Experience

Empower Pakistan

• Pakistan
• Education Management
• 1 - 100 Employee

• • Oct 2018 - Present

• • Nov 2017 - Present



Khushhali Microfinance Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• Lending Specialist

  • Jan 2015 - Dec 2015

  Key Responsibilities Business Growth : Identify new MSME/ small business enterprises in the assigned area. Assess their loan requirements based on customer need and present appropriate loan proposals to the credit committee for approval. Develop and analyze financial statements of the MSMEs in order to access the financial soundness of the business and his repayment capacity. Conduct loan appraisal, collect and verify detailed information (personal, business, guaranties and collateral pertaining to MSMEs) to open new MSME loan accounts. Prepares and execute loan contracts and arrange for disbursement of loan. Receive feedback of MSME clients for product enhancements and new product requirements. Gain insight on competitor's product offerings for MSME clients and provide feedback to the line manager Service Quality: Maintain good relationship with MSME clients and promptly address their queries. Meet internal service standards and ensure no service related complaints are received from customers. Portfolio Management Monitor MSME loans and ensure timely repayment. Maintain continuous contact with MSME clients so that loan is recovered on timely basis. Continuously follow up with MSME clients for timely repayment and negotiation directly or through other elements included in KBL’s distribution channel. Compliance Conduct, complete and process MSME loan booking / documentation in strict compliance with KBL’s policies, procedures and ethical standards. Thoroughly review KIM manual to understand products and processes. Deeply study the Prudential Regulations to ensure complete compliance Show less



MCB Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• Internship

  • Jun 2013 - Jul 2013

  To deliver a high quality client service and customer retention approach to managing client relationships to enhance product sales and new client growth targets.Achieve agreed individual performance targets for deposit growth, income generation, product sales and new client growth targets. To deliver a high quality client service and customer retention approach to managing client relationships to enhance product sales and new client growth targets.Achieve agreed individual performance targets for deposit growth, income generation, product sales and new client growth targets.



Soneri Bank Limited

• Pakistan
• Banking
• 700 & Above Employee

• Summer Internship

  • Jun 2012 - Aug 2012