Experience

Phuture Phase S.p.a.

• Director Risk Management

  • Nov 2014 - Present

  Responsible for providing the leadership, management, innovation, and governance necessary to identify, evaluate, mitigate and monitor the company’s credit, financial and compliance risk related to retail financing. Using Knowledge of consumer credit and risk profiles and extensive experience with overall economic and demographic trends and conditions to develop credit risk management tools and practices to analyze and report on credit, portfolio and financial risks; establishes a risk management framework and relevant policies to minimize losses while not losing the integrity of the goal of increasing sales. I have primary responsibility for: • Establishing credit/financial risk management framework, including the development, implementation and application of risk metrics, methodologies and credit underwriting policies, and the monitoring, analysis and reporting of credit/financial risk exposures. • Directly and indirectly monitoring portfolio to ensure that staff and lenders are operating in accordance with applicable laws and regulations. • Developing, maintaining and refining the Credit Scorecard taking into consideration the organization’s risk tolerance, profitability and sales objectives. Develop and Implement Champion/Challenger strategies, refining scorecard with the objectives of increasing approval rates and reducing risk exposure. • Developing and monitoring collections and charge-off policies and procedures. Reviewing and reevaluating the adequacy and effectiveness of established policies and procedures. • Managing the relationship with outside servicing, collections and recovery firms; monitoring their performance to minimize losses and maximize recoveries while ensuring that they are performing services in accordance with servicing agreements and in compliance with the Fair Credit Reporting Act, the Fair Debt Collection Practices Act as well as other applicable federal and state lending regulations. Show less



Phintech

• Information Technology & Services

• Executive Director

  • Jan 2013 - Present

  Developing a brand strategy and statistics systems. Strategic Consulting, including development of business plans and sales strategies.Frequent public speaker, and active in social media. Working with all levels of customers, technical to board-level. Regarded as a safe pair of hands, and the “go to” person for his skillset. Experienced in situation management, both technical and political. Developing a brand strategy and statistics systems. Strategic Consulting, including development of business plans and sales strategies.Frequent public speaker, and active in social media. Working with all levels of customers, technical to board-level. Regarded as a safe pair of hands, and the “go to” person for his skillset. Experienced in situation management, both technical and political.



Sony Electronics

• United States
• Computers and Electronics Manufacturing
• 700 & Above Employee

• Public Relations Manager

  • Sep 2009 - Jun 2012

  He devised and delivered formal and bespoke training courses and programmes for customers and business partners in Europe. He performed many instances of public speaking, presentations and press interviews. He devised and delivered formal and bespoke training courses and programmes for customers and business partners in Europe. He performed many instances of public speaking, presentations and press interviews.


IBM
• IT Services and IT Consulting
• 1 - 100 Employee
• Research Engineer

  • Apr 1998 - Sep 2006


Londerville Steel Enterprises, Inc. / Concrete Supplies

• United States
• Mining
• 1 - 100 Employee

• Project Engineer

  • Feb 1994 - May 1996

  He arranged and led education events for business partners and customers, and gave one-on-one briefings and customer demonstrations. He arranged and led education events for business partners and customers, and gave one-on-one briefings and customer demonstrations.