James E. Cappello
Correspondent Sales - Inside Sales Representative at Village Capital & Investment LLC- Claim this Profile
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Bio
Erica Edwards
As Post-Closing Manager, at FGMC/goodmortgage, I work closely with James in a Capital Markets capacity. We often partner on loan delivery, product development and investor relationships. James is very efficient and forward thinking in his approach. James has a vast knowledge of the Capital Markets space in a constantly changing industry. He is a highly regarded asset of the organization and interacts well with everyone he comes in contact with. I highly recommend James, he will be an asset at any company he works for.
Peter Zomick
I am proud to write this letter of recommendation for James. I worked with James at goodmortgage and during that time together, I learned quite a bit about capital markets and how we sell loans to secondary. James uses his keen sense of awareness of the markets as it relates to hedging and lock expectations to deliver profitable loans, while understanding the balance between risk and reward. I would highly recommend James for any leadership role dependent on driving revenue and growth within the secondary market with balanced and calculated risk assessments.
Erica Edwards
As Post-Closing Manager, at FGMC/goodmortgage, I work closely with James in a Capital Markets capacity. We often partner on loan delivery, product development and investor relationships. James is very efficient and forward thinking in his approach. James has a vast knowledge of the Capital Markets space in a constantly changing industry. He is a highly regarded asset of the organization and interacts well with everyone he comes in contact with. I highly recommend James, he will be an asset at any company he works for.
Peter Zomick
I am proud to write this letter of recommendation for James. I worked with James at goodmortgage and during that time together, I learned quite a bit about capital markets and how we sell loans to secondary. James uses his keen sense of awareness of the markets as it relates to hedging and lock expectations to deliver profitable loans, while understanding the balance between risk and reward. I would highly recommend James for any leadership role dependent on driving revenue and growth within the secondary market with balanced and calculated risk assessments.
Erica Edwards
As Post-Closing Manager, at FGMC/goodmortgage, I work closely with James in a Capital Markets capacity. We often partner on loan delivery, product development and investor relationships. James is very efficient and forward thinking in his approach. James has a vast knowledge of the Capital Markets space in a constantly changing industry. He is a highly regarded asset of the organization and interacts well with everyone he comes in contact with. I highly recommend James, he will be an asset at any company he works for.
Peter Zomick
I am proud to write this letter of recommendation for James. I worked with James at goodmortgage and during that time together, I learned quite a bit about capital markets and how we sell loans to secondary. James uses his keen sense of awareness of the markets as it relates to hedging and lock expectations to deliver profitable loans, while understanding the balance between risk and reward. I would highly recommend James for any leadership role dependent on driving revenue and growth within the secondary market with balanced and calculated risk assessments.
Erica Edwards
As Post-Closing Manager, at FGMC/goodmortgage, I work closely with James in a Capital Markets capacity. We often partner on loan delivery, product development and investor relationships. James is very efficient and forward thinking in his approach. James has a vast knowledge of the Capital Markets space in a constantly changing industry. He is a highly regarded asset of the organization and interacts well with everyone he comes in contact with. I highly recommend James, he will be an asset at any company he works for.
Peter Zomick
I am proud to write this letter of recommendation for James. I worked with James at goodmortgage and during that time together, I learned quite a bit about capital markets and how we sell loans to secondary. James uses his keen sense of awareness of the markets as it relates to hedging and lock expectations to deliver profitable loans, while understanding the balance between risk and reward. I would highly recommend James for any leadership role dependent on driving revenue and growth within the secondary market with balanced and calculated risk assessments.
Experience
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Village Capital & Investment LLC
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United States
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Financial Services
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100 - 200 Employee
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Correspondent Sales - Inside Sales Representative
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Nov 2022 - Present
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First Community Mortgage
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Financial Services
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300 - 400 Employee
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Correspondent Account Executive
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Aug 2022 - Nov 2022
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First Guaranty Mortgage Corporation®
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United States
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Financial Services
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200 - 300 Employee
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Correspondent Lending Sales Support - Maverick Solutions Non-QM
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Jan 2022 - Jul 2022
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ServiceMac, LLC
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United States
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Financial Services
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200 - 300 Employee
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Capital Markets Price Desk
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Aug 2020 - Dec 2021
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First Guaranty Mortgage Corporation®
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United States
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Financial Services
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200 - 300 Employee
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Sr. Pricing Manager
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Aug 2017 - Aug 2020
Oversee Pricing, Margin changes, Exceptions and Lock Desk for Retail, D2C, Correspondent, Wholesale and Trade Desk (BMT). Oversee Pricing, Margin changes, Exceptions and Lock Desk for Retail, D2C, Correspondent, Wholesale and Trade Desk (BMT).
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goodmortgage.com
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Charlotte, North Carolina Area
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Pricing Manager
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Oct 2016 - Aug 2017
Head of Pricing and Margin Management for Direct to Consumer Lender goodmortgage.com. Promoted to work with parent company FGMC. Head of Pricing and Margin Management for Direct to Consumer Lender goodmortgage.com. Promoted to work with parent company FGMC.
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New Penn Financial, LLC
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United States
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Financial Services
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200 - 300 Employee
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Sr. Pricing Analyst/Capital Markets
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May 2013 - Nov 2014
Maintained daily Pricing Model, Rate Sheets, Margin adjustments for lead based aggregators along with loan sales.
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Sr. Trader/Capital Markets
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Aug 2012 - May 2013
MBS Hedging, Trading, Spec Pools, Cash Window Transactions, Pipeline Management along with various reporting,
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Santander Bank, N.A.
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United States
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Banking
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700 & Above Employee
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Sr. Secondary Anaylst III/ Trader
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Feb 2007 - Aug 2012
Traded daily Agency cash, Best Efforts and GNMA production as needed, maintained Pricing Model, rates and market pricing. Traded daily Agency cash, Best Efforts and GNMA production as needed, maintained Pricing Model, rates and market pricing.
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Finance of America Mortgage LLC
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United States
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Financial Services
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700 & Above Employee
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Financial Marketing Analyst/Secondary Marketing
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Nov 2002 - Jan 2007
Maintained locks, loan changes, product development, confirmed MBS trades, new employees, brokers, title companies and appraisers. Maintained locks, loan changes, product development, confirmed MBS trades, new employees, brokers, title companies and appraisers.
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Education
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1998 - 2002
Slippery Rock University of Pennsylvania
BSBA, International Business/Finance/Management
Community
