Senior Executive Vice President (SEVP) & CAMLCO

• Aug 2020 - Present

Executive Vice President

• May 2014 - Jul 2020

1)-Creating risk awareness and culture2)-Bringing forward Implementation of Basel III accord recently promulgated by Bangladesh Bank,, the central bank of Bangladesh3)-Developing risk inventory comprising information both from inside and outside of the bank4)-Coordinating and monitoring the directives of Board Risk Committee, Management Risk Committee and SRP team to the risk generating department and trying to mitigating those for the sustainable growth of the bank

Deputy CAMLCO

• Jul 2013 - May 2014

1)-Formulation of policies and procedure on AML and CFT 2)-Assisting Central Compliance Committee/CAMLCO in implementing and enforcing the Bank’s AML Policies, Procedures and regulatory directives3)-Report on suspicious clients(SAR/STR) to Bangladesh Bank through Central Compliance Unit/CAMLCO4)-Communicating with Head of Branch and/or all Divisional Head in the Head Office of required action related to AML and CFT program. 5)-Turning up the employees on AML and CFT program as an ongoing policy.6)-Maintaining the documents related to AML/CFT and CCU(Central Compliance Unit)7)-Taking initiatives to improve the level of understanding regarding AML, AML Act, FATF, CFT etc through training and development program directly by AML Department apart from Training Institute of the Bank8)-Acting as liaison point to coordinate with BFIU(Bangladesh Financial Intelligence Unit of Bangladesh 9)-Bringing forward the sanctioned screening against UN and OFAC list10)-Looking after the transaction monitoring process as per regulatory requirement and as per our own appetire taking it as a hygiene factor Show less

Executive Vice President & Head of Internal Control and Compliance (ICC) Division

• May 2013 - May 2014

(1)-Measure the effectiveness of internal control through various efforts. (2)-Assess whether the controls are properly designed, implemented and working effectively, and make recommendations on how to improve internal control(3)-Ensure the quality and adequacy of the organization’s internal controls system and risk management process, and their effectiveness and outcomes(4)-Overseeing whether the bank is complying with regulatory norms as well as internal policies, processes, procedures, strategies and directives in order to achieve the corporate objectives of the bank(5)-Design and Develop the annual audit plan, getting it approved by the bank's competent authority and arrange conducting regular as well as special audit/inspection of business unit(Branch and Offices) of the bank as per plan(6)-Develop the job routine, constantly explore and assess the high risk areas, conduct special audit and recommend strategies to mitigate those risks(7)-Communicating the irregularities identified to the board and senior management regularly and propose and take corrective actions for control effectiveness.(8)-Maintain strong ties with central bank officials as an intermediary for the bank to resolve any issues in favor of the bank.(10)-Successfully resolved the barriers during formation of MTBCL, a subsidiary of Mutual Trust Bank, my former employer, by developing positive rapport with concerned authority in Bangladesh(11)-Preparing, maintaining and archiving all documents relating to financial health and risk profiling of bank(12)-Prepared the capital based risk audit framework that allowed streamlining the financial health assessment process(13)-Prepare the occasional and periodic risk reports that communicated the severity of the risk as well as mitigation tools (14)-Lead the team with their full satisfaction optimizing the utilization of resources Show less

Head of Complain Cell

• May 2013 - May 2014

Collecting complain from various sources like (1)-Email, (2)-Postal mail, (3)-Complain box, (4)-Phone calls (5)-Personal meeting, analyze those, suggest concerned Department to address, communicate with the persons/Organization lodged complain, noted reaction, take initiatives to integrate with the bank's strategy in order to improve the operational efficiency to avoid recurrence.

