loan and Deposit pricing scenarios as well as costs relative to market interest rates •Enhancing and automation of existing financial models to incorporate new products and for fast, accurate and effective financial reporting to upper management
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PNC
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United States
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Financial Services
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700 & Above Employee
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Senior Financial Analyst
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Jan 2016 - Mar 2017
Retail Bank Finance - ATM Banking•Lead Financial Analyst for PNC’s WorkPlace Banking•Developed key Financial Models from the ground up using excel, Tableau and Hyperion•Created model for strategic placement of WorkPlace Bankers and sales force to determine the impact of factors including market, industry and market saturation•P&L analytics, month end close process, forecasts and budgets with effective commentary•Completed OMEGA Commercial Credit Course – Financial Accounting for Lenders Show less
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Senior Financial Analyst
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Aug 2014 - Jan 2016
Risk Management Finance•Lead Financial Analyst for PNC's Risk Operations•Analysis and Reporting to support Risk Operations and Total Risk Management•Standardizing reporting for all of PNC Risk Management Finance
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Financial Analyst
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Jun 2013 - Aug 2014
Finance Analyst Development Program4 Rotations:•Retail Finance - Business Banking & Merchant Services•Shared Services Regional Presidents•Corporate Banking CFO Group•Financial Planning and Analysis Group and Process Excellence Team
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University of Pittsburgh
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United States
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Higher Education
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700 & Above Employee
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Teaching Assistant - Managerial Ethics and Stakeholder Management
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Sep 2011 - Apr 2013
•Held role as Teaching Assistant. Worked with students to improve their business writing skills while keeping them up to date on current events as they prepared their work to be submitted for grades in class. •Held role as Teaching Assistant. Worked with students to improve their business writing skills while keeping them up to date on current events as they prepared their work to be submitted for grades in class.
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PNC
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United States
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Financial Services
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700 & Above Employee
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Asset Management Group Finance Intern
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Jun 2012 - Aug 2012
•Create Ad-hoc financial reports for internal Executive Management use •Update daily reports and analyze results •Analyze and update montly expense forecasts •Create Ad-hoc financial reports for internal Executive Management use •Update daily reports and analyze results •Analyze and update montly expense forecasts
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PNC
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United States
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Financial Services
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700 & Above Employee
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Corporate Services Intern
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Jun 2011 - Aug 2011
Real Estate Administration - Commercial Lending Services •Collaborate with executives to create schedules for Pipeline Meetings between managers and supervisors •Develop the process and user manual for gathering loan closing schedule data for use by present and future employees •Research tax information for cross-collateralized properties on PNC Real Estate deals •Reconcile construction loan data to ensure accuracy of information. Organize information to allow ease of access •Support Executives through data investigation and report generation Show less
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Loan Processing Assistant/Clerk Intern
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May 2010 - Aug 2010
•Process secured and unsecured loans - Utilized FISERV EasyLender software •Analyze and interpreted CREDSTAR and EXPERIAN credit reports for loan risk management. Scrutinized issues such as delinquencies, judgments, foreclosures, repossessions, bankruptcies, account balances, debt to income ratios, etc. •Communicate directly with customers on loan information and status •Perform loan rescission analysis including financial impact •Process secured and unsecured loans - Utilized FISERV EasyLender software •Analyze and interpreted CREDSTAR and EXPERIAN credit reports for loan risk management. Scrutinized issues such as delinquencies, judgments, foreclosures, repossessions, bankruptcies, account balances, debt to income ratios, etc. •Communicate directly with customers on loan information and status •Perform loan rescission analysis including financial impact
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Product Market and Pricing Research Assistant
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May 2007 - Aug 2009
•Research competitive products and establish strategic pricing for lead items •Update website pricing and monitor website rankings •Research competitive products and establish strategic pricing for lead items •Update website pricing and monitor website rankings
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Owner, Landscaper
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May 2006 - Aug 2009
•Maintain the yards of over 15 clients •Manage two workers' tasks and ensured customer satisfaction was achieved •Maintain the yards of over 15 clients •Manage two workers' tasks and ensured customer satisfaction was achieved
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Boy Scouts of America
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United States
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Civic and Social Organizations
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700 & Above Employee
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Eagle Scout
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1996 - 2008
Eagle Scount project - BY Park in Trafford, PA. •Designed and installed 5 permanent trash can receptacles •Built 4 life ring housing stations around pond to contain life rings and ladders for safety •Obtained 100% funding for project from donations by presenting to various companies about the benefits of my project. Volunteered at Free Ride Bicycle shop in Wilkinsburg, PA for trash can receptacle materials. •Held the following positions: Assistant Scout Master, Patrol Leader, Assistant Patrol Leader, Troop Guide, Quartermaster, Historian, Librarian and Chaplain Aide. Show less
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Education
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Duquesne University
Master of Business Administration - MBA -
University of Pittsburgh
Bachelor of Science (B.S.), Finance -
Penn Trafford