Experience

Community Bank, N.A.

• United States
• Financial Services
• 700 & Above Employee

• Commercial Banking Officer

  • Jul 2022 - Present

  Providing support to the Victor, NY Commercial Lending Team serving the Greater Rochester NY market in a variety of job responsibilities including sales support, credit analysis, and portfolio administration. Providing support to the Victor, NY Commercial Lending Team serving the Greater Rochester NY market in a variety of job responsibilities including sales support, credit analysis, and portfolio administration.



The Upstate National Bank

• United States
• Banking
• 1 - 100 Employee

• Credit Analyst

  • Jul 2021 - Mar 2022

  Analyze Corporate and Personal financial statements and tax returns to determine creditworthiness of loan request in context of Bank Credit Policy metrics. Perform annual reviews of credit facilities extended to customers to confirm continued repayment ability and satisfactory collateral valuation. Results of the preceding are noted in a concise, cogent written document. Provide additional credit related assistance at the direction of Bank management. Analyze Corporate and Personal financial statements and tax returns to determine creditworthiness of loan request in context of Bank Credit Policy metrics. Perform annual reviews of credit facilities extended to customers to confirm continued repayment ability and satisfactory collateral valuation. Results of the preceding are noted in a concise, cogent written document. Provide additional credit related assistance at the direction of Bank management.



KeyBank National Association

• Rochester, New York

• Senior Portfolio Manager

  • Oct 2016 - May 2018

  Underwrite new money requests, provide sales and customer service support to Senior Bankers and Relationship Managers, test financial covenants for compliance, and perform annual reviews. (KeyBank acquired my previous employer, First Niagara Bank, in October 2016 and provided me with continuous employment.) Underwrite new money requests, provide sales and customer service support to Senior Bankers and Relationship Managers, test financial covenants for compliance, and perform annual reviews. (KeyBank acquired my previous employer, First Niagara Bank, in October 2016 and provided me with continuous employment.)



First Niagara Bank

• Rochester, New York

• Senior Portfolio Underwriter

  • Nov 2007 - Oct 2016

  MIddle Market and Business Banking Commercial Business Assets (C&I) underwriting experience as well as Commercial Real Estate underwriting background. MIddle Market and Business Banking Commercial Business Assets (C&I) underwriting experience as well as Commercial Real Estate underwriting background.



Canandaigua National Bank & Trust

• United States
• Financial Services
• 300 - 400 Employee

• Loan Officer

  • Apr 2006 - Oct 2007



KeyBank

• United States
• Banking
• 700 & Above Employee

• Relationship Manager

  • 1997 - 2006