Experience

Cadence Bank

• United States
• Banking
• 700 & Above Employee

• Loan review Officer

  • May 2015 - Present

  • Independently evaluated loan applications to verify the quality of the applicant’s portfolio and achieved a loan default rate of < 2%. • Administered oversight of loans application to meet the Federal, State and regulatory requirements for credit risk management and governance. • Completed 40 hours of NMLS approved pre-licensure education, including 24 hours specific to Mississippi. • Minimized risk to Bank by evaluating credit worthiness using stress test to validate the accuracy… Show more • Independently evaluated loan applications to verify the quality of the applicant’s portfolio and achieved a loan default rate of < 2%. • Administered oversight of loans application to meet the Federal, State and regulatory requirements for credit risk management and governance. • Completed 40 hours of NMLS approved pre-licensure education, including 24 hours specific to Mississippi. • Minimized risk to Bank by evaluating credit worthiness using stress test to validate the accuracy of credit grading valuation for over 9,000 loan applications. Show less



BancorpSouth

• United States
• Banking
• 700 & Above Employee

• Loan Administrator Specialist

  • Sep 2013 - May 2015

  Tupelo, MS • Maintained complete account of maintenance data for scorecard and risk rating module. • Verified and prepared training materials for 30+ new trainees for Loan Officer Orientation class. • Handled key responsibilities for Other Real Estate (ORE) and Request for Sale forms and achieved exceptional results.

• Commercial Loan Processor

  • Aug 2011 - Sep 2013

  Tupelo, MS • Verified completeness and accuracy of loans totaling over $100 million dollars with a 99.2% success rate. • Demonstrated effectiveness as a loan processor while working to establish a good rapport high profile clients, customers and legal business organizations. • Processed loans to meet the USPAP and HMDA requirements with (0) complaints from customers.



Quantum Services

• United States
• Retail
• 1 - 100 Employee

• Interim Divisional Manager/ Audit Supervisor

  • Nov 2009 - May 2011

  Tupelo, MS • Streamlined audit process to meet internal control policies and cut audit time by two hours • Developed and implemented ne forms for ease of use and internal control compliance • Reduced numerous banking error and human mistakes by creating a quick reference guide • Played a pivotal role in meeting a demanding deadline by completing assignment ahead of schedule and then assisting co-workers in their task. • Incorporated effective change and risk management controls.