Senior Vice President & Head of Risk Management Division (RMD)

• Jan 2013 - May 2013

Had been 1)-Developing risk management framework and looking after overall risk management of both conventional as well as Islamic banking operations. Promoting the implementation of enhanced risk management practices in the bank with pragmatic but sophisticated risk management techniques and models focusing on Basel-II and transition to Basel-III regime 2)-Identifying, measuring, quantifying and reporting risk. 3)-Preparing RMP(Risk Management Paper), 4)-Conducting stress testing and reporting its impact, 5)-Liaison with Bangladesh Bank(the central bank of Bangladesh), 6)-Developing data warehouse capturing historical data, 7)-Team Leader in implementing Enterprise Data Warehouse(EDW) project for advance approaches of Basel Accord implementation complying RIT project of Bangladesh Bank Show less

Senior Vice President & Group Chief Risk Officer

• May 2009 - Jan 2013

A-First ever CRO of the Bank and also to look after the risk management of MTB's three other subsidiaries viz. MTB Securities Ltd(MTBSL), brokerage wing, MTB Capital(MTBCL), Merchant banking wing and MTB Exchange UK Ltd, the UK based fully owned exchange house of the bank.B-Head of Centralized Reporting Unit to (1)-upload the BB returns to its web portal and (2)-Transform Credit Risk Management from Basic Indicator Approach into advance approaches(IRB).C-Head of Green Banking cell and brought MTB among the top ten Green Banking compliant bank. Show less

SVP & Head of ICC(Internal Control & Compliance) Division

• Feb 2012 - Oct 2012

1)-To look after the over all risk management of the bank and its subsidiaries including implementation of Basel accords.2)-Developed mathematical model for conducting stress testing using own developed shock level3)-Developed tripartite benefit sharing model for Banks, clients and the credit rating agency4)-To identify the control weakness/failures, design and develop the appropriate control tools, test the control as trial, implement the control tools, report the performance of the newly developed control tools to Management and the Board, and with the consent of the competent authority, ensure smooth running of the tools for effective management of control risks5)-To report the audit findings to the Board Audit Committee6)-To ensure the development of Enterprise Data Wareshouse7)-And many more Show less

Vice President & first ever, Head of Credit Administration

• Apr 2007 - Mar 2010

A)-Developed Credit Administration Structure of the bank from zero level.B)-Revised and Developed Loan Documentation Checklist(LDCL) for the bank.C)-Developed exception approval process document for the bank.D)-Developed client database for effective credit administration.E)-Took initiative for automation of CL(Classification of Loans) module with Core Banking Solution(CBS)

Senior Asstt. Vice President(SAVP) and Manager

• Dec 2003 - Apr 2006

Opening Manager of the Branch and achieved Best Manager's Award for achieving target in all parameters like: (1)-Deposit Target, (2)-Credit Target, (3)-Profit Target, (4)-Trade Finance Target

Assistant Vice President and Manager

• Feb 2003 - Dec 2003

Opening Manager and awarded with number of appreciation for excellent performance in terms of Business Procurement, Keep all the Loans Performing, Expanding Bank's image in the locality etc

Senior Principal Officer(SPO) and Manager

• May 2001 - Feb 2003

Opening Manager. Sonargaon was a rural area. MTB was the first ever private commercial Bank of that locality. Lead the small team of the branch to spread the image of the bank effectively and procured huge amount of low and no cost deposit. With the strategy of procuring low/no cost deposit, branch became a profitable one within few months(Less than on year)

Officer Grade-II(Equivalent to Principal Officer)

• Oct 2000 - May 2001

Deputy to the Head of Merchant Banking Division. Had to look after the works of share Division and Board Secretariat in addition to Merchant Banking Division.

Officer Grade-II(Equivalent to Principal Officer)

• Oct 2000 - Dec 2000

In-charge Credit and Foreign Exchange(Internal Trade Finance-mainly import from India and some countries of Europe). Assisted the branch management in formulating strategy to improve the business volume as well as operational efficiency

Officer Grade-II(Equivalent to Principal Officer)

• Aug 1997 - Oct 2000

Head of Branch Credit Management. In addition, I had to play vital role in recoverying and regularizing Non performing credit of the branch

Officer Grade-III(Equivalent to Senior Officer)

• Oct 1994 - Aug 1997

1)-Head of Branch Credit Management2)-Head of Branch Foreign Trade3)-Head of NBL-BMDA joint supervised agricultural(micro) credit wing of the branch4)-Temporary Head of Branch Cash Department

Officer Grade-III(Equivalent to Senior Officer)

• Apr 1988 - Oct 1994

1)-Head of Branch Cash Department2)-Head of Branch Accounts Department

Junior Officer (Cash) to Officer Grade III-A (Equivalent to Principal Officer)

• Aug 1985 - May 1988