Jaimee Scott
Wholesale Account Executive at Reverse Mortgage Funding LLC- Claim this Profile
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Bio
Credentials
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American Board of Opticians License
American Board of OpticiansMay, 2001- Nov, 2024
Experience
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Wholesale Account Executive
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Jun 2019 - Present
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Wholesale Account Executive
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Aug 2018 - May 2019
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Loan Account Manager
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Mar 2015 - Jul 2018
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Owner/Baker/Cake Artist
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2005 - 201813 years
I started my own company baking specialty cakes and cupcakes. I have created cakes to enhance my client’s special day. In Las Vegas I made celebrity birthday cakes for the nightclubs in town. In Sacramento I have made wedding cakes, birthday cakes, and cupcakes. With owning your own company you have to be extremely organized and efficient. I am responsible for buying supplies, baking the cakes, decorating the cakes, and delivery.
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Hybrid Correspondent Lending Pipeline Manager
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Aug 2011 - Mar 2015
Manages a pipeline of 120 to 200 loans per monthFunds a minimum of 100 loans per monthProcess HECM refinance transactionsJunior Underwriter- Sign off Tier 1 & 2 ConditionsFunder –Review & gather all forms and conditions required to fund the loan, FundingClosing – Review & Prepare loan documentsPost Closing- solves issues, MERS, insuring, meets investor conditionsTop producing pipeline manager, meeting or exceeding goals every monthDelivered exceptional account… Manages a pipeline of 120 to 200 loans per monthFunds a minimum of 100 loans per monthProcess HECM refinance transactionsJunior Underwriter- Sign off Tier 1 & 2 ConditionsFunder –Review & gather all forms and conditions required to fund the loan, FundingClosing – Review & Prepare loan documentsPost Closing- solves issues, MERS, insuring, meets investor conditionsTop producing pipeline manager, meeting or exceeding goals every monthDelivered exceptional account service to strengthen client relationships & increase sales and volumeAnswered customers' questions about products prices, availability, uses and credit terms.Establish and maintain a thorough knowledge of all products and investor requirementsWorks with FHA/HUD/MERS/NORS resolution Created multiple document pieces to effectively train clients. Proactively train and support Broker Partners/Loan OfficersCollaborate with Operations, Sales, and Partners to resolve all loan-level conflictsDevelop processes necessary to achieve departmental goalsPerform all duties needed to close loans in the WS/Correspondent Lending ChannelAnalyze reverse mortgage loan applications to ensure accuracy, completeness and compliance with internal and external regulatory/FHA guidelinesEffectively communicates underwriting decisions to processors and advisorsCollaborate with staff and management to find solutions on escalated loansCross-train in all positions to build knowledge and experienceAbility to excel in a deadline oriented environment with minimal supervisionInteract professionally with all other employees, borrowers, brokers and vendorsReviews loans daily and determines what is needed to process loans quickly.Reviews credit reports, appraisals, flood certifications and preliminary title reports.Analyzes loan files and submit completed loans for approval to underwritingMaintains status of all files in process and keeps abreast of all FHA and Investor guidelines and changes that may affect loan status Show more Show less
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Website Administrator/Manager/Photographer
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Feb 2002 - May 2010
This is a website that I worked for years helping to build it as a brand. I started working for this website as a start-up, volunteering my time and work. Gradually as the website grew I became one of the first paid employees and one of the “faces” of the company. I was a nightlife/event photographer going to multiple locations a day shooting photos, and then uploading the photos to the website. When I became the website manager I was in charge of payroll, scheduling photographers for shoots… This is a website that I worked for years helping to build it as a brand. I started working for this website as a start-up, volunteering my time and work. Gradually as the website grew I became one of the first paid employees and one of the “faces” of the company. I was a nightlife/event photographer going to multiple locations a day shooting photos, and then uploading the photos to the website. When I became the website manager I was in charge of payroll, scheduling photographers for shoots in 12 cities, back-end site management, uploading photos, keeping the events calendar up-to-date, client requests/questions/concerns, liaison between employees and events/clubs, and much more. I helped plan and run events for the website, our clients, and patrons. Show more Show less
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Associate Personal Financial Consultant
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Jun 2005 - Sep 2006
As a Personal Financial Consultant it was my job to analyze clients finances and help restructure them to do more with their money. I assisted clients with money management, budgeting, investments, and life insurance. My job was to help them come up with a gameplan to reach their financial goals. This was a position in which I had to do a lot of outbound calling and networking to build my clientele. I developed and maintained long term relationships with my clients and account reps. My clients… As a Personal Financial Consultant it was my job to analyze clients finances and help restructure them to do more with their money. I assisted clients with money management, budgeting, investments, and life insurance. My job was to help them come up with a gameplan to reach their financial goals. This was a position in which I had to do a lot of outbound calling and networking to build my clientele. I developed and maintained long term relationships with my clients and account reps. My clients relied on me to assist them with important fiancial decisions and to keep their finances structured and organized. Show more Show less
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Senior Loan Officer
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Sep 2003 - Jun 2005
I was a Senior Loan Officer for Novastar Home Mortgage. With this company I have worked my way up from a Junior Loan Officer, to a Loan Officer, into a Senior Loan Officer. In this position it was my job to prospect for new business; i.e. cold calling and lead follow up, as well as maintain current files; i.e. make sure I have all documentation needed, make sure all appointments happen as scheduled, update customers, and continue to keep them interested in the process. I sold customers my… I was a Senior Loan Officer for Novastar Home Mortgage. With this company I have worked my way up from a Junior Loan Officer, to a Loan Officer, into a Senior Loan Officer. In this position it was my job to prospect for new business; i.e. cold calling and lead follow up, as well as maintain current files; i.e. make sure I have all documentation needed, make sure all appointments happen as scheduled, update customers, and continue to keep them interested in the process. I sold customers my products in a very competitive market. Much of my job entailed creating and discovering the need for my services and products. I had minimum goals that I have to meet and I work very closely with underwriters, processors, notaries, and appraisers. In this position I achieved top sales awards. Show more Show less
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Optician/Frame Stylist/Optical Technician/Head of Merchandising
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May 1999 - Dec 2003
The position I held as a frame stylist has a great deal of customer service and commissioned sales. I answer incoming calls, cashiering, and problem solving. I obtained insurance authorizations, and store merchandising. As an Optician I did eyeglass repairs, eyeglass adjustments, check prescriptions using a lensometer, and dispense glasses. I also analyzed problems people are having with their glasses to figure out why it is happening and tell them what we could do to help them solve it. As an… The position I held as a frame stylist has a great deal of customer service and commissioned sales. I answer incoming calls, cashiering, and problem solving. I obtained insurance authorizations, and store merchandising. As an Optician I did eyeglass repairs, eyeglass adjustments, check prescriptions using a lensometer, and dispense glasses. I also analyzed problems people are having with their glasses to figure out why it is happening and tell them what we could do to help them solve it. As an optical technician I pre-tested patients to gain information for their examination. To do this I used an auto refractor, do pupillary testing, test for non-contact tonometry, visual acuity, color vision, depth perception, and blood pressure. I checked patient’s current prescriptions on a lensometer, book appointments, gain insurance authorizations, order contact lenses, data entry, answer telephones, file, and fax. As the head of Merchandising I was in charge of making sure that new and current products are properly unloaded and displayed. I was also in charge of maintaining the upkeep of the store. I have to make sure all sales are displayed properly in the store, discontinued merchandise is removed from the store, and delegating other employees to make sure all of this is completed. Show more Show less
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Consumer Sales Representative
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Dec 2002 - Sep 2003
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Education
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California State University-Chico